Without that Credit Card and Home equity of yours, I say Welcome to Camden.

Many of the people in White Middle America would be:

– Living in shacks
– Taking the bus
– Having baby daddy selling rock
– Kidnapping people
– Hijacking buses
– Working a min wage job in the day while tricking cooch at night
– Selling dope in the day and packs boxes for poop pay 3rd shift
– Hollering at their kids to make sure they wear shoes so they wont walk outside and step on a hypodermic needle
– Looking over their sholuders so they wont get robbed
– Always be alert just in case someone wanted to fight you for whatever reason
– Making sure gang members dont recruit your kids
– Making sure your daughter doesnt become sex trafficked
– Living with Roaches mice and rats in your home, the hospitals, restaurants, and the schools, and there’s nothing you can do about it because everybody has them and will always spread.
– Passed over for Immigrants on Jobs

Without their credit cards, retirement plans, and Home Equity.

Chapter 1 A Time of Plenty

One morning long ago, in a place that no longer is, a young lad was awakened by the crowing of a rooster. As he arose from his bed, he heard his name being called.
“Wake up Diligent Dan,” his mother, Frugal Fay shouted.
“I was awakened by the crowing of the cock, Mother. For what chore do you summon me?”
“I need you to hasten to yon henhouse and fetch eggs for breakfast.”
Diligent Dan made his way toward the henhouse through the near darkness of early dawn. As he passed near the cow barn, he could see the glow of an oil lantern. His father, Laboring Larry had just finished milking their cow. “Good morning, Father. I’m on my way to yon henhouse to fetch eggs.”
“Do so quickly, Diligent Dan,” said Laboring Larry. “The sun will soon be up, and we must not let a minute of daylight be wasted, for the work needed to be done in the field is great.”
The man and his son were soon at the house with the milk and eggs. “I’ll need more firewood before supper,” Frugal Fay said as she cooked the eggs.
“This is market day in the village,” said Laboring Larry as the family sat at breakfast. “We must have the wagon loaded before midday, so the vegetables will be fresh and bring a good price in the market place.”
“Take this fine garment I have just sewn to market also,” said Frugal Fay. “Perhaps you can trade it for woolen cloth so I can make coats for winter.”
So began Diligent Dan’s day. It was like so many others that came before and after. There were always early morning and evening chores, with hard work in the field during the hours of daylight. Since this was a market day the family worked hard all morning, and by midday the wagon was loaded with fresh fruits and vegetables, a few young chickens, and a pig just old enough to be weaned. “May I go with you to the village?” Diligent Dan asked his father.
“Yes you may,” Laboring Larry answered. “It’s time you learned to bargain and trade in the market place. Watch and listen, for someday this farm will be yours, and you will need to be skillful in business.”
So Diligent Dan watched and listened as Laboring Larry bargained in the market place. Some of the farm produce was sold for money, while some was traded for things the family needed. The fine garment that Frugal Fay had sewn was traded for woolen cloth that she would sew into warm winter coats. When the trading was finished, Laboring Larry took a bag of coins to the village banker. “Add this to my account,” he instructed the banker.
“Remember this my son,” Laboring Larry told Diligent Dan as they climbed onto the wagon. “If you wish to prosper, you must always sell more than you buy. You saw this very day how the fruits of our labor brought a good price. We were able to pay for the things we needed, and had a little left over to deposit with the village banker.”
“But why did you give our coins to the banker?” Diligent Dan wanted to know.
“I have found him to be an honest man. Whenever we have need of the money, the banker will have it ready for us. He will also pay us interest on it.”
“You mean he will give you back more than you gave him? How can he do that?”
“The banker lends the money to others who pay him more interest than he pays us,” Laboring Larry explained.
“Did you ever borrow from him?” Diligent Dan asked.
“Yes. This wagon you now ride on was bought with a loan from the banker. I knew that this wagon would allow me to carry more goods to market than the old cart I had. Being able to sell more on market day gave me the money to repay the loan quickly. Always remember this lesson, Diligent Dan: Borrow only for things that will increase your ability to earn more money with which to repay the loan.”
Once back at the farm, Diligent Dan gathered enough firewood for cooking supper. Dead trees and fallen branches from a wooded portion of their land yielded all the firewood the family needed for cooking food and warming their small house. Evening chores and a light supper ended the day that was like so many that had come before and many that would follow. All were filled with hard work, but the farm yielded its crops in season, and the family had plenty.
In the years that followed, Diligent Dan continued to heed his father’s instruction, and learned all the ways of those who prosper.

Chapter 2 A Foolish Choice

As Diligent Dan grew in mind and stature, Laboring Larry and Frugal Fay waxed old and their strength waned. So, it came to pass that Laboring Larry and Frugal Fay died and rested with those who had gone before them. Diligent Dan was left alone to do the farm work and trading, but he had learned well the skills that his father had taught him. Therefore, the farm prospered.
Though he had no fear of hard work, the time came when Diligent Dan said to himself, “Alas, I am all alone and have no heir on whom to bestow all I own. I will take unto myself a wife who will bring forth sons and daughters to be my heirs.” So the next time he took goods to market he looked among the crowd for a young lass of strength and beauty.
Shrewd Sherman was often in the market place with goods to sell and trade. Diligent Dan remembered that his father had warned him to be careful when trading with Shrewd Sherman for he was sly and skillful in bargaining. On this day, Shrewd Sherman was not alone in his wagon. With him sat a young maiden of beauty and charm.
“Good day to you, Diligent Dan,” Shrewd Sherman shouted. Come and meet my niece, Silly Susan.”
“Good day, Silly Susan. I’m Diligent Dan.”
“Good day,” she replied with a charming smile. “My uncle is showing me the market place.”
“Silly Susan is the daughter of my dear brother who recently passed from this life,” Shrewd Sherman explained. “Now my own humble abode is graced by her beauty and charm.”
On the market days that followed, Diligent Dan would always find a reason to draw neigh to Shrewd Sherman’s wagon so he could visit with Silly Susan. He was taken by her beauty and charm, and his love for her overcame him. The day came when Diligent Dan could wait no longer. So he said to Shrewd Sherman, ”Give me your niece to be my wife and I will provide well for her, for my love for her burns within my soul.” So Shrewd Sherman gave Silly Susan to be the wife of Diligent Dan, and he did so gladly, for it relieved him from the burden of guardianship that his dead brother had placed upon him.
Then it came to pass that Silly Susan conceived and bare a son and his name was Lazy Luke. After a time, Silly Susan conceived again and there was born to her a daughter named Vain Velma. Now Diligent Dan loved Lazy Luke and Vain Velma, and said to Silly Susan, “Behold, my life is full and my soul is joyful because I have heirs on whom to bestow all I own.
Diligent Dan did not know that Silly Susan was full of guile and deceit for her heart was evil. Nor did he perceive that she felt no love for him, but married him only to take from him all she could.

Chapter 3 The Decline

From the faint light of early morning until the darkness of evening, Diligent Dan did not cease from working, nor did he rest from his labors save for a few hours sleep during the darkness of night. “I promised Shrewd Sherman that I would provide well for his niece,” he would often say to himself, as his body grew weary and his bones ached. “Now I must work even harder to provide all that is needed for Lazy Luke and Vain Velma.”
As the years passed, there came a day when Diligent Dan said to Silly Susan, “Behold how much your son Lazy Luke has grown. He must begin to work with me in the field. He will soon be a man and will need to know the skills of farming.”
“Not so, my husband,” Silly Susan objected. “My son is the heir of a prosperous farmer. He deserves to take his place among the leaders of the village. The work of a field hand is beneath his station in life.”
“So what would you have him do to make for himself a place among the leaders of the village?”
“Lazy Luke and Vain Velma must meet the children of those in high places and learn all their ways so they can make friends of them,” replied Silly Susan.
Diligent Dan did not agree with the words Silly Susan had spoken, but he was much too tired to argue. “So be it,” he said. “On the morrow, my work does not require the use of my horse and wagon. I will make them ready, and you can take Lazy Luke and Vain Velma to the village.”
“Will you never learn, my husband? The children of those in high places would never make friends with Lazy Luke and Vain Velma if they saw them ride into the village in a farm wagon drawn by a plow horse. First you must buy for us a fine carriage and a handsome horse to draw it.”
“Such a purchase would require more money than I have,” Diligent Dan explained. “I will need several years to save that much.”
“My patience wears thin, Diligent Dan,” Silly Susan shouted. “Lazy Luke and Vain Velma must have these advantages now, lest the time of opportunity pass them by. You have good standing with the village banker. Borrow from him and buy us a fine carriage and a handsome horse to draw it.”
The next day Diligent Dan stood before the banker and asked for the loan.
“Diligent Dan, surely you remember that your father taught you to borrow only for things that would increase your ability to earn money with which to repay the debt,” the banker reminded him.
“I remember well,” Diligent Dan answered. “But my father did not know Silly Susan. Her nagging vexes my soul, and peace is far from me. I must buy her a fine carriage and a handsome horse to draw it. Then perhaps she will cease her grumbling.”
So the agreement was made, and Diligent Dan soon found a fine carriage with a handsome horse to draw it, and bought both with borrowed money.
Not many days had passed when Diligent Dan was awakened from a sound sleep by the voice of Silly Susan. “Hark, I hear music, and it seems to be from the wooded portion of our land from whence you gather firewood. I think sojourners may have encamped there.”
“Worry not,” Diligent Dan replied. “They can do but little harm in one night. I will suffer them to stay until morning. Then I will evict them.”
The next morning when Diligent Dan returned from milking the cow, he said to Silly Susan, “Behold there is now sufficient light to see the wooded land. Near the stream that flows through the woods there is a wagon of the kind used by sojourners. I will go quickly and expel them from our land.”
“To expel them hastily could be foolish,” objected Silly Susan. “First inquire of them as to their willingness to work. Housework is burdensome to me and it is hard for you to keep up with all that must be done in the field.”
“If Lazy Luke and Vain Velma would work as I did when I was a youth, there would be no need for hirelings,” said Diligent Dan.
“It is far more important for Lazy Luke and Vain Velma to strive toward taking their rightful place among the leaders of the village than to do the work of field hands and chambermaids,” said Silly Susan. “Bargain with the sojourners to do this work, and offer them a small portion of the crops as pay.”
So it was that Diligent Dan allowed the sojourners to remain on the farm. The woman sojourner did housework, while the man sojourner worked in the field. After some time had passed, Diligent Dan returned from a day of bargaining and trading in the village. “You did not bring to me all the things I requested from the market place,” said Silly Susan.
“After giving a portion of the farm’s yield to the sojourners, the goods I had left were not sufficient to trade for all you requested,” said Diligent Dan. “Also, I had naught to give the banker. I fear he will seize your fine carriage and the handsome horse I bought to draw it.”
“You must not permit such a thing,” said Silly Susan. “Alas, heed my advice for I know what you must do. There is in the village a man who buys land. Bargain with him and sell a small portion of the farm that is by the road. Surely the price thereof will be sufficient to pay all that is due the banker. Then I shall be able to keep my fine carriage and the handsome horse you bought draw it.”
So it was that Diligent Dan sold a small portion of the farm. Then it came to pass as the months of winter drew nigh that Silly Susan said to Diligent Dan, “Behold the turning of the leaves and the chill in the air. Winter draws nigh and, lo, the sojourners sleep in a wagon and have not a warm place to abide.”
“What would you have me do?” answered Diligent Dan. “There is not room in our small house for these strangers.”
“You have a barn in which you store grain from the field. It is never full, so ample room remains for the sojourners to sleep therein. Let them gather stones from the stream and build a place for fire by which they can be warmed and cook food.”
Diligent Dan did as Silly Susan said, and the sojourners dwelled in the grain barn from that day forward. Then there came a day when Diligent Dan said to Silly Susan, “The time of harvest is not yet, but our store of grain is low. What remains is not sufficient to feed the horses and the cow and still have what we need to grind into meal for our own table.”
“How could such a thing happen?” Silly Susan asked. “Always before there was plenty of grain with some left over.”
“We could not harvest from the small portion of land I sold to pay the banker. The horse I bought to draw your fine carriage had to be fed. The sojourners fed their horse from the grain barn and also ground meal for their table. Now we have insufficient grain to last until harvest.”
“Must I always be the one to solve your problems?” Silly Susan asked sternly. “You must sell the cow. Then with one less animal to feed, the grain you have will last until harvest.”
“What will we do for milk, butter, and cheese?” asked Diligent Dan.
“Buy those things in the market place. That will be better anyway, for I have long since grown weary of the churning of butter and the making of cheese.”
So, Diligent Dan sold the cow, and from that day forward he bought milk, butter, and cheese from the market place. He also needed to buy firewood because the dead trees and fallen limbs were no longer sufficient for the family and the sojourners. With less land for growing crops, more people to feed, and the need to buy more things from the market place, the farm could no longer produce all that was needed for trading. Therefore, from time to time it was necessary for Diligent Dan to borrow more from the banker, so his debt grew and grew.
One morning Diligent Dan noticed that the sojourners wagon was gone. Their belongings were missing from the grain barn, as was much of the grain. “Silly Susan,” he shouted. “The sojourners have stolen our grain and fled.”
“That is a very bad thing,” said Silly Susan. “For now I will be burdened with all that housework.”
Diligent Dan tried to work even harder than he had before to repay the debt that Silly Susan had forced upon him, and to replenish what had been stolen by the sojourners. One hot day as the scorching sun beat down on him, he was walking behind his plow when he felt a sudden weakness come over him. His legs gave way, and Diligent Dan fell to the ground and gave up the ghost with his hands still on the plow.

Chapter 4 The Fall

Silly Susan sat sobbing before the banker. “What will I do if you take my farm?” she asked. “My children and I have no one that will take us in, nor do we have skills by which we could earn our living. Show us mercy and let us stay on the land. A time will come when we will be able to start repaying what we owe.”
“Your sorrow is of your own making, Silly Susan,” the banker replied. “Your husband was an honorable man, and it is only for his sake that I will show mercy and deal kindly with you.”
“Will you then let us keep the farm and not take it from us?”
“I can not do as you ask, Silly Susan,” said the banker. “The money I lent to you was not my own. It belongs to those who trusted me to invest it wisely. I must seize the land for their sake. I have hired a husbandman to oversee the work, sell the crops, and return to me a portion of the money received. The husbandman will dwell in the house, but I have instructed him to let you and your children abide in the grain barn where the sojourners dwelled.”
“That barn is not a fitting place for the rightful heirs to the farm, but we have no other place to go,” said Silly Susan. “Will the husbandman also provide food for our table?”
“To eat, you must work,” the banker said. “If you will do all the work assigned to you by the husbandman, he will see that your table is not left bare.”
So Silly Susan, Lazy Luke, and Vain Velma made their bed on the floor of the grain barn. From the faint light of early morning until the darkness of evening, they were not allowed to cease from working, nor did the husbandman permit them rest from their labors save for a few hours sleep during the darkness of night. Their food was from the portion of the crops that were not fit to be sold in the market place. That which was damaged, wilted, partly rotted, or half eaten by worms was all that came to their table.
So was their lot for all the remaining days of their lives. This was fair and just. They deserved no better, for they had brought about the dreadful demise of Diligent Dan.

SYMBOLS DEFINITIONS
The farm: The United States
The village with its market and banker: The global economy
Laboring Larry and Frugal Fay: Founders of America and others up through the first half of the 20th century.
Diligent Dan: Hard working Americans who continue to honor traditional values of work and thrift.
Silly Susan: Politicians who forced America into foolish policies that resulted in trade deficits and budget deficits
Lazy Luke and Vain Velma: Non producers: Speculators, career welfare recipients, criminals, and other parasites.
The sojourners: Cheap labor by illegal aliens and other sources – Demonstrates the high cost of cheap labor through crime and the burden on social services.
Market purchases exceed sales: Trade deficit – Eliminates jobs, and
reduces tax revenue.
Family spending exceeds farm income: Budget deficit – Forces the government to borrow and pay interest.
Money borrowed from the banker: National debt A burden on future generations.
Selling a parcel of the farmland: Foreign investment – In the short term it brings in cash, but in the long term (if it is not balanced by American investment in foreign countries) it drains the economy by paying profits to investors outside the country. Dependence on foreign investment can lead to a loss of national sovereignty.
Selling the cow: Outsourcing production – In the short term it can decrease production cost, but in the long term it slows the economy by eliminating American jobs and thereby reducing GDP, consumption, and tax revenue. It also drains money from the economy, sending it to foreign countries.
Loosing the farm: Loss of American sovereignty – It is already happening. The trade deficit causes billions of American dollars to flow to the countries that hate us most – China and the oil-rich Muslim countries. We must borrow those dollars back to make up the budget deficit. Our adversaries have the power to shut down our government just by cutting off our credit.

REVIVLE OR REVOLUTION????