Buying Homes

More Cowbell! Federal Reserve Officials Decide That More Inflation Is The Answer

Someone please make the madness stop.  Many years ago, when Saturday Night Live was still actually funny, comedian Will Ferrell starred in a skit that was entitled “More Cowbell”.  To this day, it remains one of the most famous skits in comedy history, and that is because it was absolutely hilarious.  If you have never seen it, you can find it right here.  Unfortunately for all of us, the Federal Reserve is now doing their own version of “More Cowbell”, but it isn’t funny at all.  At this point, Fed officials sound like a broken record, because month after month they just keep telling us that the answer to our growing economic problems is even more inflation.  They have completely gone off the deep end, but since most Americans are illiterate when it comes to economics hardly anyone is objecting.

Earlier today, I received an alarming email from one of my readers.  This particular reader was quite alarmed that the price of her favorite juice just went up three dollars, and I would have loved to tell her that these price increases are just “temporary” and that everything will go back to normal soon.

But I couldn’t do that, because that isn’t the truth.

On Wednesday, Fed officials once again voted to continue flooding the financial system with giant mountains of fresh cash…

The Federal Reserve open market committee has voted unanimously to continue the central bank’s easy money policies, again dismissing soaring inflation as ‘transitory’ and saying COVID-19 still poses risks to the economy.

The 11-member committee voted on Wednesday to keep the federal funds rate near zero and continue flooding the market with money through massive bond purchases ‘until substantial further progress’ is made on boosting employment.

“$120 billion a month in bond purchases” may sound boring to most Americans, but if people really understood what this was doing to our standard of living they would be protesting in the streets tomorrow morning.

On average, the Federal Reserve is pumping more than a billion dollars into our financial system every single hour.

This sort of thing is only supposed to be done during a major emergency.  The very first time that “quantitative easing” was used on a large scale was during the last financial crisis, and now it has basically become something that the Fed just does all the time.

As I discussed yesterday, the size of the Fed balance sheet has roughly doubled during this pandemic.  Of course this was going to cause inflation to spike.

On Wednesday, Fed Chair Jerome Powell openly admitted that “inflation could turn out to be higher and more persistent than we expected”.

Ya think?

But Powell also continued to insist that in the long-term inflation would go back down to 2 percent…

Indicators of long-term inflation expectations appear broadly consistent with our longer-run inflation goal of 2%. If we saw signs that the path of inflation or longer-term inflation expectations were moving materially and persistently beyond levels consistent with our goal, we’d be prepared to adjust the stance of policy.

What in the world is he smoking?

Does he actually believe that we can flood the system with trillions and trillions of fresh dollars and keep inflation down to about 2 percent at the same time?

If so, he should see a mental health professional immediately.

Right now, prices are skyrocketing all around us.  Earlier today, I came across an article that discussed how farmers are hurting because the price of hay has gone up by about 20 percent…

Local prices for large bales of hay — small bales are significantly more expensive — are shaping up to be around $210 a ton, DeRuwe said, around 20% more than the average year.

Yesterday, I discussed the fact that home prices are up 23 percent over the past year.

Apparently home prices are not yet high enough, because Fed officials want to flood the system with even more money.

Used car prices are up more than 45 percent over the past year.  In many cases, used cars are now selling for more than they were when they were brand new.

What we are now witnessing is completely and utterly insane, but the Fed is not the only one to blame.

Our politicians in Washington have been spending money like mad, and now another gigantic spending package is being discussed.

Fortunately, there is at least one Democrat in the Senate that thinks that Joe Biden’s 3.5 trillion dollar infrastructure package is just too big…

Sen. Kyrsten Sinema of Arizona on Wednesday came out in opposition to Democrats’ $3.5 trillion spending blueprint, virtually ensuring her party would be forced to make substantial cuts to get her on board.

In a statement to The Arizona Republic, the moderate Democrat said while she supported efforts to bolster the country’s economic competitiveness in an infrastructure plan, she believed the bill was too large.

In the end, we may see a package that is only about a trillion dollars in size.

But that is still utter madness.

Since the start of the pandemic, we have increased the size of our national debt by five trillion dollars, and now our politicians in Washington want to borrow and spend more giant mountains of money.

Earlier today, I came across an article about a “two-headed snake”…

An incredible video captures the moment a two-headed snake called Ben and Jerry devours two mice in each of is fanged mouths.

Reptile enthusiast Brian Barczyk shared the clip to his Instagram account, which shows each of the heads slowly chomping down on a pair of dead mice.

The two-headed reptile is the result of a phenomenon known as bicephaly, which occurs from the incomplete splitting of an embryo.

When I read that, I immediately thought about our current situation.

These days, the Federal Reserve and our politicians in Washington have become a “two-headed snake” that is relentlessly devouring our financial future.

If we stay on the path that we are on, there is no future for our country.

But it has become obvious that our leaders are not going to change.

Every time a new crisis erupts, their “solution” will be to create, borrow and spend even more money.

This “More Cowbell” approach to managing the economy is literally insane, but there will be no turning back now.

***It is finally here! Michael’s new book entitled “7 Year Apocalypse” is now available in paperback and for the Kindle on Amazon.***

About the Author: My name is Michael Snyder and my brand new book entitled “7 Year Apocalypse” is now available on Amazon.com.  In addition to my new book I have written five others that are available on Amazon.com including  “Lost Prophecies Of The Future Of America”, “The Beginning Of The End”, “Get Prepared Now”, and “Living A Life That Really Matters”. (#CommissionsEarned)  By purchasing the books you help to support the work that my wife and I are doing, and by giving it to others you help to multiply the impact that we are having on people all over the globe.  I have published thousands of articles on The Economic Collapse Blog, End Of The American Dream and The Most Important News, and the articles that I publish on those sites are republished on dozens of other prominent websites all over the globe.  I always freely and happily allow others to republish my articles on their own websites, but I also ask that they include this “About the Author” section with each article.  The material contained in this article is for general information purposes only, and readers should consult licensed professionals before making any legal, business, financial or health decisions.  I encourage you to follow me on social media on Facebook and Twitter, and any way that you can share these articles with others is a great help.  During these very challenging times, people will need hope more than ever before, and it is our goal to share the gospel of Jesus Christ with as many people as we possibly can.

Let’s Compare The U.S. Economy Before The Pandemic To The U.S. Economy Today

Throughout the first half of 2021, there was a tremendous amount of optimism about the U.S. economy.  Many believed that the pandemic would soon be behind us and that a new era of great prosperity would soon be upon us.  But now the optimism that we witnessed is fading as Americans become increasingly concerned about inflation, shortages and rising debt levels.  Our leaders created, borrowed and spent trillions upon trillions of dollars in a desperate attempt to get our economy back on track, and it turns out that all of that money didn’t really have the enormous impact that they had hoped.  On the other hand, inflation is now beginning to spiral out of control, and many are comparing this time in our history to the Jimmy Carter era of the 1970s.

In this article, I would like to compare the state of the economy today to the state of the economy just before the pandemic started sweeping across the country.

As you will see, it appears that a tremendous amount of long-term damage has been done.

Let’s start by talking about employment.  Just before the pandemic hit, 152 million Americans were employed, but today only 145 million Americans are currently employed.

Many economists are telling us that it will probably take a number of years for employment to return to pre-pandemic levels, but that also assumes that we will not be facing another major economic downturn in the near future.

Needless to say, I do not share that rosy assessment.

The number of Americans that are considered to be “not in the labor force” has also not returned to pre-pandemic levels.

Just before the pandemic, 95 million Americans were considered to be “not in the labor force”, but now that number is up to more than 100 million.

We are being told that unemployment is “low” in this country even though more than 100 million people do not have jobs right now.

But according to John Williams of shadowstats.com, if honest numbers were being used the unemployment rate would currently be above 25 percent.

The good news is that at least we are not at 35 percent like we were during the peak of the pandemic.

Our politicians realized that things were really, really bad in 2020, and so they started spending money at a rate that we have never seen before.

All of this spending pushed our national debt from 23 trillion dollars prior to the pandemic to more than 28 trillion dollars today.

This is complete and utter insanity, but at least our politicians have been more restrained than the Federal Reserve has been.

During this pandemic, the size of the Fed balance sheet has nearly doubled.  It was sitting at about four trillion dollars just before the pandemic, and it has grown to more than eight trillion dollars today.

“Economic malpractice” is way too soft a term to describe what the Fed has been doing.

If the American people truly understood the Fed and what it has been doing to our currency, there would be wild protests in the streets tomorrow morning.

Collectively, our politicians and the Federal Reserve have pushed the size of our money supply to dizzying heights.  Just before the pandemic, M2 was sitting at about 15 trillion dollars, and now it has crossed the 20 trillion dollar threshold.

Anyone that believed that we could do this without causing rip-roaring inflation was just being delusional.

Just look at what has been happening to home prices.  They have been rising at the fastest pace ever recorded, and families all over America are feeling the pain.

A few days ago, I published an article in which I explained that home prices are 23 percent higher than they were at this time one year ago…

The median price for an existing home in June hit an all-time high of $363,300, up 23% over last year. That marks 112 straight months of year-over-year gains.

Needless to say, the vast majority of Americans have not had their paychecks increase by 23 percent over the past year.

The gap between the ultra-wealthy and the rest of us just keeps getting bigger and bigger, and the middle class is shrinking a little bit more with each passing month.

These days, we also have widespread shortages to deal with.  Prior to the pandemic, I don’t remember ever hearing about any major shortages, but now they are all around us.

In particular, the chip shortage has been incredibly painful for a lot of Americans, and the CEO of Intel is now telling us that it could last into 2023…

One of the leading voices in the semiconductor industry sees the chip-supply problems stretching as far as 2023.

It could take one or two years to get back to a reasonable supply-and-demand balance in the semiconductor industry, Intel CEO Pat Gelsinger said in an interview with The Wall Street Journal after the company posted second-quarter earnings on Thursday. “We have a long way to go yet,” he said. “It just takes a long time to build [manufacturing] capacity.”

At first, a lot of Americans believed our leaders when they were told that wonderful days were just around the corner.

But now reality is starting to set in.

Faith in “the recovery” is fading, and at this point more than half of all Americans believe that the economy is in poor shape…

Fewer than half of Americans, 45 percent, judge the economy to be in good shape, while 54 percent say it’s in poor shape, according to a new poll from The Associated Press-NORC Center for Public Affairs Research. Views are similar to what they were in AP-NORC polls in June and in March, despite increases in vaccinations and the flow of aid from Biden’s $1.9 trillion coronavirus relief package.

If most Americans are dissatisfied with the economy today, how will they be feeling if economic conditions are even worse six months from now?

In my opinion, we should be very thankful that economic conditions have been relatively stable in recent months, because the long-term outlook for our economy is not good at all.

Our leaders are literally in the process of committing national financial suicide, and the whole world will be affected since we produce the reserve currency that the entire planet depends upon.

So enjoy these relatively good times while you still can, because eventually they will be gone for good.

***It is finally here! Michael’s new book entitled “7 Year Apocalypse” is now available in paperback and for the Kindle on Amazon.***

About the Author: My name is Michael Snyder and my brand new book entitled “7 Year Apocalypse” is now available on Amazon.com.  In addition to my new book I have written five others that are available on Amazon.com including  “Lost Prophecies Of The Future Of America”, “The Beginning Of The End”, “Get Prepared Now”, and “Living A Life That Really Matters”. (#CommissionsEarned)  By purchasing the books you help to support the work that my wife and I are doing, and by giving it to others you help to multiply the impact that we are having on people all over the globe.  I have published thousands of articles on The Economic Collapse Blog, End Of The American Dream and The Most Important News, and the articles that I publish on those sites are republished on dozens of other prominent websites all over the globe.  I always freely and happily allow others to republish my articles on their own websites, but I also ask that they include this “About the Author” section with each article.  The material contained in this article is for general information purposes only, and readers should consult licensed professionals before making any legal, business, financial or health decisions.  I encourage you to follow me on social media on Facebook and Twitter, and any way that you can share these articles with others is a great help.  During these very challenging times, people will need hope more than ever before, and it is our goal to share the gospel of Jesus Christ with as many people as we possibly can.

Inflation Shock: Are You Ready To Start Paying “$40 Or $50” For A Hamburger?

After decades of living in a relatively low inflation environment, it is hard for most Americans to believe that things have gotten so bad so quickly.  In fact, even though I write about this stuff almost every day, it is hard for me to believe it.  We are watching prices spiral out of control all over the nation, and we know precisely who is to blame.  During the pandemic, our politicians in Washington have been borrowing and spending money at an unprecedented rate, and this has pushed our national debt up to 28 trillion dollars.  Meanwhile, the Federal Reserve has been pumping trillions of fresh dollars into our financial system, and this has resulted in the Fed balance sheet nearly doubling over the course of this pandemic.  I have used the term “economic malpractice” to describe what our leaders are doing, but it is actually far worse than that.  They are literally in the process of destroying our economy, and even after so many experts have pointed out their colossal errors they still won’t stop.  They just keep creating more money, and now we have a horrific inflation crisis on our hands.

Following Joe Biden’s town hall on Wednesday night, the Daily Mail spoke to a restaurant manager in Manhattan named John Stratidis.  According to Stratidis, rising costs and rising wages will mean that consumers will have to pay more for their meals.  In fact, he is warning that New Yorkers could end up “paying $40 or $50 for a hamburger”…

‘When minimum wage goes up, who do you think is going to pay for that? The customer. Everything is going to go up just to be able to stay in business. When we give more money, the prices go up and when the prices go up who’s going to pay for that?

‘They’re going to be crying about it, and saying “it’s too expensive”. That’s inflation. You’re going to be walking in somewhere to eat something and paying $40 or $50 for a hamburger.’

Obviously, we aren’t at that point yet.

But if we stay on the path that we are currently on, we will eventually get there.

In some tourist traps, prices for burgers are already completely insane.  For example, one Las Vegas restaurant is now selling a burger that costs $100…

Located on the casino floor and a few steps from the poker lounge, Posh Burger offers seven burger choices, ranging from a $12 traditional hamburger to a $23 half-pound “super deluxe” waygyu steak burger, plus the option of a $16 vegetarian Impossible burger.

For diners looking to play out their high roller fantasies, an eye-catching $100 menu highlight is dubbed the Posh Royale Burger and created with wagyu beef, truffle, foie gras, gold dust, a garnish of lettuce, tomato, onion, pickles, and the secret Posh sauce.

That is crazy, but that isn’t even the most expensive burger around.

In the Netherlands, one luxury chef is actually selling a burger for $6,000.

I still remember the days when you could get a nice, thick fancy burger with all of the fixings for less than a dollar.

Sadly, those days are long gone, and food prices are now rising at a frightening pace all over the country.

The other day, billionaire John Catsimatidis made headlines when he warned that there would be a double digit spike in food prices “by October first”…

Catsimatidis said that he expects a 10 to 14% spike in food prices by October first.

FOX Business’ Ashley Webster asked Catsimatidis if he is going to be forced to pass the extra costs onto consumers.

“You have to pass it on otherwise you’re not doing your duty to guard your country, your employees and your company,” he responded.

But at least housing is still affordable, right?

Actually, CNN is reporting that home prices are 23 percent higher than they were at the same time a year ago…

The median price for an existing home in June hit an all-time high of $363,300, up 23% over last year. That marks 112 straight months of year-over-year gains.

23 percent in one year!

Has your paycheck gone up by 23 percent over the past year?

If not, you are rapidly losing ground.

Renters are not faring much better.  In some of the hottest rental markets around the country, rents have risen by more than 20 percent.  The following example comes from the New York Times…

Kaitlin Cindrich is facing a $200 monthly increase in rent this August if she and her husband can renew their apartment lease in Provo, Utah. That 25 percent jump is not something she expected, and the 21-year-old fears she may have to skip doctor appointments for her autoimmune disease to keep up with the payments.

Still, she acknowledges there isn’t much choice but to pay more. “We are hoping to stay because everything is so expensive right now that I would be paying the same whether I’m here or somewhere else,” Ms. Cindrich said.

Some markets are seeing more moderate increases, but overall we have seen rental prices increase by 9.2 percent up to this point in 2021…

Data from Apartment List, a listing site, confirms the trend visible in the Zillow numbers: So far in 2021, rental prices nationally have grown 9.2 percent, compared with the 2 to 3 percent that is typical from January to June. According to the most recent data available, prices were higher than economists at Apartment List would have expected had prepandemic trends persisted.

So what will the rest of 2021 look like?

Will rental prices have risen by a total of 15 or 20 percent by the time the year is through?

The Biden administration continues to insist that inflation is “low”, but hardly anyone believes them.

In fact, one recent survey found that 70 percent of Americans are “extremely or very concerned” about inflation…

A new internal poll from the National Republican Congressional Committee (NRCC) shows growing concerns about rising inflation in a number of battleground districts ahead of 2022.

Seventy percent of respondents said they were either “extremely or very concerned” about rising prices and the rising costs of living, according to the polling memo released Thursday. Additionally, 60 percent of voters said they disapproved of President Biden‘s handling of rising prices and the higher cost of living. On top of that, the poll found that 42 percent of people polled were more likely to blame Biden and congressional Democrats for rising prices. Ten percent said they were more likely to blame congressional Republicans.

If you are in the 30 percent that is not very concerned about inflation, you should be, because it is going to absolutely suck the life out of your standard of living.

Meanwhile, more shortages continue to pop up throughout our economy.

Earlier today, I was stunned to learn that a shortage of back-to-school supplies is now being projected…

Back-to-school shopping is always a nightmare. This year, expect it to be even worse.

While parents may be used to encountering shortages of items like sneakers, backpacks and gadgets later in the season -— which typically lasts from mid-July through the end of August — products are expected to be in tight supply even earlier. That means shoppers could find themselves picking over the handful of ugly backpacks and bento lunch boxes with missing pieces left at the store as early as this month.

In the new book that I just released, I have an entire chapter about hyperinflation and shortages.  Everyone could see this coming from a mile away, but our leaders just couldn’t help themselves.

Whenever a major crisis comes along, their only answer is to create, borrow and spend more money.

Many are comparing this to the Jimmy Carter era of the 1970s, but the truth is that what we are facing is much worse than that.

We are literally witnessing our nation commit slow-motion economic suicide, and it is absolutely horrifying to watch.

***It is finally here! Michael’s new book entitled “7 Year Apocalypse” is now available in paperback and for the Kindle on Amazon.***

About the Author: My name is Michael Snyder and my brand new book entitled “7 Year Apocalypse” is now available on Amazon.com.  In addition to my new book I have written five others that are available on Amazon.com including  “Lost Prophecies Of The Future Of America”, “The Beginning Of The End”, “Get Prepared Now”, and “Living A Life That Really Matters”. (#CommissionsEarned)  By purchasing the books you help to support the work that my wife and I are doing, and by giving it to others you help to multiply the impact that we are having on people all over the globe.  I have published thousands of articles on The Economic Collapse Blog, End Of The American Dream and The Most Important News, and the articles that I publish on those sites are republished on dozens of other prominent websites all over the globe.  I always freely and happily allow others to republish my articles on their own websites, but I also ask that they include this “About the Author” section with each article.  The material contained in this article is for general information purposes only, and readers should consult licensed professionals before making any legal, business, financial or health decisions.  I encourage you to follow me on social media on Facebook and Twitter, and any way that you can share these articles with others is a great help.  During these very challenging times, people will need hope more than ever before, and it is our goal to share the gospel of Jesus Christ with as many people as we possibly can.

This Is The Worst Inflation Since The 1970s, And The Stage Is Being Set For The Total Collapse Of The U.S. Economy

How does it feel to live in a country with double-digit inflation?  On Tuesday, the Bureau of Labor Statistics told us that the consumer price index has risen 5.4 percent over the past 12 months, and such a high number shocked a lot of people.  But in order to make a fair comparison to the past, we have to account for the fact that the way inflation is calculated has been changed literally dozens of times over the past several decades.  According to John Williams of shadowstats.com, if inflation was still calculated the way that it was back in 1990, the official rate of inflation over the past 12 months would be about 9 percent.  And if inflation was still calculated the way that it was back in 1980, the official rate of inflation over the past 12 months would be well into double-digits.

Everyone that has been warning that we could soon see inflation rise to levels that we haven’t witnessed since the the Jimmy Carter years can stop, because we are already there.

The Bureau of Labor Statistics is committing fraud, because the numbers that they give us are almost meaningless.  For example, U.S. home prices have risen 20 percent over the past year, but the “shelter component of inflation” makes up only a tiny fraction of the overall consumer price index…

We’ll get the latest read on inflation Tuesday, when the Bureau of Labor Statistics puts out its consumer price index for the month of June. As you may recall, the May report showed the biggest annual increase in consumer prices, 5%, in 13 years. But if you’re looking for the recent jump in home prices to show up in that number, you’re likely to be disappointed. The shelter component of inflation, as measured by the CPI, has stayed pretty steady, from around 2% to 3.5%, for the past decade. And some economists have a problem with that.

Wouldn’t it be wonderful if your mortgage payment accounted for only 3.5 percent of your overall budget each month?

Needless to say, such a figure is completely and totally unrealistic.

For most of us, housing is the single biggest expense that we face on a regular basis.  And as I have documented in many previous articles, housing costs have been soaring into the stratosphere in recent months.

Car prices are also rising at an extremely alarming pace.  According to CNN, the average price of a new car has shot up 12 percent over the past year…

In May, the average new car price hit a record $38,255, according to JD Power, up 12% from the same period a year ago. About two-thirds of car buyers paid within 5% of the sticker price in May, with some paying even more.

Instead of buying a new vehicle, you could purchase a used one instead, but used car prices increased 10.5 percent in just the last month…

Last month alone, average used car prices soared 10.5 percent – the largest such monthly increase since record-keeping began in January 1953. That spike accounted for about one-third of the monthly increase for the third straight month.

Renting vehicles has gotten a lot more expensive as well.

In fact, average rental rates are up a whopping 86 percent since this point in 2020…

Daily car rental rates have increased 86% compared to this time last year and 140% more than 2019, according to Julie Hall, a spokesperson for AAA.

The “5.4 percent inflation” fairly tale that the Labor Department is trying to sell us is absolutely laughable.

And as long as they keep putting out such doctored numbers, they are going to have zero credibility.

Everyone can see that prices are skyrocketing all around us.  In such an environment, a restaurant in New York can charge 200 dollars for French fries and some people will actually pay that price…

Serendipity3, the iconic Upper East Side restaurant, set a Guinness World Records title for making the “Most Expensive French Fries” — just in time to celebrate National French Fry Day Tuesday!

Serendipity3’s Creative Director and Chef Joe Calderone and Corporate Executive Chef Frederick Schoen-Kiewert are the masterminds behind the “Creme de la Creme Pommes Frites,” which cost a whopping $200.

Our leaders thought that they could pump trillions upon trillions of fresh dollars into the system without any serious consequences.

Sadly, they were dead wrong.

Inflation is wildly out of control, and one economist just told Breitbart News that the U.S. is starting “to look a little bit like a Latin American country”…

Desmond Lachman, an economist and senior fellow with the American Enterprise Institute (AEI), told Breitbart News on Sunday that the U.S. is beginning to resemble a Latin American country given its inflation, government spending, and printing of money.

“[The U.S. is] in [a]very bad position from a long-term point of view. I don’t see how this can end well when we’re running — now — budget deficits something like 15 percent of GDP,” Lachman said on SiriusXM’s Breitbart News Sunday with host Joel Pollak. “This is beginning to look a little bit like a Latin American country.”

It is actually much worse than that.

The truth is that we are in the terminal phase of the greatest debt bubble in the history of the world, and at such a critical moment U.S. officials have decided to systematically destroy the value of the reserve currency of the planet.

Prior to the pandemic, the U.S. government was stealing more than a hundred million dollars an hour from future generations of Americans, but now our politicians have upped that rate to more than 300 million dollars an hour.

And when the next major crisis comes along, they will pass even more “emergency packages”, because spending money is the only solution they have.

Meanwhile, the Federal Reserve continues to pump giant mountains of money into the financial system.  Since September 2019, the size of the Fed balance sheet has more than doubled, and that should be considered a crime against humanity.

Unfortunately, the vast majority of Americans don’t even know what the Federal Reserve is, and only a small fraction of the population actually understands what they are currently doing to our financial system.

Facing no significant resistance, our politicians will continue to get us into staggering amounts of debt, and the Fed will continue to transform the U.S. dollar into toilet paper.

Sadly, what they are doing is setting the stage for the collapse of the late, great U.S. economy, and the economic pain that is ahead will affect every single man, woman and child on the entire planet.

***Michael’s new book entitled “Lost Prophecies Of The Future Of America” is now available in paperback and for the Kindle on Amazon.***

About the Author: My name is Michael Snyder and my brand new book entitled “Lost Prophecies Of The Future Of America” is now available on Amazon.com.  In addition to my new book, I have written four others that are available on Amazon.com including The Beginning Of The End, Get Prepared Now, and Living A Life That Really Matters. (#CommissionsEarned)  By purchasing the books you help to support the work that my wife and I are doing, and by giving it to others you help to multiply the impact that we are having on people all over the globe.  I have published thousands of articles on The Economic Collapse Blog, End Of The American Dream and The Most Important News, and the articles that I publish on those sites are republished on dozens of other prominent websites all over the globe.  I always freely and happily allow others to republish my articles on their own websites, but I also ask that they include this “About the Author” section with each article.  The material contained in this article is for general information purposes only, and readers should consult licensed professionals before making any legal, business, financial or health decisions.  I encourage you to follow me on social media on Facebook, Twitter and Parler, and any way that you can share these articles with others is a great help.  During these very challenging times, people will need hope more than ever before, and it is our goal to share the gospel of Jesus Christ with as many people as we possibly can.

Home Prices Just Did Something That They Have Never Done Before

Everyone knew that home prices were going crazy, and now we have some solid numbers that are simply incredible.  Home prices are rising faster than they ever have before, and so if you are shopping for a home in this environment I truly feel sorry for you.  In many parts of the country, average hard working American families have already been completely priced out of the market.  Prior to the pandemic, the largest price bubbles were in major urban areas along both coasts, but now desirable rural and suburban communities all over the nation are red hot.  In some cases, we have seen wild bidding wars that result in buyers paying more than a million dollars over asking price, and this unprecedented frenzy is pushing home prices to dizzying heights.

On Tuesday, the S&P CoreLogic Case-Shiller home price data for the month of April was released, and it quickly made headlines all across America…

U.S. home prices jumped the most in more than 30 years in April.

Nationally, the S&P CoreLogic Case-Shiller index of property values climbed 14.6% from a year earlier, according to a statement Tuesday, the biggest gain in data going back to 1988. That came after 13.2% increase in March, and was the 11th straight month that price gains accelerated.

This particular series of data only goes back to 1988, and in all that time we have never seen a rise of this magnitude.

One expert that is being quoted by CNBC is calling the rise in prices “truly extraordinary”…

“April’s performance was truly extraordinary. The 14.6% gain in the National Composite is literally the highest reading in more than 30 years of S&P CoreLogic Case-Shiller data,” said Craig Lazzara, managing director and global head of index investment strategy at S&P Dow Jones Indices.

Redfin has also released new numbers, and their numbers show an even faster rate of increase for home prices…

… it makes sense that home prices are also surging thanks to trillions in stimmy checks, near-record low mortgage rates and an exodus away from cities, and as we noted two last month that’s precisely what they are doing, with Redfin reporting an 18% jump in median home sale prices to an all time high…

… as a record 58% of all houses sell within two weeks of listing, of which 45% sell for more than their listing price, also a record.

But don’t worry about these numbers.  Officials at the Federal Reserve insist that inflation is “low” and that they have everything under control.

If you can’t afford to buy a home, you can still try to rent a place, but rent prices are also starting to explode in many areas around the country…

Leading the trend is Boise, ID, where rents grew another 6 percent in June and are now up 39 percent since the start of the pandemic. But the fastest single-month rent growth took place in Spokane, WA, where prices shot up 8.1 percent in June and sit 31 percent above pre-pandemic levels. After that, a handful of fast-growing cities have experienced roughly 20 percent price appreciation over the last year and a half. With the exception of Virginia Beach, VA, all of them are located in the Western United States, absorbing the rental demand overflowing from nearby, pricey metros like the San Francisco Bay Area and Greater Los Angeles.

Those that are having their rents jacked up will be just fine as long as their paychecks are increasing at the same rate.

Oh, but that isn’t happening for most people, is it?

Vehicle prices are getting crazy too.  According to the Wall Street Journal, some dealers are now selling new vehicles for “thousands of dollars” above the sticker price…

Some buyers say they have encountered dealerships asking for thousands of dollars above MSRP. And analysts and dealers say the practice is becoming more widespread and occurring on a wider range of vehicles, including more mainstream models that typically wouldn’t be targeted for such price increases.

In the old days, the goal was to negotiate a deal that was as far below sticker price as possible.

Unfortunately, these days many customers are willingly making offers that are much higher than the MSRP….

“I was shocked,” said Ken Baird, a 61-year-old Boca Raton, Fla., resident who was recently shopping for a Kia Telluride. The window sticker on the particular model he was looking at read $45,000, and he said he offered to pay $3,000 over that knowing the vehicle was in high demand.

Needless to say, food prices are getting very painful as well.

In fact, an official at one food bank in Chicago says that their food purchasing budget “has doubled” over the past 12 months…

Soaring food prices aren’t just impacting financially strapped families and the working poor. They’re also affecting the mission of US food banks who are spending a lot more on food than ever before.

“We’re already spending a lot more on food than we have in years past,” said Greg Trotter, a spokesman for the Greater Chicago Food Depository, a large food bank, who spoke with VOA News. “Our food purchasing budget has doubled this year.”

All of this has been caused by the actions of our leaders.  Our politicians in Washington decided to go on the greatest spending binge in history and the Fed decided to pump trillions of fresh dollars into the financial system in order to “save the economy”, and now we have rip-roaring inflation as a result.

In addition to very painful inflation, we are also now dealing with widespread shortages.  For example, as the holiday weekend approaches many locations around the nation are once again running out of gasoline…

Gas stations across the country are running out of gasoline just as 43 million Americans are preparing to hit the road for the July 4th holiday weekend.

Those that do manage to find gas are likely to find some of the highest prices in almost seven years, with gas now averaging $3.10 a gallon across the US – the highest since October 2014.

The corporate media would have us believe that extremely high inflation and widespread shortages are signs that the U.S. economy is “booming”.

But to me, it sounds way too much like a rerun of the Jimmy Carter era of the 1970s.

Sadly, this is just the start of the pain.  The politicians in Washington continue to spend money like drunken sailors, and the Federal Reserve continues to pump more fresh cash into the financial system each week.

So the short-term outlook is quite bleak, and the long-term outlook is even worse.

***Michael’s new book entitled “Lost Prophecies Of The Future Of America” is now available in paperback and for the Kindle on Amazon.***

About the Author: My name is Michael Snyder and my brand new book entitled “Lost Prophecies Of The Future Of America” is now available on Amazon.com.  In addition to my new book, I have written four others that are available on Amazon.com including The Beginning Of The End, Get Prepared Now, and Living A Life That Really Matters. (#CommissionsEarned)  By purchasing the books you help to support the work that my wife and I are doing, and by giving it to others you help to multiply the impact that we are having on people all over the globe.  I have published thousands of articles on The Economic Collapse Blog, End Of The American Dream and The Most Important News, and the articles that I publish on those sites are republished on dozens of other prominent websites all over the globe.  I always freely and happily allow others to republish my articles on their own websites, but I also ask that they include this “About the Author” section with each article.  The material contained in this article is for general information purposes only, and readers should consult licensed professionals before making any legal, business, financial or health decisions.  I encourage you to follow me on social media on Facebook, Twitter and Parler, and any way that you can share these articles with others is a great help.  During these very challenging times, people will need hope more than ever before, and it is our goal to share the gospel of Jesus Christ with as many people as we possibly can.

They Are Gaslighting Us! Nightmarish Inflation Is Already Here But The Fed Is Denying That It Even Exists

They would like us to believe that what we can see happening right in front of our eyes is not actually real.  Over the past year, our politicians in Washington have gone on the largest spending binge in U.S. history by a very wide margin, and the Federal Reserve has created the most enormous financial bubble of all time by pumping trillions upon trillions of fresh dollars into the financial markets.  Of course this was going to cause very painful inflation, and prices are rising very aggressively all around us.  But Federal Reserve Chair Jerome Powell and other leaders in Washington are trying to convince us that even though they added all of this money to the system it has hardly affected the overall rate of inflation at all.  They are “gaslighting” us, and it is absolutely infuriating.

If you are not familiar with the term “gaslighting”, the following is how Wikipedia defines it…

Gaslighting is a form of psychological manipulation in which a person or a group covertly sows seeds of doubt in a targeted individual or group, making them question their own memory, perception, or judgement.

This is precisely what they are trying to do to all of us.  Everyone can see that nightmarish inflation is already here, but they are trying to manipulate us into thinking that it is not.

Just look at home prices.  Everyone needs a place to live, and existing home prices have risen 23.6 percent over the past year…

The median existing-home price rose 23.6% in May from a year earlier to $350,300, a record high, NAR said. The annual price appreciation was the strongest in data going back to 1999. Median sales prices have climbed sharply since rising above $300,000 for the first time last July.

At this point, homes are absolutely flying off the market.  In fact, the average time that a home stays on the market has hit a record low…

Homes are selling quickly. The typical home that sold in May spent 17 days on the market, matching the record low reached in April, NAR said.

Buyers with limited cash for down payments are struggling the most to compete. Half of existing-home buyers in April who used mortgages put at least 20% down, according to a NAR survey.

But Federal Reserve Chair Jerome Powell insists that everything is just fine and that the Fed is perfectly capable of keeping inflation around 2 percent…

“When Congress spends trillions of dollars and the Fed prints money, something’s got to give,” Rep. Mark Green (R., Tenn.) said. He asked Mr. Powell whether the price increases seen in recent months are “the start of something that could be as bad as the ‘70s,” when inflation reached double digits.

Mr. Powell said such a scenario is “very, very unlikely,” in part because the central bank “is strongly prepared to use its tools to keep us around 2% inflation.”

What an insane thing to say.

How can you claim that you are going to “keep us around 2% inflation” when inflation is already out of control?

As John Williams of shadowstats.com has documented, if honest numbers were being used the official rate of inflation would already be well into double digits.

Of course for certain categories we are now seeing triple digit inflation.  For instance, at one point in May the price of lumber was four times higher than it was at the same time last year…

The price of lumber, which shot up to $1,600 per thousand board feet in May from $400 early last year, is making renovations more expensive – especially projects that involve kitchens cabinets, hardwood floors and additions that require framing.

But Powell just told Congress that he is not troubled by any of this…

“If you look behind the headline and look at the categories where these prices are really going up, you’ll see that it tends to be areas that are directly affected by the reopening,” Mr. Powell said in a hearing before a House subcommittee. “That’s something that we’ll go through over a period. It will then be over. And it should not leave much of a mark on the ongoing inflation process.”

These days, Powell is definitely starting to sound a lot like Frank Drebin.

We are supposed to believe that nothing out of the ordinary is happening, but meanwhile the wholesale price of chicken wings has more than tripled…

“The [wholesale] price of wings a year ago was as low as 98 cents,” per pound, Charlie Morrison, Chairman and CEO of Wingstop Restaurants Inc., told CNN Business. “Today, it’s at $3.22. So it’s a meaningful difference.”

Our leaders insist that this is perfectly normal.

Nothing to see here.

Please move along.

To me, one of the craziest examples of inflation in our economy is what is happening to used car prices.

At this point, some used vehicles are now selling for more than they sold for when they were brand new…

When it was new, the window sticker price on a typical 2019 Toyota Tacoma SR double cab pickup was just under $29,000. Two years later, dealers are paying almost $1,000 more than that to buy the same vehicle, even though it’s used. Then they’re selling it to consumers for more than $33,000.

Welcome to the wacky world of U.S. car and truck sales, where the pandemic and a global shortage of computer chips have pushed prices to record levels.

I was absolutely floored when I first read that.

We have never seen anything happen like this before in all of U.S. history.

But Fed officials are going to continue to tell you that everything is just fine in the months ahead even as economic conditions continue to go haywire all around us.

I warned that extremely painful inflation was coming in my last book, and I will be warning about it again in the new book that I will soon be releasing.

Our leaders consciously made the decision to flood the system with new money in a desperate attempt “to save the economy”, and they should just be honest with us about the consequences of that decision.

But instead, they are just going to keep trying to spin the truth for as long as they can.

Unfortunately for them, the clock is ticking, and time is not on their side.

***Michael’s new book entitled “Lost Prophecies Of The Future Of America” is now available in paperback and for the Kindle on Amazon.***

About the Author: My name is Michael Snyder and my brand new book entitled “Lost Prophecies Of The Future Of America” is now available on Amazon.com.  In addition to my new book, I have written four others that are available on Amazon.com including The Beginning Of The End, Get Prepared Now, and Living A Life That Really Matters. (#CommissionsEarned)  By purchasing the books you help to support the work that my wife and I are doing, and by giving it to others you help to multiply the impact that we are having on people all over the globe.  I have published thousands of articles on The Economic Collapse Blog, End Of The American Dream and The Most Important News, and the articles that I publish on those sites are republished on dozens of other prominent websites all over the globe.  I always freely and happily allow others to republish my articles on their own websites, but I also ask that they include this “About the Author” section with each article.  The material contained in this article is for general information purposes only, and readers should consult licensed professionals before making any legal, business, financial or health decisions.  I encourage you to follow me on social media on Facebook, Twitter and Parler, and any way that you can share these articles with others is a great help.  During these very challenging times, people will need hope more than ever before, and it is our goal to share the gospel of Jesus Christ with as many people as we possibly can.

We Should Be Shocked By What Inflation Is Doing To Home Prices, Because We Have Never Seen This Before

If you are shopping for a home right now, I really do feel sorry for you.  Home prices in many areas of the country have officially crossed the line into “absurd” territory, and they just keep going higher.  Thanks to wild spending by the federal government and the economic malpractice that has been happening at the Federal Reserve, we now have way too many dollars chasing way too few goods and services.  Inflation is showing up in every sector of our economy, but it is not showing up equally in all sectors.  One area where inflation threatens to spiral completely out of control is in home prices.  Right now we are seeing the wildest bidding wars in U.S. history, and in many, many cases buyers end up paying way over listing price.

Let me give you an example of what I am talking about.  When a fairly ordinary three bedroom home in Berkeley, California was recently listed for more than a million dollars, the real estate agent that listed the property was absolutely stunned by what happened next…

A three bedroom, mid-century home on a cul-de-sac in Berkeley, California, with an expansive view of the San Francisco Bay was nearly a one-of-a-kind property, said Jill Carrigan, an agent with The Grubb Company who listed it this spring.

“It ticked all the boxes for a lot of people,” she said. “I’ve never had a property with 29 offers and buyers were upping their offers without us even countering. The Bay Area is always competitive, but this was something I’d never seen before.”

This wasn’t a property that was particularly special.  You can see a photo of it right here.  In my opinion, there is no way in the world that such a house should ever sell for a million dollars.

Of course it didn’t sell for a million dollars.

When the dust finally settled, it sold for 2.3 million dollars…

Listed at $1.15 million, the home sold in two weeks for $2.3 million in cash, double the asking price.

You might think that such extreme bidding wars are rare, but they aren’t.

In fact, CNN is reporting that 940 U.S. homes sold for more than half a million dollars above listing price in March, and 310 U.S. homes sold for more than a million dollars above listing price in that month alone.

That is just one month!

Now that our leaders have turned the U.S. dollar into “wheelbarrow money”, this is the sort of thing that is going to happen.

In this sort of an environment, a “fixer upper” in Colorado Springs that was completely trashed by a former tenant can sell for $590,000…

A ‘formerly majestic’ Colorado Springs home left in ruin and covered in graffiti by an angry former tenant has gone on the market for $590,000.

Listed as an ‘investor special’ on Zillow, the 3,598 square-foot home is advertised as a fixer upper after it was destroyed by the prior tenant who covered the walls with spray-painted messages including ‘evict me b***h’ and left a pile of rotten meet in a freezer.

As long as this frenzy continues, I am going to recommend that young couples look to rent instead of buy, but rents are going up rapidly too.  This week we learned that rental prices just increased at the fastest pace in 15 years during the month of April…

Single-family rents were up 5.3% year over year in April, rising from a 2.4% increase in April 2020, according to CoreLogic. That is the largest gain in nearly 15 years.

Rents for single-family detached homes (not townhomes), were up an even stronger 7.9% compared with a year ago, as millennials in particular seek more outdoor space. Nearly half of millennials surveyed by Corelogic, and 64% of baby boomers, said they, “strongly prefer” to live in a single, stand-alone home.

Yes, the U.S. has wrestled with inflation at various times in the past, but what we are witnessing here in 2021 is completely insane.

Just look at what is happening in the restaurant industry.  In upstate New York, the cost of chicken wings has gone up 99 percent and the cost of fryer oil has gone up more than 120 percent so far in 2021.

How are you supposed to run a profitable restaurant with prices spiking like that?

Since the beginning of the pandemic, our leaders have pumped trillions and trillions of fresh dollars into the system, and all of that money is creating a tremendous amount of inflationary pressure.  At this point, things have already gotten so crazy that pieces of “artwork” that Hunter Biden has created are selling for up to $500,000…

President Biden’s son, Hunter Biden, has taken a turn into artistry and the first paintings he’s selling are going for as high as $500,000.

The first son’s first foray into the art world has seen his pieces picked up by art dealer Georges Berges, who has priced the younger Biden’s artwork between $75,000 and $500,000 depending on the size and scope of the collage artwork.

Now that Hunter Biden is trying to go clean and sober, I suppose that he has to try to make a living somehow.

But are there people that will actually be willing to pay half a million dollars for a piece of his “art”?

I find that hard to believe, but of course I find a lot of things hard to believe these days.

On Wednesday, the Federal Reserve finally took a few very small steps in the direction of acknowledging the crisis that we are facing…

As expected, the policymaking Federal Open Market Committee unanimously left its benchmark short-term borrowing rate anchored near zero. But officials indicated that rate hikes could come as soon as 2023, after saying in March that it saw no increases until at least 2024. The so-called dot plot of individual member expectations pointed to two hikes in 2023.

Though the Fed raised its headline inflation expectation to 3.4%, a full percentage point higher than the March projection, the post-meeting statement continued to say that inflation pressures are “transitory.” The raised expectations come amid the biggest rise in consumer prices in about 13 years.

Of course those moves by the Fed won’t actually do anything to get the “inflation monster” that they have created under control.

As long as our politicians in Washington continue their wildest spending binge ever, and as long as the Fed continues to pump more money into the financial system, the “inflation monster” will continue to grow.

So if you are looking to buy a home, there might not be any relief for the foreseeable future.

We are going down the same road that the Weimar Republic once did, but our leaders keep insisting that somehow we will get a much different result.

***Michael’s new book entitled “Lost Prophecies Of The Future Of America” is now available in paperback and for the Kindle on Amazon.***

About the Author: My name is Michael Snyder and my brand new book entitled “Lost Prophecies Of The Future Of America” is now available on Amazon.com.  In addition to my new book, I have written four others that are available on Amazon.com including The Beginning Of The End, Get Prepared Now, and Living A Life That Really Matters. (#CommissionsEarned)  By purchasing the books you help to support the work that my wife and I are doing, and by giving it to others you help to multiply the impact that we are having on people all over the globe.  I have published thousands of articles on The Economic Collapse Blog, End Of The American Dream and The Most Important News, and the articles that I publish on those sites are republished on dozens of other prominent websites all over the globe.  I always freely and happily allow others to republish my articles on their own websites, but I also ask that they include this “About the Author” section with each article.  The material contained in this article is for general information purposes only, and readers should consult licensed professionals before making any legal, business, financial or health decisions.  I encourage you to follow me on social media on Facebook, Twitter and Parler, and any way that you can share these articles with others is a great help.  During these very challenging times, people will need hope more than ever before, and it is our goal to share the gospel of Jesus Christ with as many people as we possibly can.

Why Are Hordes Of Wealthy People Hitting The Escape Button And Heading To Montana?

Why have thousands upon thousands of very wealthy people suddenly felt an overwhelming urge to buy a home in Montana?  At this moment, Montana is one of the hottest real estate markets in the entire country.  When a desirable house is put on the market, it can often spark a wild bidding war.  Of course the vast majority of the potential buyers involved in these bidding wars do not actually have any roots in Montana at all.  Vast hordes of wealthy individuals from Los Angeles, San Francisco, New York and other major cities are flooding into the state, and there is only a limited amount of housing to accommodate them.  As a result, home prices are being pushed to absolutely absurd levels.

In the Flathead Valley, home builders have been working incredibly hard to construct houses for the new arrivals.  The following comes from a New York Post article entitled “Montana, the sold-out state New Yorkers can’t get enough of”…

All around the Lodge, along Montana Highway 35, from Kalispell to Whitefish, are what the locals call “COVID homes,” prefabricated track houses that line up along what used to be a timber farm — all of which were built last year and sold at around $550,000.

“Most were bought sight unseen for cash deals,” said Doug Averill.

$550,000 may have seemed like a hefty price when those homes originally went up, but today $550,000 would be considered a bargain price.

That is because the average selling price of a home in Flathead County has now risen to more than $638,000…

In May 2020, the average sale price for a home in Flathead County was $447,387 — a year later it had increased to $638,992. The average number of days a property stayed on the market has been cut almost in half, from 77 days in May 2020 to 41 days in May 2021.

The Flathead Valley possesses great natural beauty, and Whitefish in particular has become an extremely popular tourist destination.

All of this interest in Whitefish has helped to fuel a home price boom that is unlike anything the region has ever experienced…

While this may be good for realtors, locals are shell-shocked at the price hikes due to what the Flathead Beacon called the “COVID migration” from states like New York. “(The housing crisis) is happening all over Montana,” one Whitefish local told The Post. “No one who is from here can actually afford to live here anymore.”

According to Realtor.com, just before the pandemic in December 2019, the average home price in Whitefish, a town of 7,700 people just south of Glacier National Park, was $369,450. A year and a half later, that has almost doubled — and the average home price is now $704,000. Local average wages in Whitefish are just $30,642, according to bestplaces.net.

Needless to say, the vast majority of Americans cannot afford a $700,000 home.

Only the wealthy have enough money to relocate to Whitefish now, and many locals with roots in the area are having to leave for good because housing has become so ridiculously expensive.

A similar thing is happening over in Missoula.  From last May to this May, the median sales price in Missoula shot up a staggering 41 percent…

New real estate data for the month of May shows an increasingly competitive market in western Montana.

New Multiple Listing Service data shows the median sales price in Missoula increased 41% from May 2020 to May 2021, up to $449,338.

Ten years ago, the median sales price in Missoula was just $205,000.

If you go all the way back to 2001, it was just $138,000.

Things are getting crazy in Bozeman too.  At this point, “the average home in the greater Bozeman area is going for more than $650,000”…

One hundred thirty thousand dollars. That’s what it takes for a down payment to buy an average-priced home in Bozeman, Montana. Then an aspiring homeowner must fork out another $3,000 each month, which is more than two-thirds of their household’s paychecks if they make the median income for the metro area.

That’s because the average home in the greater Bozeman area is going for more than $650,000, up from an already astronomical $500,000 in early 2020.

So why is this happening?

Why are home prices in Montana and other desirable locations around the country going absolutely nuts?

Many are blaming the COVID pandemic, and that certainly played a major role at first, but now the COVID pandemic is subsiding.

Ultimately, I believe the the largest reason why we are seeing such a home buying frenzy is because people can see that our society is starting to come apart at the seams and they can sense that enormous trouble is ahead.

Just consider what happened this weekend.  We literally witnessed mass shootings in four different U.S. cities in a period of just six hours…

At least four major U.S. cities were reeling from an onslaught of mass shootings over the weekend that left at least 39 people wounded, five dead and police officials alarmed that the surge in gun violence is a prelude to a bloody summer as the nation emerges from the pandemic.

Police in Austin, Cleveland, Chicago and Savannah were all investigating on Sunday mass shootings that erupted over a six-hour streak that began around 9 p.m. on Friday and spilled over into Saturday morning.

All over America, countless numbers of people are finally waking up and realizing that it is time to leave the major cities and head for greener pastures.

As I have been encouraging people to do for years, those that are leaving are looking for areas with low population density and low crime rates.

Of course the wealthy also value great natural beauty, and this is one of the big reasons why the Flathead Valley has become so popular.

And once they have purchased their beautiful new homes in remote parts of the nation, many wealthy individuals are filling them up with emergency food and supplies.

Collectively, rich people tend to be much more into “prepping” than the general population as a whole.

Sadly, the vast majority of the population is still asleep.  The mainstream media keeps telling us that everything is going to work out just fine somehow, and most Americans blindly believe them.

Meanwhile, many among the wealthy are buying up properties in remote locations at a blistering pace, and this is going to permanently change the character of those communities.

***Michael’s new book entitled “Lost Prophecies Of The Future Of America” is now available in paperback and for the Kindle on Amazon.***

About the Author: My name is Michael Snyder and my brand new book entitled “Lost Prophecies Of The Future Of America” is now available on Amazon.com.  In addition to my new book, I have written four others that are available on Amazon.com including The Beginning Of The End, Get Prepared Now, and Living A Life That Really Matters. (#CommissionsEarned)  By purchasing the books you help to support the work that my wife and I are doing, and by giving it to others you help to multiply the impact that we are having on people all over the globe.  I have published thousands of articles on The Economic Collapse Blog, End Of The American Dream and The Most Important News, and the articles that I publish on those sites are republished on dozens of other prominent websites all over the globe.  I always freely and happily allow others to republish my articles on their own websites, but I also ask that they include this “About the Author” section with each article.  The material contained in this article is for general information purposes only, and readers should consult licensed professionals before making any legal, business, financial or health decisions.  I encourage you to follow me on social media on Facebook, Twitter and Parler, and any way that you can share these articles with others is a great help.  During these very challenging times, people will need hope more than ever before, and it is our goal to share the gospel of Jesus Christ with as many people as we possibly can.

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