The Beginning Of The End
The Beginning Of The End By Michael T. Snyder - Kindle Version

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Are We Really Free When Big Brother Is Systematically Turning America Into A Giant Prison?

Prison - Photo by Sean MunsonEvery year on July 4th we celebrate our "independence", but is America really free?  How could we possibly be free when "Big Brother" is constantly intruding in our lives in hundreds of different ways?  And I am not just talking about NSA snooping.  Sadly, the truth is that the United States is beginning to fully embrace a "police state" culture.  We have learned that the government monitors and keeps a record of all of our cell phone calls, emails, Internet searches, credit card transactions, and every piece of mail that we send.  But most Americans don't seem to care.  We are "encouraged" to report the "suspicious activity" of our neighbors to the authorities, we are told that having security thugs touch the private areas of our women and children at our airports is necessary "for our security", and 80,000 SWAT team raids are conducted each year in the United States.  But the American people don't seem to care.  America was once a great country, but now it is being turned into a giant prison, and only a small minority of the citizens are raising their voices in objection. (Read More....)

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Multiple Government Agencies Are Keeping Records Of Your Credit Card Transactions

Credit CardsWere you under the impression that your credit card transactions are private?  If so, I am sorry to burst your bubble.  As you will see below, there are actually multiple government agencies that are gathering and storing records of your credit card transactions.  And in turn, those government agencies share that information with other government agencies that want it.  So if you are making a purchase that you don't want anyone to know about, don't use a credit card.  This is one of the reasons why the government hates cash so much.  It is just so hard to track.  In this day and age, the federal government seems to be absolutely obsessed with gathering as much information about all of us as it possibly can.  But there is one big problem.  What they are doing directly violates the U.S. Constitution.  For those that are not familiar with it, the following is what the Fourth Amendment actually says: "The right of the people to be secure in their persons, houses, papers, and effects, against unreasonable searches and seizures, shall not be violated, and no Warrants shall issue, but upon probable cause, supported by Oath or affirmation, and particularly describing the place to be searched, and the persons or things to be seized."  Unfortunately, the Fourth Amendment is essentially dead at this point.  The federal government is investigating all of us and gathering information on all of us all day, every day without end. (Read More....)

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America’s Bubble Economy Is Going To Become An Economic Black Hole

Black HoleWhat is going to happen when the greatest economic bubble in the history of the world pops?  The mainstream media never talks about that.  They are much too busy covering the latest dogfights in Washington and what Justin Bieber has been up to.  And most Americans seem to think that if the Dow keeps setting new all-time highs that everything must be okay.  Sadly, that is not the case at all.  Right now, the U.S. economy is exhibiting all of the classic symptoms of a bubble economy.  You can see this when you step back and take a longer-term view of things.  Over the past decade, we have added more than 10 trillion dollars to the national debt.  But most Americans have shown very little concern as the balance on our national credit card has soared from 6 trillion dollars to nearly 17 trillion dollars.  Meanwhile, Wall Street has been transformed into the biggest casino on the planet, and much of the new money that the Federal Reserve has been recklessly printing up has gone into stocks.  But the Dow does not keep setting new records because the underlying economic fundamentals are good.  Rather, the reckless euphoria that we are seeing in the financial markets right now reminds me very much of 1929.  Margin debt is absolutely soaring, and every time that happens a crash rapidly follows.  But this time when a crash happens it could very well be unlike anything that we have ever seen before.  The top 25 U.S. banks have more than 212 trillion dollars of exposure to derivatives combined, and when that house of cards comes crashing down there is no way that anyone will be able to prop it back up.  After all, U.S. GDP for an entire year is only a bit more than 15 trillion dollars. (Read More....)

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Mass Panic In Cyprus: The Banks Are Collapsing And ATMs Are Running Out Of Money

Cyprus ATM - Photo Via @ImeldaflatteryEuropean officials are openly admitting that the two largest banks in Cyprus are "insolvent", and it is now being reported that Cyprus Popular Bank only has "enough liquidity to cover the next few hours".  Of course all banks in Cyprus are officially closed until Tuesday at the earliest, but there have been long lines at ATMs all over Cyprus as people scramble to get whatever money they can out of the banks.  Unfortunately, some ATMs appear to be "malfunctioning" and others appear to have already run out of cash.  You can see some photos of huge lines at one ATM in Cyprus right here.  Some businesses are now even refusing to take credit card payments.  This is creating an atmosphere of panic on the streets of Cyprus.  Meanwhile, the EU is holding a gun to the head of the Cyprus financial system.  Either Cyprus meets EU demands by Monday, or liquidity for the banks will be totally cut off and Cyprus will be forced out of the euro.  It is being reported that European officials believe that the "economy is going to tank in Cyprus no matter what", and that it would be okay to let the financial system of Cyprus crash and burn if politicians in Cyprus are not willing to do what they have been ordered to do.  Apparently European officials are very confident that the situation in Cyprus can be contained and that it will not spread to other European nations. (Read More....)

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Consumer Spending Drought: 16 Signs That The Middle Class Is Running Out Of Money

Drought - Photo by Bert KaufmannIs "discretionary income" rapidly becoming a thing of the past for most American families?  Right now, there are a lot of signs that we are on the verge of a nightmarish consumer spending drought.  Incomes are down, taxes are up, many large retail chains are deeply struggling because of the lack of customers, and at this point nearly a quarter of all Americans have more credit card debt than money in the bank.  Considering the fact that consumer spending is such a large percentage of the U.S. economy, that is very bad news.  How will we ever have a sustained economic recovery if consumers don't have much money to spend?  Well, the truth is that we aren't ever going to have a sustained economic recovery.  In fact, this debt-fueled bubble of false hope that we are experiencing right now is as good as things are going to get.  Things are going to go downhill from here, and if you think that consumer spending is bad now, just wait until you see what happens over the next several years. (Read More....)

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Show This To Anyone That Believes That “Things Are Getting Better” In America

Show This To Anyone That Believes That Things Are Getting Better In AmericaHow can anyone not see that the U.S. economy is collapsing all around us?  It just astounds me when people try to tell me that "everything is just fine" and that "things are getting better" in America.  Are there people out there that are really that blind?  If you want to see the economic collapse, just open up your eyes and look around you.  By almost every economic and financial measure, the U.S. economy has been steadily declining for many years.  But most Americans are so tied into "the matrix" that they can only understand the cheerful propaganda that is endlessly being spoon-fed to them by the mainstream media.  As I have said so many times, the economic collapse is not a single event.  The economic collapse has been happening, it is is happening right now, and it will continue to happen.  Yes, there will be times when our decline will be punctuated by moments of great crisis, but that will be the exception rather than the rule.  A lot of people that write about "the economic collapse" hype it up as if it will be some huge "event" that will happen very rapidly and then once it is all over we will rebuild.  Unfortunately, that is not how the real world works.  We are living in the greatest debt bubble in the history of the world, and once it completely bursts there will be no going back to how things were before.  Right now, we are living in a "credit card economy".  As long as we can keep borrowing more money, most people think that things are just fine.  But anyone that has lived on credit cards knows that eventually there comes a point when the game is over, and we are rapidly approaching that point as a nation. (Read More....)

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The Student Loan Debt Bubble Is Creating Millions Of Modern Day Serfs

Every single year, millions of young adults head off to colleges and universities all over America full of hopes and dreams.  But what most of those fresh-faced youngsters do not realize is that by taking on student loan debt they are signing up for a life of debt slavery.  Student loan debt has become a trillion dollar bubble which has shattered the financial lives of tens of millions of young college graduates.  When you are just starting out and you are not making a lot of money, having to make payments on tens of thousands of dollars of student loan debt can be absolutely crippling.  The total amount of student loan debt in the United States has now surpassed the total amount of credit card debt, and student loan debt is much harder to get rid of.  Many young people view college as a "five year party", but when the party is over millions of those young people basically end up as modern day serfs as they struggle to pay off all of the debt that they have accumulated during their party years.  Bankruptcy laws have been changed to make it incredibly difficult to get rid of student loan debt, so once you have it you are basically faced with two choices: either you are going to pay it or you are going to die with it. (Read More....)

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Data Mining: Big Corporations Are Gathering Every Shred Of Information About You That They Can And Selling It For Profit

When most people think of "Big Brother", they think of the FBI, the CIA, the NSA, the Department of Homeland Security and other shadowy government agencies.  Yes, they are definitely watching you, but so are many big corporations.  In fact, there are some companies that are making tens of millions of dollars by gathering every shred of information about all of us that they can and selling it for profit to anyone willing to pay the price.  It is called "data mining", and these data miners want to keep track of literally everything that you do.  Most people know that basically everything that we do on the Internet is tracked, but data mining goes far beyond that.  When you use a customer rewards card at the supermarket, the data miners know about it.  When you pay for a purchase with a credit card or a debit card, the data miners know about it.  Every time you buy a prescription drug, that information is sold to someone.  Every time you apply for a loan, a whole host of organizations is notified.  Information has become an extremely valuable commodity, and thanks to computers and the Internet it is easier to gather information than ever before.  But that also means that our personal information is no longer "private", and this trend is only going to get worse in the years ahead. (Read More....)

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