The Beginning Of The End
The Beginning Of The End By Michael T. Snyder - Kindle Version

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Shut Them Down! – Payday Loan Companies Are Making Billions Preying On The Misery Of The Poor

Payday Loan Companies Are Making Billions Preying On The Misery Of The Poor - Photo by VinceesqWould you take out a loan that has an annual percentage rate of 391 percent?  Yes, I know that sounds absolutely crazy, but millions of Americans do it every single year.  The typical payday loan requires borrowers to pay about 15 dollars for every $100 that they borrow for two weeks.  That comes out to a yearly rate of about 391 percent.  And the payday loan companies know exactly who to target.  They have set up thousands of shops in the poorest communities all over the nation over the last several decades.  Each year, approximately 12 million Americans take out payday loans and they pay approximately 7.4 billion dollars in interest and fees on those loans.  Sadly, once you get hooked on payday loans they are very hard to stop.  In fact, one study found that only 13 percent of payday borrowers get two loans or less per year.  All other borrowers take out more loans than that.  In fact, more than a third of all payday borrowers take out between 11 and 19 loans during the course of a single year.  And as was mentioned earlier, the interest rates on these loans are beyond exorbitant.  Payday loans are estimated to be about  20 times more expensive than bank loans, with annual interest rates that are sometimes as high as 500 percent.  The payday loan companies circle the poor like vultures, because they know that the poor are the only ones desperate enough to agree to such terms.  This is why we need to shut them down.  The payday loan companies are making billions preying on the misery of the poor and it needs to be stopped.

And it just isn't small, disreputable banks that are involved in these practices.  The truth is that some of the largest banks in America are now making payday loans...

Some, including U.S. Bank, Fifth Third Bank and Wells Fargo, offer payday loans under names such as Ready Advance, Fast Loan and Early Access, according to the Center for Responsible Lending (CRL). They can carry interest rates averaging between 225 and 300 percent, CRL said.

Others major banks not making such loans directly, but instead they are investing millions of dollars in the companies that do make the loans.  Bank of New York Mellon Corp., JPMorgan Chase and Bank of America are just some of the major banks that have invested large amounts of money in the payday loan industry.

These financial institutions are making billions of dollars by exploiting the people in our society that are the most vulnerable.  As I showed the other day, the bottom 90 percent of America is systematically getting poorer, and many Americans in desperate financial situations have found  the easy cash provided by the payday loan companies to be irresistible.  The following are some statistics about payday loans from a recent Pew Research study...

-Fifty-eight percent of payday loan borrowers have trouble meeting monthly expenses at least half the time. These borrowers are dealing with persistent cash shortfalls rather than temporary emergencies.

-Only 14 percent of borrowers say they can afford to repay an average payday loan out of their monthly budgets.

-Seventy-eight percent of borrowers rely on information from lenders—who sell these loans as a safe, two-week product—when choosing to borrow money. This reliance reinforces the perception that payday loans are unlike other forms of credit because they will not create ongoing debt. Yet the stated price tag for a two-week, $375 loan bears little resemblance to the actual $520 cost over the five months of debt that the average user experiences.

-While payday loans are often presented as an alternative to overdrafting on a checking account, a majority of borrowers end up paying fees for both.

-Some borrowers ultimately turn to the same options they could have used instead of payday loans to finally pay off the loans. Forty-one percent need an outside cash infusion to eliminate payday loan debt– including getting help from friends or family, selling or pawning personal possessions, taking out another type of loan, or using a tax refund.

-By almost a three-to-one margin, borrowers favor more regulation of payday loans. A majority of borrowers say the loans both take advantage of them and that they provide relief. Despite feeling conflicted about their experiences, borrowers want to change how payday loans work.

But those statistics don't really convey the real world consequences that these predatory loans have.  Many Americans have lost everything that they had after they turned to payday loans.  In fact, it is estimated that at least 50,000 Americans a year go bankrupt due to payday loans.

A recent NBC News article profiled Raymond Chaney, a 66-year-old military veteran that had his life totally destroyed by these predators...

For Raymond Chaney, taking out a payday loan was like hiring a taxi to drive across the country. He ended up broke — and stranded.

The 66-year-old veteran from Boise lives off of Social Security benefits, but borrowed from an Internet payday lender last November after his car broke down and didn’t have the $400 for repairs. When the 14-day loan came due, he couldn’t pay, so he renewed it several times.

Within months, the cash flow nightmare spun out of control. Chaney ended up taking out multiple loans from multiple sites, trying to to stave off bank overdraft fees and pay his rent. By February, payday lenders — who had direct access to his checking account as part of the loan terms — took every cent of his Social Security payment, and he was kicked out of his apartment. He had borrowed nearly $3,000 and owed $12,000.

“I’m not dumb, but I did a dumb thing,” said Chaney, who is now homeless, living in a rescue mission in Boise.

Is there anyone out there that still wants to argue that we should not shut these predators down?

Sadly, many Americans in poor communities have very few alternatives to the payday loan companies.  In recent years, the large banking chains have been systematically closing down branches in poor neighborhoods while expanding in wealthy neighborhoods at the same time.  Since the Federal Reserve is paying banks not to lend money, it doesn't make a lot of sense for them to make high-risk loans to poor Americans who may not be able to pay them back.  And recent regulations passed by Congress have made it not very profitable to offer checking accounts to poor people.  In many poor communities all over the country, it has now gotten to the point where it is becoming extremely difficult to find a bank branch anywhere.

So payday loan companies have been more than happy to fill the void.

But don't look down on those that have taken out payday loans.  The truth is that almost all of us have willingly allowed ourselves to become enslaved to the system at one point or another.

For example, in a previous article entitled "Money Is A Form Of Social Control And Most Americans Are Debt Slaves", I pointed out the utter foolishness of constantly carrying a balance on a credit card.  In that article, I included a great explanation from a former Goldman Sachs banker about how incredibly crippling credit card debt can be...

On the debt side of things, how much does your credit card company earn if you carry just an average of a $5,000 credit card balance, paying, say, 22% annual interest rate (compounding monthly) for the next 10 years?

In your mind you owe a balance of only $5,000, which is not a huge amount, especially for someone gainfully employed.  After all, $5,000 is just a quick Disney trip, or a moderately priced ski-trip, or that week in Hawaii.  You think to yourself, “how bad could it be?”

The answer, including the cost of monthly compounding, is $44,235, or about 9 times what it appears to cost you at face value.

This is why one of the top things that I recommend for getting prepared for the economic crisis that is coming is to get out of debt.

You do not want to be enslaved to financial predators when everything starts falling apart all around you.

So do any of you have any payday loan or credit card horror stories to share?  Please feel free to share what you have to say by posting a comment below...

Payday Loans - Photo by swanksalot

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  • MICHELLE CAMPBELL

    REV VINCENT PURCELL IS GOD SENT

    My name is MICHELLE CAMPBELL, am from MEMPHIS ,TENNESSEE IN UNITED STATE OF AMERICA, am a happy woman today because

    REV VINCENT PURCELL saves my MUM,S LIFE by giving me an easy loan amount of $100 000 from his christian and charitable

    loan firm named HOLY ANGELS CATHOLIC CHURCH LOAN FINANCE FIRM.

    I have been a victim of online scams 4 times, till my sister,s husband introduced me to REV VINCENT PURCELL,director of

    HOLY ANGELS CATHOLIC CHURCH LOAN FINANCE FIRM

    .

    I was in need for the sum of $100 000 for my mum,s treatment abroad, and till i decided to apply for a loan from

    HOLY ANGELS CATHOLIC CHURCH LOAN FINANCE FIRM

    , i was so surprise my loan was approved and granted without any form collateral ,

    no cosigner and with just 1.1 interest rate.

    Am making this testimony today to every once out there who is in financial crises and in need of loan to contact

    HOLY ANGELS CATHOLIC CHURCH LOAN FINANCE FIRM with the email address below—[holyangelsloanfirm@gmail.com].

    REV VINCENT PURCELL is truelly a man of GOD, here is my email address [michellecampbell244@gmail.com]

    Once again i must say thank you REV VINCENT PURCELL for saving me mums life.

  • james

    Hi everyone my name is Catherine i live in Texas USA I applied for a loan of $100,000 in march 2012 with diamond loan company and i was ask to pay $1000 for insurance which i did and they never transfer my loan and i was charge more and more fee which i got nothing in return i lost over $5000 to them because i was anxious of the loan i have to apply through another company and this second company did the worst to me,i was ask to pay only $100 for transfer fee which i later give them the total of $7000 and till date i never get mails from them.and this really make me frustrated Until 1st of July when a friend of my refer me to Fidelity Loan company at first i was scared but i later contact them and after three days they transfer to me $120,000.00usd on 3% interest please if any one is looking for a loan then fidelity (fidelity_financial_service@outlook.com) loan company is the solution to your loan problem’s.thank you again Mr Wang Yang C.E.O fidelity financial service.any one in need of loan can reach them now on this email (fidelity_financial_service@outlook.com)

  • REV JAMES

    ST PAUL CATHEDRAL FINANCE

    EMAIL: [ stpaulcathedralfinance@gmail.com ]

    ====================

    This is a Christian Organization formed to help people in need of

    help, such as financial help. and help them out of their financial

    crises. If you are short of cash and in need of financial assistance

    ST PAUL’S CATHEDRAL FINANCE is the best solution.

    We make applying and qualifying for a loan quick, easy and painless.

    Our payday loans IS a fast and easy way of obtaining the emergency cash fast!

    ======================

    If you are having any stress in obtaining a loan from your local

    banks and finance kindly fill the application and send to our

    email:[ stpaulcathedralfinance@gmail.com ]

    ===========

    If you are interested and you want to obtain a loan from

    ST PAUL’S CATHEDRAL FINANCE, kindly fill the application

    form and reply us through our email…….

    THANKS AND REGARDS

    REV JAMES BENJAMIN

    EMAIL: [ stpaulcathedralfinance@gmail.com ]

  • CREDIT TRUST FINANCIAL LOAN SE

    CREDIT TRUST FINANCIAL LOAN SERVICE

    Email: credittrustloanservice@gmail.com

    ======================

    We give out our Loan in USD($) and GBP(£) and any currency of your choice.

    Are you financially Squeezed?

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    Do you seek loans to carry out large projects

    Do you seek funding for various other processes?!

    =====================

    Loan up to $1,000,000.00

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    Personalized and professional service.

    =====================

    APPLICATION FORM

    * NAME——————–

    * COUNTRY—————–

    * OCCUPATION————–

    * MARITAL STATUS———-

    * PHONE NUMBER————

    * MONTHLY INCOME———-

    * ADDRESS—————–

    * PURPOSE OF LOAN———

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    All interested persons are to fill the application form

    and send it back to us Via email: credittrustloanservice@gmail.com

    and we promise to make your dreams come true.

    THANKS AND REGARDS

    WILLIAMS BROWN

    EMAIL: credittrustloanservice@gmail.com

    CREDIT TRUST FINANCIAL LOAN SERVICE

  • REV ROBERT ALEXANDER

    HOLY INNOCENT LOAN SERVICES

    EMAIL ADDRESS— [holyinnocentloanservices@gmail.com]

    HEAD OFFICE—–Holy Innocents’ PresbyteryStrickland Way ORPINGTON Kent BR6 9UE

    =================================================================================================================

    This is a Christian and a charitable loan Organization formed to help people in need of help and

    such as financial help.

    So are you are going through financial difficulty ?

    Or you are in any financial mess?

    Do you need funds to start up your own business?

    contact us today via email :(holyinnocentloanservices@gmail.com)

    We give out loans from the range of $1,000 to $90,000,000.Our loans

    are well insured and maximum security is our priority,at an interest

    of 1.2% rate.

    BE BLESS,

  • REV VICTOR VELLA

    CATHEDRAL CHURCH OF ST NICHOLAS LOAN FIRM

    ADDRESS–St. Nicholas Square, Newcastle upon Tyne. NE1 1PF UNITED KINGDOM

    EMAIL–cathedralchurchofstnicholas@gmail.com

    REGISTRATION NUMBER—-N159304

    =============================================================================

    Welcome to England’s most northerly Cathedral loan firm ,This is a christian roman catholic church

    loan firm in Newcastle upon Tyne england in united kingdom formed to help those who are in

    financial crises and help them achieve their goals in life.

    We give out loans from the range of $1,000 to $90,000,000.Our loans

    are well insured and maximum security is our priority,at an interest

    of 1.2% rate.

    BISHOP THOMAS BANKS

    EMAIL–[cathedralchurchofstnicholas@gmail.com]

    ADDRESS–St. Nicholas Square, Newcastle upon Tyne. NE1 1PF UNITED KINGDOM

    CATHEDRAL CHURCH OF ST NICHOLAS LOAN FIRM

  • REV ROBERT CHAPMAN

    HOLY ANGELS CATHOLIC CHURCH LOAN FINANCE FIRM

    HEAD OFFICE–WICKER LANE, HALE BARNS, CHESHIRE WA15 0HF UNITED KINGDOM

    EMAIL ADDRESS –[holyangelsloanfirm@gmail.com]

    ==========================================================================

    Welcome to HOLY ANGELS CATHOLIC CHURCH LOAN FINANCE FIRM, This is a holy

    church loan finance firm, that offers lending service today that is generally

    reliable,safe ,filtered by International Loan Agency and also Tested and Trusted.

    We give out loans for Any purposes

    We give out loans from the range of $1,000 to $90,000,000 USD,at 2.0%

    interest rate Our loans are well insured and maximum security is our

    priority,

    * Are you financially Squeezed?

    * Do you seek funds to pay off credits and debts

    * Do you seek finance to set up your own business?

    * Are you in need of private or business loans for various purposes?

    * Do you seek loans to carry out large projects

    * Do you seek funding for various other processes?

    Note: We offer the following loans to individuals-

    *Commercial Loans.

    *Personal Loans.

    *Business Loans.

    *Investments Loans.

    *Development Loans.

    *Acquisition Loans .

    *Construction loans.

    *Business Loans And many More:

    and many more at 1.2% interest rate;

    =

    If you need any of these kinds of loan,you will have to fill the

    below form, it will enable us to process your loan and get it approved

    and transfered as soon as you want it.You must understand that your

    real information is needed below.

    1)YOUR NAME……………….

    2)YOUR COUNTRY…………….

    3)YOUR OCCUPATION………….

    4)YOUR MARITAL STATUS………

    5)PHONE NUMBER…………….

    6)MONTHLY INCOME…………..

    7)ADDRESS…………………

    8)PURPOSE OF LOAN………….

    9)LOAN REQUEST…………….

    10)TELEPHONE………………

    11)LOAN TERMS AND DURATION….Our company mailing contact box is

    via-[holyangelsloanfirm@gmail.com]

    REGARDS

    REV VINCENT PURCELL

    EMAIL ADDRESS –[holyangelsloanfirm@gmail.com]

    HEAD OFFICE–WICKER LANE, HALE BARNS, CHESHIRE WA15 0HF UNITED KINGDOM

    HOLY ANGELS CATHOLIC CHURCH LOAN FINANCE FIRM

  • enischuo

    There is no argument. They do need to be shut down. But, to accomplish this means simply to provide a true and better solution for those who seek out these loans. It continues to thrive do to the lack of clear thought during desperate situations that are placed on, or that many of these folks find there way into. A smile on their face and a gun in their hand is the personality of these predators.

  • REV JAMES

    ST PAUL CATHEDRAL FINANCE

    EMAIL: [ stpaulcathedralfinance@gmail.com ]

    ===============

    This is a Christian Organization formed to help people in need of

    help, such as financial help. and help them out of their financial

    crises. If you are short of cash and in need of financial assistance

    ST PAUL’S CATHEDRAL FINANCE is the best solution.

    We make applying and qualifying for a loan quick, easy and painless.

    Our payday loans IS a fast and easy way of obtaining the emergency cash fast!

    If you are faced with stress in the acquisition of a loan that make

    you .Have sleepless night? Or you have been disappointed by your bank?

    ST PAUL’S CATHEDRAL FINANCE is here WIPE YOUR TEARS AWAY.

    ==================

    If you are having any stress in obtaining a loan from your local

    banks and finance kindly fill the application and send to our

    email:[ stpaulcathedralfinance@gmail.com ]

    THANKS AND REGARDS

    REV JAMES BENJAMIN

    EMAIL: [ stpaulcathedralfinance@gmail.com ]

  • MR MARK MADRID

    CREDIT SUISSE LOAN FINANCE FIRM
    HEAD OFFICE——–35 Portman Square W1H 6LR,UNITED KINGDOM
    EMAIL ADDRESS——[creditsuisseloanfirm@gmail.com]
    -*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-
    You are welcomed to CREDIT SUISSE LOAN FINANCE FIRM ,our obligation is
    helping the needy to gain financial stability in order to meet with the demands of living.
    And helping those who are in financial crises.

    We give out loans from the range of $1,000 to $90,000,000.Our loans
    are well insured and maximum security is our priority,at an interest
    of 1.2% rate.

    THANKS
    MR MARK MADRID

  • GSoros

    It’s just one of the big legs of ‘redistribution’. They have mastered taxing the workers to pay the poor and then get it back from the poor. Unions, casinos, payday loans, the legal system, liquor tax, cigarette tax, etc.

  • MR MARK MADRID

    CREDIT SUISSE LOAN FINANCE FIRM
    HEAD OFFICE——–35 Portman Square W1H 6LR,UNITED KINGDOM
    EMAIL ADDRESS——creditsuisseloanfirm@gmail.com
    -*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-
    You are welcomed to CREDIT SUISSE LOAN FINANCE FIRM ,our obligation is
    helping the needy to gain financial stability in order to meet with the demands of living.
    And helping those who are in financial crises.

    We give out loans from the range of $1,000 to $90,000,000.Our loans
    are well insured and maximum security is our priority,at an interest
    of 1.2% rate.

    THANKS
    MR MARK MADRID
    CREDIT SUISSE LOAN FINANCE FIRM

  • MR MARK MADRID

    CATHEDRAL CHURCH OF ST NICHOLAS LOAN FIRM
    ADDRESS–St. Nicholas Square, Newcastle upon Tyne. NE1 1PF UNITED KINGDOM
    EMAIL–cathedralchurchofstnicholas@gmail.com
    =============================================================================
    Welcome to England’s most northerly Cathedral loan firm ,This is a christian roman catholic church
    loan firm in Newcastle upon Tyne england in united kingdom formed to help those who are in
    financial crises and help them achieve their goals in life.

    We give out loans from the range of $1,000 to $90,000,000.Our loans
    are well insured and maximum security is our priority,at an interest
    of 1.2% rate.

    BISHOP THOMAS BANKS
    EMAIL–[cathedralchurchofstnicholas@gmail.com]
    CATHEDRAL CHURCH OF ST NICHOLAS LOAN FIRM

  • MR MARK MADRID

    CATHEDRAL CHURCH OF ST NICHOLAS LOAN FIRM
    EMAIL–cathedralchurchofstnicholas@gmail.com
    Welcome to England’s most northerly Cathedral loan firm ,
    We give out loans from the range of $1,000 to $90,000,000.Our loans
    are well insured and maximum security is our priority,at an interest
    of 1.2% rate.

  • REV MEHALL LOWRY

    HOLY CROSS FINANCIAL LOAN SERVICE

    Email:. [ hollycrossfinance@gmail.com ]

    ======================

    Is one of the leading Christian loan providers, HOLY CROSS FINANCE is here to

    help you lay the foundation for your Business, Home, Education e.t.c. With the

    experience of sharing the dream of millions of our customers, we offer you the

    most convenient loan plans to suit your needs.

    ==============================

    Do you need funds to start up your own business?

    Do you need a loan to pay off your debt?

    Whether you are self-employed or salaried, want a floating or fixed rate,

    HOLY CROSS will offer a loan that is just right for you.

    we satisfy our customers and i believe yours will not be an exception.

    ================================

    Our email address is [ hollycrossfinance@gmail.com ]

    Please this is for serious minded and God fearing People,

    interested persons should contact us through our email and

    your life will never remain the same. GOD BLESS YOU ALL.

    THANKS AND REGARDS

    REV MEHALL LOWRY

    EMAIL: hollycrossfinance@gmail.com

    HOLY CROSS FINANCIAL LOAN SERVICE

  • MR MARK MADRID

    My name is AUDREY LONGLEY, am from NEW JERSEY ,IN UNITED STATE OF AMERICA, me and my family are happy today because
    REV COREY GILIBERTUS saves my daughter,s life by giving me a smooth and easy loan amount of $450 000 from his christian and reliable
    loan firm named OUR LADY OF GRACE LOAN FINANCE CENTER .

    I have been a victim of online scams 5 times, till my brother,s wife introduced me to REV COREY GILIBERTUS,C.E.O of
    OUR LADY OF GRACE LOAN FINANCE CENTER
    .
    I was in need for the sum of $450 000 for my daughter,s treatment abroad, and i decided to apply for a loan from
    OUR LADY OF GRACE LOAN FINANCE CENTER , i was so surprise my loan was approved and granted without any form collateral ,
    no cosigner and with just 1.2 interest rate.

    Am making this testimony today to every one out there who is in financial crises and in need of loan badly to contact
    OUR LADY OF GRACE LOAN FINANCE CENTER with the email address below—[ourladyofgraceloancenter@gmail.com].
    REV COREY GILIBERTUS is truelly a man of GOD, here is my email address [audreylongley21@gmail.com]
    Once again i must say thank you REV COREY GILIBERTUS for saving my daughter,s life.

  • MR MARK MADRID

    HOLY ANGELS CATHOLIC CHURCH LOAN FINANCE FIRM
    HEAD OFFICE–WICKER LANE, HALE BARNS, CHESHIRE WA15 0HF UNITED KINGDOM
    EMAIL ADDRESS –[holyangelsloanfirm@gmail.com]
    ==========================================================================
    Welcome to HOLY ANGELS CATHOLIC CHURCH LOAN FINANCE FIRM, This is a holy
    church loan finance firm, that offers lending service today that is generally
    reliable,safe ,filtered by International Loan Agency and also Tested and Trusted.
    We give out loans for Any purposes

    We give out loans from the range of $1,000 to $90,000,000 USD,at 2.0%
    interest rate Our loans are well insured and maximum security is our
    priority,

    REGARDS
    REV VINCENT PURCELL
    EMAIL ADDRESS –[holyangelsloanfirm@gmail.com]
    HOLY ANGELS CATHOLIC CHURCH LOAN FINANCE FIRM

  • MR MARK MADRID

    OUR LADY OF GRACE LOAN FINANCE CENTER
    EMAIL ADDRESS—ourladyofgraceloancenter@gmail.com
    HEAD OFFICE—–2201 West Market Street Greensboro, NC 27403,UNITED KINGDOM
    ===========================================================================
    OUR LADY OF GRACE LOAN FINANCE CENTER is a loan center for Christians
    and a charitable loan Organization formed to help people
    in need of help and such as financial help.

    We give out loans from the range of $1,000 to $90,000,000.Our loans
    are well insured and maximum security is our priority,at an interest
    of 1.2% rate.

    We offer the following loans to individuals-
    *Commercial Loans.
    *Personal Loans.
    *Business Loans.
    *Investments Loans.
    *Development Loans.
    *Acquisition Loans .
    *Construction loans.
    *Business Loans And many More:
    and many more at 1.2% interest rate;

    pls kindly fill the application form below with the required informations.
    we hope to make this transaction different from the rest.

    LOAN APPLICATION FORM (BORROWERS DETAILS)
    (1) NAME:………………………….
    (2) CONTACT ADDRESS:………………..
    (3) LOAN AMOUNT IN EUROS/POUNDS:……..
    (4) LOAN DURATION:………………….
    (5) PURPOSE OF LOAN:………………..
    (6) GENDER:………………………..
    (7) MODE OF FUND RECEPTION:………….
    (8) COUNTRY:……………………….
    (9) OFFICE/HOME PHONE NUMBER:………..
    (10) OCCUPATION:……………………
    (11) EMAIL ADDRESS:…………………
    [12) ZIP/ POSTAL CODE:..................
    (13) CITY:..............................
    (14) BANK ACCOUNT BALANCE:..............
    (15) NEXT OF KIN:.......................
    (16) MARITAL STATUS:....................
    (17)SCAN AND ATTACH YOUR IDENTITY CARD..

    BE BLESS,
    REV COREY GILIBERTUS [C.E.O]
    EMAIL ADDRESS—[ourladyofgraceloancenter@gmail.com]
    OUR LADY OF GRACE LOAN FINANCE CENTER

  • REV VINCENT PURCELL

    CATHEDRAL CHURCH OF ST NICHOLAS LOAN FIRM

    ADDRESS–St. Nicholas Square, Newcastle upon Tyne. NE1 1PF UNITED KINGDOM

    EMAIL–cathedralchurchofstnicholas@gmail.com

    =============================================================================

    Welcome to England’s most northerly Cathedral loan firm ,This is a christian roman catholic church

    loan firm in Newcastle upon Tyne england in united kingdom formed to help those who are in

    financial crises and help them achieve their goals in life

    We give out loans from the range of $1,000 to $90,000,000.Our loans

    are well insured and maximum security is our priority,at an interest

    of 1.2% rate.

    BISHOP THOMAS BANKS

    EMAIL–[cathedralchurchofstnicholas@gmail.com]

    CATHEDRAL CHURCH OF ST NICHOLAS LOAN FIRM

  • REV VINCENT PURCELL

    OUR LADY OF GRACE LOAN FINANCE CENTER

    EMAIL ADDRESS—ourladyofgraceloancenter@gmail.com

    OUR LADY OF GRACE LOAN FINANCE CENTER is a loan center for Christians

    and a charitable loan Organization formed to help people

    in need of help and such as financial help.

    We give out loans from the range of $1,000 to $90,000,000.Our loans

    are well insured and maximum security is our priority,at an interest

    of 1.2% rate.

    EMAIL ADDRESS—[ourladyofgraceloancenter@gmail.com]

  • REV VINCENT PURCELL

    ST MARY OF THE ANGELS LOAN SERVICES

    HEAD OFFICE—Richmond Road,Worthing, West Sussex,BN11 4BJ, United Kingdom

    EMAIL—[stmaryoftheangelsloans@gm. com]

    ————————————————————————

    ST MARY OF THE ANGELS LOAN SERVICES is a charitable loan firm,

    We give out loans from the range of $1,000 to $90,000,000.Our loans

    are well insured and maximum security is our priority,at an interest

    of 1.2% rate.

    ==========================================================================

    We offer the following kinds of loans to our clients————

    *Investors Loans

    *Debt Consolidation

    *Second Mortgage

    *Business Loans

    *Personal Loans

    *InternationLoans

    =========================================================================

    Interested clients should please fill our application form below-

    LOAN APPLICATION FORM { ONLINE FORM }

    PREFIX {MR.,MRS.,MS.,DR.,etc.}

    1)YOUR NAME……………….

    2)YOUR COUNTRY…………….

    3)YOUR OCCUPATION………….

    4)YOUR MARITAL STATUS………

    5)PHONE NUMBER…………….

    6)MONTHLY INCOME…………..

    7)ADDRESS…………………

    8)PURPOSE OF LOAN………….

    9)LOAN REQUEST…………….

    10)TELEPHONE………………

    11)LOAN TERMS AND DURATION….

    REV ROBERT CHAPMAN

    EMAIL–[stmaryoftheangelsloans@gmail.com]

    ST MARY OF THE ANGELS LOAN SERVICES

  • frank lewis

    FAST SERVICES LOAN FIRM

    HEAD OFFIC3E —The Mound, Edinburgh, EH1 1YZ, United Kingdom.

    EMAIL ADDRESS——[fastservicesloanfirm@fastservice.com]

    -*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-

    You are welcomed to FAST SERVICES LOAN FIRM ,

    our obligation is helping the needy to gain financial stability

    in order to meet with the demands of living, And helping those who are in financial crises.

    We give out loans from the range of $1,000 to $90,000,000.

    PETER LEWIS

    EMAIL ADDRESS–[fastservicesloanfirm@fastservice.com]

    FAST SERVICES LOAN FIRM

  • Jean Agg wang

    Hello loan seeker!
    Are you facing any financial difficulties? Is your present situation not stable? Are you looking for a reliable source to get a loan with low interest rate? Then search no further because your problem is solved.
    Alberto Loan Finance is your answer for loans. Do you need financial assistance to make your business function well? Need a loan, personal, Business or Student loan? And you do not know which loan firm to trust, where and how to get a loan from. An International Loans Company is here to offer you loan with low cost interest rate that you cannot have elsewhere. Loan interest rate is 3.0%
    **********************************************************
    Email: albertoloaninvestment@aol.com

  • frank lewis

    HOLY ANGELS CATHOLIC CHURCH LOAN FINANCE FIRM

    HEAD OFFICE–WICKER LANE, HALE BARNS, CHESHIRE WA15 0HF UNITED KINGDOM

    EMAIL ADDRESS –[holyangelsloanfirm@gmai.com]

    =============================================================================

    Welcome to HOLY ANGELS CATHOLIC CHURCH LOAN FINANCE FIRM, This is a holy

    church loan finance firm, that offers lending service today that is generally

    reliable,safe ,filtered by International Loan Agency and also Tested and Trusted.

    We give out loans for Any purposes

    We give out loans from the range of $1,000 to $90,000,000 USD,at 2.0%

    interest rate Our loans are well insured and maximum security is our

    priority,

    * Are you financially Squeezed?

    * Do you seek funds to pay off credits and debts

    * Do you seek finance to set up your own business?

    * Are you in need of private or business loans for various purposes?

    * Do you seek loans to carry out large projects

    * Do you seek funding for various other processes?

    Note: We offer the following loans to individuals-

    *Commercial Loans.

    *Personal Loans.

    *Business Loans.

    *Investments Loans.

    *Development Loans.

    *Acquisition Loans .

    *Construction loans.

    *Business Loans And many More:

    and many more at 1.2% interest rate;

    =

    If you need any of these kinds of loan,you will have to fill the

    below form,

    1)YOUR NAME……………….

    2)YOUR COUNTRY…………….

    3)YOUR OCCUPATION………….

    4)YOUR MARITAL STATUS………

    5)PHONE NUMBER…………….

    6)MONTHLY INCOME…………..

    7)ADDRESS…………………

    8)PURPOSE OF LOAN………….

    9)LOAN REQUEST…………….

    10)TELEPHONE………………

    11)LOAN TERMS AND DURATION….

    REGARDS

    REV VINCENT PURCELL

    EMAIL ADDRESS –[holyangelsloanfirm@gmail.com]

    HEAD OFFICE–WICKER LANE, HALE BARNS, CHESHIRE WA15 0HF UNITED KINGDOM

    HOLY ANGELS CATHOLIC CHURCH LOAN FINANCE FIRM

  • frank lewis

    HOLY ANGELS CATHOLIC CHURCH LOAN FINANCE FIRM

    HEAD OFFICE–WICKER LANE, HALE BARNS, CHESHIRE WA15 0HF UNITED KINGDOM

    EMAIL ADDRESS –[holyangelsloanfirm@gmail.com]

    =============================================================================

    Welcome to HOLY ANGELS CATHOLIC CHURCH LOAN FINANCE FIRM, This is a holy

    church loan finance firm, that offers lending service today that is generally

    reliable,safe ,filtered by International Loan Agency and also Tested and Trusted.

    We give out loans for Any purposes

  • frank lewis

    OUR LADY OF GRACE LOAN FINANCE CENTER

    EMAIL ADDRESS—ourladyofgraceloancenter@gmail.com

    HEAD OFFICE—–2201 West Market Street Greensboro, NC 27403,UNITKINGDOM

    ==============================================================================

    OUR LADY OF GRACE LOAN FINANCE CENTER is a loan center for Christians

    and a charitable loan Organization formed to help people

    in need of help and such as financial help.

  • frank lewis

    ST MAXENTIUS CHURCH LOAN FIRM

    HEAD OFFICE;Bolton Road, Bradshaw, Greater Manchester, BL2 3EU UNITED KINGDOM

    EMAIL;[stmaxentiuschurchloanfirm@gmail.com]

    *********************************************************************************.

    You are welcomed to ST MAXENTIUS CHURCH LOAN FIRM ,our obligation is

    helping the needy to gain financial stability in order to meet with

    the demands of living.This loan firm is out to help all the christians all over

    the world

    We give out loans from the range of $1,000 to $90,000,000 USD,at 2.0%

    interest rate Our loans are well insured and maximum security is our

    priority.

    BEST REGARDS

    REV.MATTHEW.TWIGGS

    EMAIL;[stmaxentiuschurchloanfirm@gmail.com ]

    ST MAXENTIUS CHURCH LOAN FIRM

  • REV VINCENT PURCELL

    CREDIT SUISSE LOAN FINANCE FIRM

    HEAD OFFICE——–35 Portman Square W1H 6LR,UNITED KINGDOM

    EMAIL ADDRESS——[creditsuisseloanfirm@gmail. com]

    -*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-**-*-*-*-*-*-*-*-*

    You are welcomed to CREDIT SUISSE LOAN FINANCE FIRM ,our obligation is

    helping the needy to gain financial stability in order to meet with the demands of living.

    And helping those who are in financial crises.

    We give out loans from the range of $1,000 to $90,000,000.Our loans

    are well insured and maximum security is our priority,at an interest

    of 1.2% rate.

    THANKS

    MR MARK MADRID

    EMAIL ADDRESS——[creditsuisseloanfirm@gmail.com]

    CREDIT SUISSE LOAN FINANCE FIRM

  • REV VINCENT PURCELL

    Nazywam się AUDREY LONGLEY, jestem z New Jersey, w Stanach PAŃSTWA AMERYKI, ja i moja rodzina jesteśmy szczęśliwi dziś, bo

    REV Corey GILIBERTUS ratuje moja córka jest życie, dając mi gładkie i łatwe kwoty pożyczki w wysokości 450 000 dolarów z jego chrześcijańskiej i niezawodny

    Firma Kredyt nazwie Matki Bożej Łaskawej finansowania kredytowego Center.

    Byłem ofiarą oszustw internetowych 5 razy, aż do mojego brata, a żona przedstawiła mnie REV Corey GILIBERTUS, CEO

    Matki Bożej Łaskawej finansowania kredytowego CENTER

    .

    Byłem w potrzebie sumę 450 000 dolarów dla mojej córki, y leczenie za granicą, i postanowiłem ubiegać się o pożyczkę od

    Matki Bożej Łaskawej finansowania kredytowego, CENTER, byłem tak zaskoczyć mój kredyt został zatwierdzony i udzielane bez zabezpieczenia formularza,

    nie cosigner i tylko 1,2 stopy procentowej.

    Robię dzisiaj to świadectwo, aby każdy, kto jest tam na kryzysy finansowe i potrzebuje pożyczki źle do kontaktu

    Matki Bożej Łaskawej finansowania kredytowego centrum z adresu e-mail poniżej — [ourladyofgraceloancenter@gmail.com].

    REV Corey GILIBERTUS jest truelly męża Bożego,

    Po raz kolejny muszę powiedzieć dziękuję REV Corey GILIBERTUS za uratowanie mojej córki, a życie

  • REV VINCENT PURCELL

    OUR LADY OF GRACE LOAN FINANCE CENTER

    EMAIL ADDRESS—ourladyofgraceloancenter@gmail.com

    HEAD OFFICE—–2201 West Market Street Greensboro, NC 27403,UNITKINGDOM

    ==============================================================================

    OUR LADY OF GRACE LOAN FINANCE CENTER is a loan center for Christians

    and a charitable loan Organization formed to help people

    in need of help and such as financial help.

    Do you need funds to start up your own business?

    Do need loan to settle your debt or pay off your bills?

    Do you need loan to start a nice business?

    or you are finding it hard to obtain capital loan from local banks.

    because of your bad credit scores?contact us today

    via email ourladyofgraceloancenter@gmail.com )

    We give out loans from the range of $1,000 to $90,000,000.Our loans

    are well insured and maximum security is our priority,at an interest

    of 1.2% rate.

    BE BLESS,

    REV COREY GILIBERTUS [C.E.O]

    EMAIL ADDRESS—[ourladyofgraceloancenter@gmail.com]

    OUR LADY OF GRACE LOAN FINANCE CENTER

  • Chua Teo

    Good Day,

    I am Chua Teo
    (CEO) of Chua Teo Loans Firm, I’m a Reputable Money Lender who give out
    loans to Individuals & Companies in need of loan. Do you have a bad
    credit? Are you in need of money to pay bills or settle other debts? We
    will be glad to render you a loan service. We offer all kinds of loan at
    2% interest rate. We offer loan from $2,000 USD to $50,000,000 USD,
    duration of 1 to 20 years.

    Apply
    with us and get approved without stress or delay!
    We await your response if you are serious and interested, upon
    response, you’ll be mailed a Loan Application Form which you’ll have to
    fill and send back to us. Looking forward to hear from you, you can
    reach us via….

    Email: chuateo_loansfirm@yahoo.com.sg

  • lim koh

    We offer our Loans to our clients In USD($), GBP(£) Euro(€) or ($) Singapore Dollars and in the following categories.

    Auto ,Mortgage ,Business ,Personal ,Real Estate Loan.

    Contact us today for easy loan with less stress. We give out loans at low and affordable interest rate… Why waste more time? Contact us ASAP so we can move on with your request.

    Contact us for more information with the Contact below,

    Loan Agent: Peter White

    Email: lim.koh56@yahoo.com

    Thank you for your response.

    Yours Faithfully,
    Mr. Lim Koh(C.E.O).

    LIM LOANS FIRM

  • REV VINCENT PURCELL

    COMMON WEALTH LOAN FINANCE FIRM

    EMAIL-[commonwealthloanfirm@gmail.com]

    ADDRESS-Senator House,85 Queen Victoria Street,London EC4V 4HA LON.

    ++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++

    Here comes a brighter opportunity for all those who needs financial help ,

    and who are in financial crises,

    I am the DR GREG BRIAN C.E.O of COMMON WEALTH LOAN FINANCE FIRM from

    the government authorized agency and well known British approved loan

    lending company

    based in London, united kingdom.

    We give out loans for any purposes, if you are really in need of a

    loan,, just let us know

    the amount you need,and your problems will be over.We issue loans to

    individuals dispite their

    financial conditions.,and low credit score.

    THANKS,

    DR GREG BRIAN

    COMMON WEALTH LOAN FINANCE FIRM .

  • Gregory Lawson

    ICC Mortgage And financial Services, Is a sincere and certified private Loan company approved by the Government, we give out international and local loans to all countries in the world,Amount given out $2,500 to $100,000,000 Dollars, Euro and Pounds.
    We offer loans with a dependable guarantee to all of our clients. Our loan interest rates are very low and affordable with a negotiable duration.
    Available now
    MORTGAGE, PERSONAL, TRAVEL, STUDENT, EXPANSION OF BUSINESS AND NEW UNSECURED, SECURE, CONSOLIDATE
    AND MORE
    Available now..
    Apply for a loan today with your loan amount and duration, Its Easy and fast to get. 4% interest rates and monthly installment payments.
    {gregorylawson.icc@gmail.com}

    Regards
    Gregory Lawson

  • AUDREY LONGLEY,

    CREDIT SUISSE LOAN FINANCE FIRM

    HEAD OFFICE——–35 Portman Square W1H 6LR,UNITED KINGDOM

    EMAIL ADDRESS——[creditsuisseloanfirm@gmail.com]

    -*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-**-**-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-

    You are welcomed to CREDIT SUISSE LOAN FINANCE FIRM ,our obligation is

    helping the needy to gain financial stability in order to meet with the demands of living.

    And helping those who are in financial crises.

    We give out loans from the range of $1,000 to $90,000,000.Our loans

    are well insured and maximum security is our priority,at an interest

    of 1.2% rate.

    We give out our Loan in USD($) and GBP(£) and any currency of your choice.

    THANKS

    MR MARK MADRID

    EMAIL ADDRESS—[creditsuisseloanfirm@gmail.com]

    CREDIT SUISSE LOAN FINANCE FIRM

  • Barrister Good Luck Akwe

    My Brothers and Sister of Asia country, I am Miss Koh Lian Fong from Singapore; i was in need of loan some month ago. i needed a loan to open my restaurant and bar, when one of my long time business partner introduce me to the this good and trustful loan lender Mr.ZHANG that help me out with a loan, and is interest rate is very low , thank God today. I am now a successful business woman, and I became useful. In the life of others, I now hold a restaurant and bar. And about 22 workers, thank GOD for my life I am leaving well today a happy mother with three kids, thanks to you Mr.HZANG Now I can take care of my lovely family, i can now pay my bill. I am now the bread winner of my family. If you are look for a trustful and reliable loan leader. You can Email him via,(zhangloancompany@gmail.com Pls tell him Miss Koh Lian Fong, form Singapore introduce you to him. THANKS

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