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The Economics Of Marriage

Marriage - Photo by Eric WardThe marriage rate in the United States has fallen to the lowest level ever recorded.  So why is this happening?  Well, the truth is that there are a lot of reasons why so many young people are choosing not to get married today.  One big reason is money.  Young adults in the U.S. are really struggling to find good jobs, and many are hesitant to take a big step like marriage without achieving a certain level of financial security first.  And as you will see below, many young adults (especially women) do not even want to date someone that is not employed.  In this harsh economic environment, money makes a big difference in the world of romance.  Another big reason for the decline of marriage in America is a seismic shift in cultural attitudes.  Americans (especially young people) do not place the same kind of importance on marriage and having children that they once did.  Instead, more Americans are choosing to “move in together” than ever before.  But if the percentage of Americans that choose to get married continues to decline, what is that going to mean for our future, and what is our country going to look like moving forward?

According to a startling new study conducted at Bowling Green University, the marriage rate in America has fallen precipitously over the past 100 years.

In 1920, there were 92.3 marriages for every 1,000 unmarried women.  In 2012, there were only 31.1 marriages for every 1,000 unmarried women.

That is not just a new all-time low, that is a colossal demographic earthquake.

That same study found that the marriage rate has fallen by an astounding 60 percent since 1970 alone.

As a result, U.S. households look far different today than they once did.

Back in 1950, 78 percent of all households in the U.S. contained a married couple.  Today, that number has declined to 48 percent.

That is a very troubling sign if you consider the family to be one of the fundamental building blocks of society.

When young people are asked why they are delaying marriage today, one of the things that always seems to get brought up is money.  There is a feeling (especially among men) that you should achieve a certain level of financial security before making the big plunge.

And it is a fact that the more money you have, the more likely you are to be married.  Just check out the following stats about income and marriage from a recent Business Insider article

83% of 30- to 50-year-old men in the top 10% of annual earnings are married today, whereas only 64% of median earners and half of those in the bottom 25th percentile are hitched.

Now, compare that to men in 1970, whose marriage rates were 95% (top earners), 91% (median earners), and 60% (bottom 25th percentile of earners), respectively.

A lot of people like to think that “love is the only thing that matters” when it comes to marriage, but the cold, hard numbers tell a different story.  In fact, one very shocking survey discovered that 75 percent of all American women would have a problem even dating an unemployed man…

Of the 925 single women surveyed, 75 percent said they’d have a problem with dating someone without a job. Only 4 percent of respondents asked whether they would go out with an unemployed man answered “of course.”

“Not having a job will definitely make it harder for men to date someone they don’t already know,” Irene LaCota, a spokesperson for It’s Just Lunch, said in a press release. “This is the rare area, compared to other topics we’ve done surveys on, where women’s old-fashioned beliefs about sex roles seem to apply.”

Unfortunately for American men, there simply are not enough good jobs to go around.  In fact, the number of working age Americans without a job has increased by 27 million since the year 2000, and businesses in the U.S. are being destroyed faster than they are being created.

Due to a lack of economic opportunities, a rising percentage of our young people have been giving up on the “real world” and have been moving back in with Mom and Dad.  For much more on this, please see my previous article entitled “29 Percent Of All U.S. Adults Under The Age Of 35 Are Living With Their Parents“.  And when you break down the numbers, you find that young men are almost twice as likely to move back in with their parents as young women are.

But economic factors alone certainly do not account for the tremendous decline in the marriage rate that we have witnessed in this country.  Shifting cultural attitudes also play a huge role.

A whole host of opinion polls and surveys show that Americans simply do not value marriage and having children as much as they once did.  For example, the Pew Research Center has found that the younger you are, the more likely you are to believe that “marriage is becoming obsolete” and that “children don’t need a mother and a father to grow up happily”.

In fact, an astounding 44 percent of all Americans in the 18 to 29-year-old age bracket now believe that “marriage is becoming obsolete”.

And why should they get married?  Our movies and television shows constantly tell them that they can have the benefits of being married without ever having to make a lifelong commitment.

This sounds particularly good to men, since they can run around and have sex with lots of different women without ever having to “settle down”.

But there are most definitely consequences for this behavior.  The “sexual revolution” has left behind countless broken hearts, shattered dreams, unintended pregnancies and devastated families.

In addition, the U.S. has become a world leader when it comes to sexually-transmitted disease.

It is hard to believe this number, but according to the Centers for Disease Control and Prevention approximately one-third of the entire population of the United States (110 million people) currently has a sexually transmitted disease.

So nobody should claim that the “sexual revolution” has not had any consequences.

But most Americans don’t actually run around and sleep with lots of different people at the same time.  Instead, most Americans seem to have adopted a form of “serial monogamy“.

In America today, most people only sleep with one person at a time, and “living together” is being called “the new marriage”.

According to the CDC, 74 percent of all 30-year-old women in the U.S. say that they have cohabitated with a romantic partner without being married to them, and it has been estimated that 65 percent of all couples that get married in the United States live together first.

Many believe that by “trying out” the other person first that it will give them a much better chance of making marriage work if they eventually do choose to go down that path.  Unfortunately, that does not seem to work out very well in practice.  In fact, the divorce rate for couples that live together first is significantly higher than for those that do not.

And when it comes to divorce, America is the king.

For years, the U.S. has had the highest divorce rate in the developed world.

But it wasn’t always this way.  Back in 1920, less than one percent of all women in the United States were currently divorced or separated.  Today, approximately 15 percent of all women in the United States are currently divorced or separated.

So why are so many people getting divorced?

Of course there are a lot of factors involved (including money), but a big one is cheating.  According to one survey, 41 percent of all spouses admit to infidelity.  Many Americans simply find it very difficult to stay committed to one person for an extended period of time.

As a result of what I have discussed so far, it is easy to see why people in our society are so lonely and so isolated.  Less people are getting married, more divorces are happening and couples are having fewer children.  This means that our households are smaller and we have far fewer family connections than we once did.

100 years ago, 4.52 people were living in the average U.S. household, but now the average U.S. household only consists of 2.59 people.

That is an astounding figure.

And the United States has the highest percentage of one person households on the entire planet.

But we weren’t meant to live alone.  We were meant to love and to be loved.

Often, those that are being hurt the most by our choices as a society are the children.  They need strong, stable homes to grow up in, and we are not providing that for millions upon millions of them.

When you look at just women under the age of 30 in the United States, more than half of all babies are being born out of wedlock.

That would have been unimaginable 100 years ago.

And of course when there is no marriage involved, a lot of times the guy does not stick around.  At this point, approximately one out of every three children in the United States lives in a home without a father, and in many impoverished areas of the country the rate is well over 50 percent.

In addition, women are waiting much longer to have children than they once did.

In 1970, the average woman had her first child when she was 21.4 years old.  Now the average woman has her first child when she is 25.6 years old.

The biggest reason for this, once again, is money

In the United States, three-quarters of people surveyed by Gallup last year said the main reason couples weren’t having more children was a lack of money or fear of the economy.

The trend emerges as a key gauge of future economic health — the growth in the pool of potential workers, ages 20-64 — is signaling trouble ahead. This labor pool had expanded for decades, thanks to the vast generation of baby boomers. Now the boomers are retiring, and there are barely enough new workers to replace them, let alone add to their numbers.

We are waiting longer to have children and having fewer of them, but those children are needed for the economic future of this country.

Fifteen years from now, one out of every five Americans will be over the age of 65.  All of those elderly Americans are going to want the rest of us to keep the financial promises that were made to them.  But that is going to turn out to be quite impossible.  We simply do not have enough people.

In the end, the economics of marriage does not just affect those that are thinking of getting married or those that are already married.

The truth is that the economics of marriage affects all of us.

So what do you think is in store for the future of the institution of marriage in this country?

Please feel free to share what you believe by posting a comment below…

27 Facts That Prove That The Family In America Is In The Worst Shape Ever

Family - Photo by Eric WardThe family is one of the fundamental building blocks of society.  If you do not have strong families, you are not going to have a strong society.  Unfortunately, the state of the family in America continues to deteriorate.  The marriage rate has fallen to an all-time low, we lead the world in divorce, and about a third of all children live in a home without a father.  Our young people have been taught that getting married and having a family is not a priority, and many of those that would like to get married and have children are not able to get the kinds of jobs that they need to support a family.  The statistics that you are about to see should absolutely shock you.  American families have never been this weak, and this is an incredibly troubling sign for the future of our nation.  What will future generations of Americans be like if they do not have stable homes to grow up in?  Will they be even more messed up than we are right now?  That is a frightening thought.  The following are 27 facts that prove that the family in America is in the worst shape ever…

#1 The marriage rate in the United States has fallen to an all-time low.  Right now it is sitting at a yearly rate of 6.8 marriages per 1000 people.

#2 Today, an all-time low 44.2 percent of Americans in the 25 to 34 year old age bracket are married.

#3 According to the Pew Research Center, only 51 percent of all adults in the United States are currently married.  Back in 1960, 72 percent of all adults in the United States were married.

#4 Back in 1950, 78 percent of all households in the United States contained a married couple.  Today, that number has declined to 48 percent.

#5 100 years ago, 4.52 were living in the average U.S. household, but now the average U.S. household only consists of 2.59 people.

#6 The United States has the highest percentage of one person households on the entire planet.

#7 In the United States today, more than half of all couples “move in together” before they get married.

#8 The divorce rate for couples that live together first is significantly higher than for those that do not.

#9 For women under the age of 30 in the United States, more than half of all babies are being born out of wedlock.

#10 In 1970, the average woman had her first child when she was 21.4 years old.  Now the average woman has her first child when she is 25.6 years old.

#11 According to the Centers for Disease Control, there were 69.3 births per 1,000 women in the 15 to 44 year old age bracket in 2007. Now the rate has fallen to 63.2 births per 1,000 women.

#12 The birth rate for American women in the 20 to 24 year old age bracket has fallen to 85.3 births per 1,000 women.  That is a new all-time record low.

#13 The United States has the highest divorce rate in the entire world.

#14 At this point, approximately one out of every three children in the United States lives in a home without a father.

#15 Without a father around, many single mothers in this country are really struggling to survive.  Sadly, approximately 42 percent of all single mothers in the United States are on food stamps.

#16 It is being projected that approximately 50 percent of all U.S. children will be on food stamps at some point before they reach the age of 18.

#17 Today, more than a million public school students in the United States are homeless.  This is the first time that has ever happened in our history.

#18 The United States has the highest teen pregnancy rate in the entire world.  In fact, the United States has a teen pregnancy rate that is more than twice as high as Canada, more than three times as high as France and more than seven times as high as Japan.

#19 In the United States today, approximately 47 percent of all high school students have had sex.

#20 Approximately one out of every four teen girls in the United States has at least one sexually transmitted disease.

#21 According to one survey, 24 percent of all U.S. teens that have at least one sexually transmitted disease say that they still have unprotected sex.

#22 Instead of being raised by parents, an increasing number of children in America are being raised by movies, television and video games.  For example, the average young American will spend 10,000 hours playing video games before the age of 21.

#23 Americans are tied with the British for the highest average number of hours spent watching television each week.

#24 There are more than 3 million reports of child abuse in the United States every single year.

#25 The United States actually has the highest child abuse death rate in the developed world.

#26 Approximately 20 percent of all child sexual abuse victims in the United States are under the age of 8.

#27 It is estimated that one out of every four girls will be sexually abused before they become adults.

Unfortunately, this is a problem that is not going to be fixed overnight.  Getting the “right politicians” into office will not solve our problems and neither will spending a bunch of money.

The change that we need is a change of the heart.  We need to change how we treat one another and we need to get our priorities straight.

Our families are really messed up, and this is hurting our kids the most.  There is no way that this country is going to have any hope for a bright future unless our families start getting stronger.

Or could it be possible that I am overreacting?

What do you think?

Please feel free to share your thoughts about the state of the family in America by posting a comment below…

22 Stats That Prove That There Is Something Seriously Wrong With Young Men In America

Young MenWhen are we finally going to admit that we have a very serious problem with this generation of young men in America?  We have failed them so dramatically that it is hard to put it into words.  We have raised an entire generation of young males that don’t know how to be men, and many of them feel completely lost.  Sometimes they feel so lost that they “snap” in very destructive ways.  Adam Lanza and James Holmes are two names that come to mind.  Why is it that mass murderers are almost always young men?  Why don’t young women behave the same way?  Sadly, Adam Lanza and James Holmes are just the tip of the iceberg of a much larger problem in our society.  Our young women vastly outperform our young men in almost every important statistical category.  Young men are much more likely to perform poorly in school, they are much more likely to have disciplinary problems and they are much more likely to commit suicide.  In the old days, our young men would gather in the streets or in the parks to play with one another after school, but today most of them are content to spend countless hours feeding their addictions to video games, movies and other forms of entertainment.  When our young men grow up, many of them are extremely averse to taking on responsibility.  They want to have lots of sex, but they aren’t interested in marriage.  They enjoy the comforts of living at home, but they don’t want to go out and pursue career goals so that they can provide those things for themselves.  Our young men are supposed to be “the leaders of tomorrow”, but instead many of them are a major burden on society.  When are we finally going to admit that something has gone horribly wrong?

There is even a name for this generation of young men that does not want to grow up.  It is called the “Peter Pan generation”.  They want to enjoy the benefits of being grown up without ever taking on the responsibilities.  A member of this “Peter Pan generation” recent wrote an article for the Daily Mail in which he discussed what he and his friends are going through…

I haven’t yet had to grow up so, well, I haven’t.

Reckless, irresponsible and immature? Yes. But at least I can take comfort in the fact I am not alone.

Last week, I read that there is even a name for people such as me. We are the ‘Peter Pan generation’; a sizeable group of 25 to 40-year-olds who exist in a state of extended adolescence, avoiding the trappings of responsibility — marriage, mortgage, children — for as long as possible.

‘Our society is full of lost boys and girls hanging out at the edge of adulthood,’ says Professor Frank Furedi, a sociologist who has been studying this phenomenon, at the University of Kent.

‘Another word sometimes used to describe these people is “adultescent” — generally defined as someone who refuses to settle down and make commitments, and who would rather go on partying into middle age.’

Young men in America didn’t always behave this way.  Several decades ago, men in America moved away from home, got married and had children much earlier than they do now.  But the young men of today seem to want to put off the “markers of adulthood” for as long as possible.  The following is from an outstanding article by Sandy Hingston

Sociologists cite five “markers” or “milestones” that have traditionally defined our notion of adulthood: finishing school, moving away from the parental home, becoming financially independent, getting married, and having a child. In 1960, 65 percent of men had ticked off all five by age 30; by 2000, only a third had. The experts have plenty of explanations for what’s come to be called “extended adolescence” or “emerging adulthood”—or what New York Times columnist David Brooks calls the “Odyssey Years.” They blame helicopter parents, the burden of student loan debt, much higher poverty rates among young people (nearly half of all Americans ages 25 to 34 live below the national level), and a dearth of vo-tech training and manufacturing jobs. Almost 60 percent of parents are now giving money to their grown kids—an average of $38,340 per child in the years between ages 18 and 34. Whatever happened to the son looking after his mom?

So why is all of this happening?

Well, there are a whole host of reasons.  But certainly parents and our education system have to bear much of the blame.  In the old days, young men were taught what it means to “be a man”, and morality was taught to young men both by their parents and in the schools.  But today, most young men have very little understanding of what “manhood” is, and our society has taught them that morality doesn’t really matter.  Instead, television and movies constantly portray young men as sex-obsessed slackers that just want to party all the time, so that is what many of our young men have become.

How much better off would our society be if we had trained this generation of young men to love, honor, protect and take care of others?

How much better off would our society be if we had nurtured the manhood of our young men instead of teaching them to be ashamed of it?

How much better off would our society be if we had disciplined our young men and taught them morality when they were getting off track instead of just letting them do whatever they wanted?

The following are 22 stats that prove that there is something seriously wrong with young men in America today…

#1 Males account for approximately 70 percent of all Ds and Fs in U.S. public schools.

#2 About two-thirds of all students in “special education programs” are boys.

#3 The average American girl spends 5 hours a week playing video games.  The average American boy spends 13 hours a week playing video games.

#4 The average young American will spend 10,000 hours playing video games before the age of 21.

#5 One study discovered that 88 percent of all Americans between the ages of 8 and 18 play video games, and that video game addiction is approximately four times as common among boys as it is among girls.

#6 At this point, 15-year-olds that attend U.S. public schools do not even rank in the top half of all industrialized nations when it comes to math or science literacy.

#7 In 2011, SAT scores for young men were the worst that they had been in 40 years.

#8 According to a survey conducted by the National Geographic Society, only 37 percent of all Americans between the ages of 18 and 24 can find the nation of Iraq on a map.

#9 According to the New York Times, approximately 57 percent of all young people enrolled at U.S. colleges are women.

#10 It is being projected that women will earn 60 percent of all Bachelor’s degrees from U.S. universities by the year 2016.

#11 Even if they do graduate from college, most of our young men still can’t find a decent job.  An astounding 53 percent of all Americans with a bachelor’s degree under the age of 25 were either unemployed or underemployed during 2011.

#12 Pornography addiction is a major problem among our young men.  An astounding 30 percent of all Internet traffic now goes to pornography websites, and one survey found that 25 percent of all employees that have Internet access in the United States even visit sex websites while they are at work.

#13 In the United States today, 47 percent of all high school students have had sex.

#14 The United States has the highest teen pregnancy rate on the entire planet.  If our young men behaved differently this would not be happening.

#15 In the United States today, one out of every four teen girls has at least one sexually transmitted disease.  If our young men were not sex-obsessed idiots running around constantly looking to “score” these diseases would not be spreading like this.

#16 Right now, approximately 53 percent of all Americans in the 18 to 24 year old age bracket are living at home with their parents.

#17 According to one survey, 29 percent of all Americans in the 25 to 34 year old age bracket are still living with their parents.

#18 Young men are nearly twice as likely to live with their parents as young women the same age are.

#19 Overall, approximately 25 million American adults are living with their parents in the United States right now according to Time Magazine.

#20 Today, an all-time low 44.2% of Americans between the ages of 25 and 34 are married.

#21 Back in 1950, 78 percent of all households in the United States contained a married couple.  Today, that number has declined to 48 percent.

#22 Young men are about four times more likely to commit suicide as young women are.

So what do you think about this generation of young men in America?  Please feel free to post a comment with your thoughts below…

22 Stats That Prove That There Is Something Seriously Wrong With Young Men In America

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