The Beginning Of The End
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Tens Of Millions Of American Families Are Living On The Edge Of Desperation – And The Economy Is About To Get A Whole Lot Worse

Have you ever been so poor that you had to live in your car?  Have you ever been so low on funds that the only place you could afford to live was a rat-infested motel?  Have you ever spent a night living in a tent city or sleeping in the streets?  If not, you should consider yourself to be very fortunate.  As the recent Black Friday madness demonstrated, there are still lots of Americans that are doing well enough to go on wild shopping sprees, but the reality is that there are also millions of American families that are falling through the “safety net” to a place of total desperation.  In a previous article I talked about the fact that the U.S. Census Bureau recently announced that a higher percentage of Americans is living in extreme poverty than has ever been measured before.  Not only that, 2.6 million more Americans fell into poverty last year.  That was also a new all-time record.  As you read this, one out of every seven Americans is on food stamps and one out of every four U.S. children is on food stamps.  Tens of millions of American families are living on the edge of desperation.  In many communities across the United States, there is so much despair in the air that it is almost tangible.  When you look into the eyes of many Americans these days, it almost seems as if all the hope has been sucked right out of their hearts.  Economic despair is at epidemic levels, and unfortunately the economy is about to get a whole lot worse.

Did you see the report on families that are living in their cars that Scott Pelley did for 60 Minutes the other night?

If you have not seen it yet, I highly recommend that you take a few minutes to check it out.

At one school in Florida alone, Pelley met 15 children who had been living in  their cars.

The following is a brief excerpt from Pelley’s report….

This is the home of the Metzger family. Arielle,15. Her brother Austin, 13. Their mother died when they were very young. Their dad, Tom, is a carpenter. And, he’s been looking for work ever since Florida’s construction industry collapsed. When foreclosure took their house, he bought the truck on Craigslist with his last thousand dollars. Tom’s a little camera shy – thought we ought to talk to the kids – and it didn’t take long to see why.

Pelley: How long have you been living in this truck?

Arielle Metzger: About five months.

Pelley: What’s that like?

Arielle Metzger: It’s an adventure.

Austin Metzger: That’s how we see it.

Pelley: When kids at school ask you where you live, what do you tell ‘em?

Austin Metzger: When they see the truck they ask me if I live in it, and when I hesitate they kinda realize. And they say they won’t tell anybody.

You can view the entire 60 Minutes report below….

Did you ever think that this would happen to America?

What makes things even sadder is that there are millions upon millions of empty homes right now in the United States.

Millions of American families have been foreclosed upon in recent years and home prices keep falling with no end in sight.

In fact, today it was reported that home prices are now the lowest that they have been in eight years.

So why aren’t people renting or buying more homes?

Well, the truth is that you can’t afford a mortgage payment or a rent payment if you don’t have a decent job.

When someone can’t find a good job, then none of the other economic statistics that many of us love to talk about so much really matter.

That is why I write about what is happening to American jobs so often.  Today, big corporations are shipping as many jobs as they can out of the country.  An average of 23 manufacturing facilities were shut down every single day in the United States last year.  Even though our population is rapidly increasing, there are 10 percent fewer middle income jobs in the U.S. today than there were a decade ago.  Until this trend gets reversed, the number of American families living in their vehicles is only going to increase.

Unfortunately, the U.S. economy is about to get even worse.

Today, it was announced that American Airlines has filed for bankruptcy.  Sadly, there will be many more companies filing for bankruptcy during the upcoming economic downturn.

As I wrote about yesterday, we really are on the verge of a major league collapse of the financial system in Europe.

Jim Cramer of CNBC says that because of what is happening in Europe, the global financial system is at “DEFCON 3, two stages from a financial collapse that is so huge it’s hard to get your mind around.”

Unfortunately, Jim Cramer is not exaggerating.  The global economy is heading for a massive amount of trouble if something dramatic is not done immediately.

This is not a drill.  Bert Van Roosebeke, an economist with the Center for European Policy, recently made the following statement about the cold, hard reality now facing Europe….

“We’re actually really running out of money”

Back during the early 1930s, the flow of credit was greatly restricted and that was one of the primary causes of the Great Depression.  Back in 2008, another massive credit crunch just about brought the financial world to its knees.

Well, now it is starting to happen again.  A nightmarish credit crunch has already begun in Europe, and nobody seems to have any answers about how to stop it.

The following comes from an article in the New York Times….

From global airlines and shipping giants to small manufacturers, all kinds of companies are feeling the strain as European banks pull back on lending in an effort to hoard capital and shore up their balance sheets.

The result is a credit squeeze for companies from Berlin to Beijing, edging the world economy toward another slump.

When there is a credit crunch of this magnitude, it causes the money supply to start to shrink.  This is already happening all over Europe as a recent article in the Telegraph noted….

All key measures of the money supply in the eurozone contracted in October with drastic falls across parts of southern Europe, raising the risk of severe recession over coming months.

Right now, we are seeing the money supply in each of the “PIIGS” nations fall at a staggering rate.  The following comes from the same Telegraph article referenced above….

Simon Ward from Henderson Global Investors said “narrow” M1 money – which includes cash and overnight deposits, and signals short-term spending plans – shows an alarming split between North and South.

While real M1 deposits are still holding up in the German bloc, the rate of fall over the last six months (annualised) has been 20.7pc in Greece, 16.3pc in Portugal, 11.8pc in Ireland, and 8.1pc in Spain, and 6.7pc in Italy. The pace of decline in Italy has been accelerating, partly due to capital flight. “This rate of contraction is greater than in early 2008 and implies an even deeper recession, both for Italy and the whole periphery,” said Mr Ward.

Those numbers are really, really bad.

But instead of doing something to prepare for the coming economic crisis, members of the U.S. Congress are focused on stripping even more of our liberties and freedoms away from us.

As I wrote about yesterday, a new law (S. 1867) is being pushed through the U.S. Senate that is extremely frightening.

If this bill becomes a law, the United States of America would officially become part of the “battlefield” in the war on terror, and any American citizen could easily be flagged as a “potential terrorist”.

Once identified as a “potential terrorist”, the U.S. military would be able to arrest you, take you to a foreign prison and detain you for the rest of your life without ever having to charge you with anything.

What in the world is happening to America?

Unfortunately, as the economy gets even worse civil unrest in this country is going to intensify and the thin veneer of civilization that we all take for granted is going to start to disappear.

In response to the coming civil unrest, the U.S. Congress will try to pass laws that will be even more repressive than S. 1867.

Our nation has entered a downward spiral and things are going to become very frightening if this thing is not turned around.

So what do all of you see happening as we get ready to enter 2012?  Please feel free to leave a comment with your opinion below….

  • Dana

    Truely sad.

    The quest for a quick fix to this problem will not be forthcoming, however. The Government is not capable of creating jobs unless it directly in indirectly steals from others to pay someone’s wages. This is a zero net sum solution — less government inefficiencies, of course.

    “Back during the early 1930s, the flow of credit was greatly restricted and that was one of the primary causes of the Great Depression.” Unfortunately, this misunderstanding still prevails. What never seems to be understood is that the creation of elastic (non-commodity money — gold) money in the early 1900’s through fiat money and fractional-reserve banking practices thereafter. As a result of a decade of money and debt creation it left our economy overloaded with debt. That debt came to a boiling point that caused the ’29 crash and depression of the ’30’s. Not “not enough money”.

    Money does not create demand — people do. Money only sits there and gets moldy. Demand is only there when people can and want to spend money on something. If people think they need to save or pay down debt then they don’t purchase. When they don’t spend, other people get laid-off. When these people don’t have money, they don’t spend and the debt structure starts to collapse and it needs to find a bottom where debt is finally settled.

    This process is caused by fiat currencies (now worldwide) and fractional-reserve banking. Both of these practices were totally unconstitutional for 150 years. Fractional reserve banking was practiced to varying degrees, but was still technically illegal. This practice of bankers to use fractional reserves caused very small versions of the things we call depressions today. They called these panics then. They were small and shortlived by comparison.

    Not having enough M1 is simply not the problem. You could double or triple M1 and all you would get are prices that are double or triple higher. This is called inflation and it is caused by printing fiat currency or fractional-reserve banking money expansion.

    Want a fix? Give up on Government money and government banking and government politics and non self-actualizing debt (house and car loans). It is all there for the 1% — not you!

  • Georgiaboy61

    Re: “Micheal, in this one short sentence, you have summed up the biggest threat to American civil liberties in recorded history. Make no mistake, these “laws” are being introduced on the very real premise of civil-unrest that is just around the corner. According to the Southern Poverty Law Center, anti-government paramilitary groups, more commonly known as “militias”, jumped from 43 in 2007 to over 300 in 2010…”

    FYI, BenjiK, the SPLC is a far-left propaganda mill, and should not be trusted as an honest broker. So-called militia paramilitary groups are mostly a figment of their fevered imaginations and paranoia; most preppers are peaceful and seek only to protect themselves and their families. The real danger to our liberties, livelihoods and indeed our very lives, comes from the govvernment and its corrupt cohorts.

  • Makka


    Hey love the website, all the info you provide. I’m a prep’er but I also work for a fortune 200 company, and study finacials though I work in a highly technical biological field.

    I agree with your assessment of the situation, I think we are toast, however, Michael; why is it that you never mention the articles and stories on businesses coming back to people’s republic of Amerika?

    I’m heading for China next week to help put a manufactuing line in the country to make products to sell in the Asia Pacific region. We currently make those in the USA but it costs to much in transportation to send and sell in China. We are NOT going to make products in China to sell in the US because again, the high cost of energy.

    Also, you don’t mention the growing labor costs in China due to the growing middle class. In my field in particular, you cannot hire and keep a person in China unless you pay big time. So my company is producing products close to the market.

    Many other companies are beginning to do this, have you not read the “micro factories” articles. I apologize that I did not provide all the links

    • Michael


      You make some very good points. They are some businesses that have come back, but they are a very small minority. However, any indication that people are still willing to do business inside the United States is a good sign. :)


    • DB200

      ” … you cannot hire and keep a person in China unless you pay big time.”

      Also in Europe there are stories on businesses coming back. An international company is relocating production of electronics from China back to Europe.

      Reason: continuous quality problems, after months of training of the Chinese employees these skilled workers left for Chinese owned companies to get more money. So they had to hire new workers, leading to a drop in quality. And again the expenses for training. And when these workers where producing at western quality and efficiency levels, they left as well for greener pastures. This happened to every cohort of workers hired so quality never became stable. And paying higher salaries for the Chinese was not an option as this would destroy the business case for off-shoring to China. Also long transportation lines to Europe meant large inventory costs and obsolete inventories due to technological advancement.

      My experience is that quality of Chinese products is below standard. Ultimately this destroys value and the environment. I preferably buy German or Japanese (durable) goods. They last a life time. One of my cars is from 1991 and it still works fine. Same for out television from 1992. I guess, if everybody would do the same, maintain their stuff and repair it instead of buying new, the economy would probably shrink with at least 25%. But for the environment it would be a big plus.

  • El Pollo de Oro

    Watching the “60 Minutes” report on homeless children in The Banana Republic of America (the collapsing Third World hellhole that used to be the United States), I felt like I was watching a report on the lives of the underclass in Latin America or the Caribbean. But no, those weren’t families in Bolivia, Guatemala, Jamaica or Paraguay—they were families right here in the BRA. And there are no bailouts for these American families, only hopelessness and bonecrushing poverty. Bailouts are reserved for the criminal banksters, fascists and pseudo-capitalists who caused all of this misery and suffering. But the more desperate the poverty becomes in the BRA, the more violent and crime-plagued the country will become. The prison/industry complex will welcome all this new slave labor, and The White Shoe Boys will live in gated compounds with armed bodyguards…….unless, of course, they want to take a ride on the secuestro express. And as anyone who knows about the kidnapping epidemic in Third World countries can tell you, Third World kidnapper gangs don’t play around with their victims. They’ll cut off a finger or torture the kidnappee in a minute if they think it will speed up the collection process. That doesn’t sound like much fun, does it? But that’s how things are when you live in a Third World hellhole where a tiny minority of pseudo-capitalist fatcats and oligarchs rig the game while the majority barely survive.

    “When people lose everything and have nothing left to lose, they lose it.”—Gerald Celente

    “When the money stops flowing down to the man on the street, the blood begins to flow in the streets—and the money is not flowing down.”—Gerald Celente

    “Fascism has come to America. I’ve said it over and over again: the merger of state and corporate power is called fascism.”—Gerald Celente

    Fascism is not capitalism or “rugged individualism” or “free enterprise”; in fact, it is just the opposite, and it crushes its victims without mercy.

    Bienvenido al infierno. Bienvenido a La República Banana de América, donde ya no existe la esperanza—solo sufrimiento, lágrimas y dolor. Que dios nos ayude.

  • A.S.

    American Airlines filing for Bankruptcy? Good! Let every airline fry for not protesting on our behalf all the atrocities perpetrated by TSA. Once all of them are bankrupt then TSA will be out of business (or maybe not if they start handling our highways, ports, train stations, etc.)…

    So maybe every American needs to endure the TSA just once more: fly out of America to another less oppressive country asap! I heard Russia is less oppressive. Maybe cross the border into Canada. They still have AAA rating. If you are single, it should not be so hard. If you have a family, sell everything, buy tickets, and get out!!! Senate bill 1867 will become law!

  • mondobeyondo

    Trying my best to avoid, in the words of the late comedian Chris Farley, “living in a van down by the river!”

  • Willie

    I have been lacking with my preps but Still I believe
    I’m doing far more than the majority.
    I have enough food to feed myself for about 6 months.
    Clothing old and new in plenty.
    Ability to heat the house with wood & light the house as needed.
    Seeds for a limited garden.
    Horses for transportation if need be.
    Sheep for food if need be.
    Dogs for alarm.
    guns for protection.
    Books for amusement

    I realize a collapse would not be the best thing but don’t we need to finally hit bottom before real change can begin?

  • El Pollo de Oro

    “This thing is collapsing. You better get ready for the big crash. It’s coming, and it’s going to wipe out a lot of people. There’s no salvaging this Ponzi scheme.”—Gerald Celente

  • Antonio Gonzalez

    But America don’t have killer drone and all the others.

  • Alice Maxwell

    Why are people living in trucks, in the open spaces?. They can get assistance…. there are thousands of churches, temples, agencies, charities to assist. The government employs hundreds of thousands in this effort and Congress appropriates more and more every year just to take of this burgeoning population, people who cannot take care of themselves.

    A man, woman is unemployed…that means they are not working for someone but they can work for themselves. One man had a thousand dollars and bought a truck, what for? Didn’t he have a plan? He had children, doesn’t he have an extended family? No one to help him? I don’t buy these stories.

    The USA has sold the world on a continuing bachanalia. Do your own thing, have a snort, dance in the streets, have sex, act like animals. If you have kids, treat them like pets: they can follow after you! We have run our financial affairs just to accomodate this kind of citizen. That is why we are in such difficulty now!

    Remember the old tale of the ant and the cricket. The ant, busy building the nest, working to provide for it and then the cricket, chirping, eating until all is gone, doing nothing for other crickets. The ant lives long but the cricket dies in one season!

    Most societies believe in charity but we have made it our main business and it is not sustainable. You cannot misappropriate monies for the care of people who do not care and still have wealth to continue life for all. Like all civilizations that tried this, we are going down to defeat with it

  • Kevin2

    At the root of this is trade agreements in which the people making goods cannot afford to consume the goods. The more people in slave neighbor nations that manufacture the less people in the developed world that can afford to purchase these goods without going in debt. The money to supply the debt first comes from the slave labor government that can repress the wages of it’s citizens. The second source is just fiat money creation. In the end the debt cannot be serviced because of insufficient wages remaining in the developed world and insufficient wages from it’s inception in the developing world.

    Henry Ford figured it out in the 1920s when he doubled the wages of his employees. He said, “If my workers cannot afford to buy my cars then who can”?

    This is not rocket science. Every worker needs a consumer and vice versa.

  • Prepping for the Future

    Karan Bread in the Great Depression was I believe .10 cent a loaf. Please do some research before you post. That was Germany in the 20’s that took a wheelbarrel of money to buy bread not in the USA.

  • Rene

    I’ve already decided to leave and move to a particular country in Asia. This was not an easy decision to make.
    The US truly is on it’s way down. All empires in history suffered this fate and America cannot escape from history.

  • Ron

    Yep I”m also leaving and taking mom with me to Asia.

    The economies in that part of the world are doing very well. USA Today just reported that the Middle Class is rising rapidly in all the Nations in Asia. Can’t say the same for America where the middle class is declining rapidly.

    Wish the best to you all who’re gonna stick around for the coming Dark Ages in America.

  • Ted

    To answer your initial questions. Yes, I spent years living in a number of vans. I’ve slept on the street, and on a few rat infested boats(I could never afford the luxury of a rat infested motel). I count myself very fortunate to have had these experiences. The people who I think are unfortunate are those people running around on black friday spending their money on stuff they really don’t need. They’re going to be in for a very rude awakening when their money won’t buy them a loaf of bread. The deal on the latest x-box game will be the last thing on their minds. Unless of course all of these FEMA camps come equipped with these games, the internet, HD cable, etc.

    Our standard of living is so high, I don’t think most people really care whats going on right now, and as long as they can watch their 350 channels of cable narcotics, I really don’t think most will care if they’re watching it from a cell in some detention center either.

  • Rachelwriter

    @Kris–Doesn’t sound silly at all. I’ve advised my teenage son to learn a profession he can go anywhere in the world to do. I’ve accepted the fact that there might not be anything for him in Amerika. Thank you for your suggestion!

  • nowwthen

    We’re saved! The Dow was up 490 points today! The world’s central bankers have rescued Europe and protected us from the contagion. The talking heads are in rally mode today. Yesterday it was defcon 3. Wonder if they’ll be talking about a depression tomorrow or tremendous global growth. Guess they’ll have to watch the Dow to figure out which hat to wear.

    Seriously folks, 490 means nothing.

    10/13/’08 Dow up 936
    10/15/’08 Dow down 733
    10/28/’08 Dow up 889
    12/1/ ’08 Dow down 679

    The only lasting change due to the Central Bankers’ actions is a permanently weaker dollar.

    On an anecdotally personal note, I paid over $21 for 3 pounds of deck screws at Home Depot today.

  • Cinderella Man JD

    Oh yes, I have run the gauntlet of economic despair. I lived in my car for about 2 months and the ******* hotels and anyone who has been a regular to this site knows my story so Im not going to bother to go into it all. That time seems like a different world to me now. I have gone to the exact extreme of that now. There is still hope in America. Its a fools hope but theres still a faint glimmer there. Hey did you hear? The bulls were roaring on Wall Street today! Yep 490 points! Oh wait that was just alot of money printing bull****** hoorah! My point is I have been in the hard spots in life. God has blessed me with an awesome job a truck and a chance to pay off bills and debt. Its hard to believe that a year ago I was struggling to find a place to go for the winter besides a seedy hotel and my old beat up car. I sincerely hope that all who are struggling will find a reason to keep on fighting and never give up. Try honestly praying for help from God He will hear you, trust me. Im living proof of second chances. Yes the economy is tough. Yes people are eating out of dumpsters. Yes there are kids living in cars. Hope and despair are two ends of the spectrum. Make your choice people for life is short and the pain is long, but we were put on this earth to help one another. Good luck and God Bless my friends.

  • http://www.SurvivalSchool.US Robert Allen

    Being broke can sometime be the best thing for the soul. It makes you appreciate and become more efficient. Survival is embedded in us and your genetics will kick over. You just need to make sure you have trained your mind. Thats what turned me to SIGMA 3 Survival School Survival School and I’ve been chasing living on the edge since. Being broke will set you free, try it sometime!

  • Dave in Scenic City

    Re S.1867 — Strange to see Sen Carl Levin reveal himself to be a fascist. I suppose he’s a dual citizen and can leave the country after he and *************** finish destroying this country.

  • JV

    53% er Your heartless ********************* prick. The same thing is going to happen to you. even if you saved $150 million, because it’s going to be absolutely worthless. Hope your ready for the real meaning of life. It has nothing to do with your career and everything to do with your soul. Get ready to starve to death. I am.

    • gary2

      the 53% are fools. They think they will be rich someday. Simple minded dolts and typical conservative selfish pigs. They want to bring people down to their level instead of finding ways to bring everyone up to an acceptable level of living and not just surviving. The private sector is sitting on trillions and record profits. they can easily afford to pay better wages.

      I support the OWS 99%

  • Howard unsociable


    your couch potato moment your black Friday sales
    I paid for you long enough just keep walking dont look back

  • mel

    Its the money system. A debt and credit based system is subject to the whims of the controllers, those who either lend or print the stuff into existence. Though the “real money” gold and silver system would take some getting used to, it is still the official monetary system of the Constitution and the only viable answer. As long as our wealth is no more than an entry on a on someone’s ledger book, then it is virtual. Many countries are clamoring to buy up as much gold as they can, China and India being some of the greater ones. Why? because of tradition, as Bernanke says? or because they know it is the only genuine storage of wealth. This is the solution and the medicine we must take is to go cold turkey off the addiction of easy money and credit.

  • Antonio Gonzalez

    Now will be really capitalism, no more soap opera.

  • jack

    Come see us in Ecuador:
    Quito is the Capital, right on the Equator, at 9,350 ft. (1.77 miles) above sea level in the heart of the Andes Mountains, where the weather is 50’s in the evening, and 70’s during the day all year round. Valley of Eternal Sprintime! Do not hesitate to contact me for your relocation or exploration needs!

    • Sir John

      Are you invite us ?
      Ecuador is beautiful country, but so far away from us.
      Thank you for your invitation.

  • jack

    Come see us in Ecuador:
    Quito is the Capital, right on the Equator, at 9,350 ft. (1.77 miles) above sea level in the heart of the Andes Mountains, where the weather is 50’s in the evening, and 70’s during the day all year round. Valley of Eternal Sprintime! Do not hesitate to contact me for your relocation or exploration needs!

  • gary

    i have wrapped my mind around this, now for 4 yrs.i am only speaking for America, the rest of you can hold your leaders feet to the fire, every passport should be relinquished till we find the individuals who caused this, collapse.They should be brought to justice. Absolutely no one is above the LAW,without some laws we would be thrown back to fuel times and killing will be the order of the day.BS we are civilized now,money is nothing more than a rate of exchange.Gold and Silver,all precious stones are WORTH.uNTIL the creator arrives we have to stand FIRM, he hates cowards,only FORETHOUGHT& Kindness will save the human race,OUR CHILDREN ARE WATCHING WE CAN NOT FAIL,GOD HELP US ALL

  • Auntiegrav

    Find people who are accustomed to being poor and figure out what you can add to their lives with local resources. If you think that anything about the modern world of forever-on electricity, refrigerated houses, or automobiles and stable currency will be maintained when Rome collapses, you are deluded. Gold can’t buy food that isn’t there.
    Get your money out of the banks and buy tools, seeds, shoes, medicine and canning supplies.
    Soylent Green is people. Just make sure you pickle it well enough to break down the mad cow prions.

  • domenico dario

    USA Has:
    Caused Drought – Now they have drought.
    Starved Millions – Now millions are starving.
    Caused Floods – Now they have floods.
    Destroyed Millions of Homes – Now Homes are being destroyed.
    Destroyed the Infra-structure
    of Many nations. – Now theirs are being destroyed.
    Killed Millions – Now they are being killed.
    Plundered Nations – Now they are being plundered.
    Tortured Millions – Yet to happen in a big way.
    Enslaved Millions – Yet to happen in a big way.
    God Is Not Mocked

  • Junkyard Sam

    You have a typo here:

    Americans is on food stamps and one our of every four U.S. children is on food stamps”

    Our should be Out. Great article, thanks for the work you do.

    • Michael

      Thank you for catching that. I try very hard to catch all the mistakes, but obviously I still miss some. :(


  • John Geering



  • http://newamerica steve clark

    there are “secret organizations”that have us right where they put us.not just the U.S.,but the entire globe.think about it,they have us blaming political parties,to divide us,when we all know they are all in bed together.the real movers and shakers are way behind the scenes,mostly,and trust me,their plan is just about to culminate into global government and yes,it really is going to get a whole lot worse real,real soon.but,i have read the end of the Book,and it is happening exactly as fortold.people,what matters now ,is getting right with our creator.every knee will bow,every tounge confess,Jesus Christ is Lord.Merry Christmas to all.

  • curmy

    In the CBS piece with the kids living in their father’s truck–I noticed that the dad was able to afford fancy colorful tattoos up his arms and neck–they are expensive indulgences that a responsible person with kids to take care of might have foregone in favor of saving for a “rainy day”.
    Most of the people in line in front of me in the grocery store using SNAP/EBT cards also are sporting expensive tattoos, as the use taxpayer money to buy pricey meats and crab and junk foods that I can’t afford, as I pay for my own–and theirs too.

  • mile

    this so called credit crunch comes with interest rates so low that ones loses investing at the place of todays low rates can never be made back to break even..seems just a rip off…compounding to rip off and more rip off….

  • eatingcascade

    Amen nnelsosj! I hate it when people like curmy are judgmental about people based on assumptions! Who knows how old the guys tatoos are? He could have gotten them when he was making 80,000.00 dollars a year or more during Florida’s construction boom. Conservatives make me sick! Instead of being concerned about other people, they always want to look at how someone caused their own plight. Perhaps the reason they do this is so they can feel better about not lifting a fingure to help anyone unless it puts money in their own pockets!!! In the end they are self centered.

  • Chella

    “thin veneer of civilization will start to disappear”, my my, how proactive of you. That’s probably nonsense lifted out of your active imagination. People will still always be civil with one another, even in times of trouble. What, you think everyone will just lose it all of a sudden & turn on one another? Is this what you’re hoping for? well sorry, but that isn’t going to happen. Instead of pure fear-mongering why don’t you try “being productive” on for size? Or doesn’t it fit?

  • Chella

    know what, I won’t just leave you hanging – I’ll show you an example of what it means to be productive. I predict that people will begin to turn to eachother more, for support and comfort, rather than just sit & stare at the T.V. In fact, more & more people can no longer afford cable – that in and of itself will likely lead to more connected urban communities. I see exactly the opposite of what you have so gleefully predicted in your stupid little piece here. who’s right? We shall see.

  • Phone Guy

    I predict we will see a big rise in lawlessness. Homeless families will probably “squat” in vacant homes and land.

  • m


  • Ameritards

    When your economy collapses, don’t come to Canada.
    I don’t want you losers ********************* up my country.

  • hmg

    If you want a preview of exactly what the author means, just go back and read through the comments. Almost every one is petty, spiteful, mean, insulting, or inconsiderate. I’m just shaking my head and hoping the end isn’t too far away, because civility and reason are already dead.

  • Terry

    Gary Numan likes this.

  • nnelsosj

    Perhaps some folks arn’t as intelligent as you are?

    Or not as careful with money.

    Or not as well read and informed as you are.

    Praise GOD that most folks are not as Self-Centered, and Arrogant as YOU.

    You ARE your brothers keeper.

    It takes a pretty big man to demoralize someone who may, or may not, have a dissability or be disadvantaged in some way.

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