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You Can Add Iraq And Ukraine To The List Of Economies That Are Collapsing

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Earth Blue Planet - Public DomainThe list of nations around the globe that have collapsing economies just continues to grow.  In recent weeks I have written about the ongoing saga in Greece, the stock market crash in China, the debt crisis in Puerto Rico and the economic meltdown in South America.  But there are more economic flashpoints that I have not even addressed yet.  For example, did you know that a full-blown economic collapse is happening in Iraq right now?  And did you know that the economy of Ukraine is contracting rapidly and that it cannot pay its debts?  Back in 2008, the financial crisis was primarily centered on the United States, but this time around it is turning out to be a truly global phenomenon.

When the U.S. “liberated” Iraq, the future for that nation was supposed to be incredibly bright.  But instead, things have just gone from bad to worse.  This has especially been true since we pulled our troops out and allowed ISIS to run buck wild.  At this point unemployment in Iraq is at Great Depression levels, the economy is steadily contracting and government debt is spiraling wildly out of control

But Iraq’s oil industry, and the government’s budget, is being squeezed by low oil prices. As a result, the nation’s finances are being hit hard: the market price is now half that needed to break even, expanding the budget deficit, forecast to return to balance until the rise of IS, to a projected 9% of GDP.

In the past, Iraq’s leaders approved budgets without seriously taking into account a drop in the price of oil. Now the severe revenue shortfall is forcing leaders to cut back on new investments. Russia’s Lukoil, Royal Dutch Shell, and Italy’s ENI are also cutting back, eyeing neighbouring Iran’s pending economic opening as a safer investment.

Despite improving its finances after the US troop withdrawal, the drop in oil prices and the rising costs of battling IS have pushed Iraq’s economy into a state of near-crisis. According to the IMF, the nation’s GDP shrank by 2.7% in 2014 and unemployment is estimated to be over 25%.

Things are even worse in another nation that was recently “liberated”.  The new U.S.-friendly government in Ukraine was supposed to make things much better for average Ukrainians, but instead the economy is absolutely imploding

The country’s GDP contracted by 6.8 percent last year, and is forecast to shrink by another 9 percent this year — a total loss of roughly 16 percent over two years.

Just like in much of southern Europe, the banks are absolutely overloaded with bad loans and the entire banking system is on the verge of total collapse.  The following comes from a CNN article that was posted earlier this year…

Ukraine’s banking sector is one of the weakest parts of the economy. The key interest rates are the highest in 15 years, and experts estimate bad loans make up between one third and one half of all banking assets.

Over 40 banks have been declared bankrupt since the war began, with the country’s fourth largest lender, Delta Bank, going under earlier this week.

Just recently, the government of Ukraine declared that it could not pay its debts.  We didn’t hear much about this in the United States, because the Obama administration wants us to believe that their policies over there are a success.  But the truth is that Ukraine now needs a “debt restructuring deal” similar to what Greece has received in the past

Progress between Ukraine and its creditors on a $19 billion restructuring may be losing momentum as a proposed high-level meeting was canceled amid further disagreements over terms.

Ukraine’s $2.6 billion of 2017 notes fell the most in a month after a person familiar with negotiations said a new offer put forward by Ukraine this week would be unacceptable to bondholders. Later on Wednesday, Ukraine’s Finance Ministry said that a Franklin Templeton-led creditor group should prepare an improved offer for meetings next week.

Speaking of Greece, things just continue to unravel over there.  Earlier this week we witnessed the greatest one day stock market crash in Greek history, and there was more financial carnage on Wednesday.  The following comes from the Economic Policy Journal

For a second straight day, following the reopening of the Greek stock market, there were heavy losses in Greek banking stocks, with shares across the sector once again falling by about 30 percent, the bottom of their daily limit.

Bank of Piraeus and National Bank of Greece fell the most, falling by the daily limit of 30 percent t. Alpha Bank was 29.7 percent lower and Eurobank Ergasias lost 29.6 percent.

At this point you would have to be blind to not see what is happening.

A financial crisis is not just imminent – one is already starting to erupt all over the planet.

And none of us can say that we weren’t warned.  In a recent piece, Bill Holter included a long list of ominous financial warnings that were issued over the past two years by either the IMF or the Bank for International Settlements…

July 2014 – BIS –BIS Issues Strong Warning on “Asset Bubbles”

July 2014 – IMF –Bloomberg: IMF Warns of Potential Risks to Global Growth

October 2014 – BIS –”No One Could Foresee this Coming”

October 2014 IMF Direct Blog — What Could Make $3.8 Trillion in global bonds go up in smoke?

October 2014 IMF Report –”Heat Wave”-Rising financial risk in the U.S.

***December 2014 – BIS –BIS Issues a new warning on markets

December 2014 – BIS —BIS Warnings on the U.S. Dollar

February 2015 – IMF – Shadow Banking — Another Warning from the IMF – This Time on “Shadow Banking”

March 2015 – Former IMF Peter Doyle – Don’t expect any warning on new crisis -Former IMF Peter Doyle: Don’t Expect any Early Warning from the IMF –

*** April 2015 IMF – Liquidity Shock –IMF Tells Regulators to Brace for Liquidity Shock

May 2015 BIS – Need New “Rules of the Game” –BIS: Time to Think about New Global Rules of the Game?

June 2015 BIS Credit Risk Report –BIS: New Credit Risk Management Report

June 2015 IMF (Jose Vinals)  –IMF’s Vinals Says Central Banks May Have to be Market Makers

***BIS June 2015 (UK Telegraph) –The world is defenceless against the next financial crisis, warns BIS

July 2015 – IMF – Warns US the System is Still Vulnerable (no blog article)IMF warns U.S.: Your financial system is (still) vulnerable

July 2015 – IMF – Warns Pension Funds Could Pose Systemic Risk (no blog article) –IMF warns pension funds could pose systemic risks to the US

Overall, there are currently 24 nations that are dealing with a major financial crisis right now, and there are another 14 nations that are right on the verge of one.

But even though a global financial crisis is already unfolding right in front of our eyes, there are people that come to my website every day and leave comments telling me that everything is going to be just fine.

So what do you think?

What do you believe the rest of this year will bring?

Please feel free to share your thoughts by posting a comment below…

  • Alwaystomorrow

    The Economic Collapse Blog Has Issued A RED ALERT For The Last Six Months Of 2015

    Published 6/25/2015

    149 days until 12/31/2015.

    Lets do a count down every day until the end of 2015 and see just what happens.

    • Marco


    • Sadly most of us will not be alive or have internet by the end of 2015 to see the end of your countdown 🙁

      • tom

        you under estimate the human spirit. we will have another bad recession is my opinion. we are still capitalist when it comes to food and alternatives will prevail. e.g. chickens in suburban backyards, soy products and more rice growers in the future. possible ban on corn used for ethanol.

        • Dave

          human spirit? What we need is humans following the spirit of God.
          If you think the US has human spirit, go watch the us populace and this spirit on the Mark Dice Youtube channel.

        • grumpyhillbilly

          Seriously? Most zoning ordinances will forbid backyard chickens, and you still have to feed them. Rice needs water to grow as does the growing population. Humans or rice paddies? Without the one – you don’t need the other. Soybeans – the most gmo grain out there. Drink that soy milk. There is no shortage of corn, so what is the big deal about ethanol?

        • Evil_shadow

          Dream on if you live in any or near, major city in US. even here in Europe i cant say that it wont be ugly but Us…I wouldnt want to be in your country when house of cards goes down.

      • alan

        Mine will still be on, I’ll post what happens.

      • Alwaystomorrow

        People that believe that is who the countdown is for.

      • Alwaystomorrow

        At the end of 2015 ther will not be a countdown.

      • SunnyFlaSnotress

        Wow lavista, I definitely expect to see most of the board after the New Year.

    • Guest

      Get a life

  • Gary

    It seems to me like it’s time to stiff these central banks, that create all this money out of thin air, I mean really what are they going to do?

    • K2

      Its the central banks that are keeping the global economy afloat. You can growing chickens in your backyard can do that?

  • Lao Tzu

    Ukraine may be. But Iraq? I did not know that the country has an economy to begin with, at least as it is understood in the developed and developing markets. It is like saying the Stock market in Somalia is down.

    • MichaelfromTheEconomicCollapse

      Valid point, but even the economy that they did have is now contracting and getting smaller.

  • GetReal4U2

    At this point you would have to be blind to not see what is happening…
    or only watch the main stream media lying outlets…it’s quite stunning the level of deception on so many levels at one time…time is very short…

  • Drowning in Debt

    But Obama said “Everything is Awesome” I could not believe he would lie. But sadly when his lips are moving he is lying.

    • none

      Not really, if the president had not gotten us out of Iraq when he did. Then we might have had to bail them out to.
      As for the Ukraine? I watched a Utube video descbing how they have 15 nuclear power plants. Do you really think the Russians are going to let the Ukraine fall apart? Or start an invasion, and risk nuclear plant melt downs?

  • Marco

    Maybe it’s not going to be a sudden collapse like we are all thinking, but a slow global death spiral?

    • alan

      This is what I think. I also think this started under way in 2008 and is a slow grind until the bottom. There is so much bad economic news and things still keep moving on. I feel we will look like Africa in ten years. There is something like $6 trillion in 401k’s. That will get looted long before we hit the bottom. The media will paint a rosy picture of the economy too.

    • K2

      True, its because the world is reaching its limits to its ability to create new livelihoods.

      • Nemnor

        Well… it is really decadent Capitalism that is now no longer capable of carrying the Human Race into the (distant) future, with true abundance for every “rational” individual.

        Eventually, the future under Capitalism is massive world-wide poverty and massive world-wide destruction (through wars, environmental collapse and economic collapse).

        The real and ONLY solution begins with a fundamental change away from Capitalism to a sustainable alternative system, based on producing and distributing goods and services to meet the genuine and abundant needs of society – as the primary end-purpose of production and distribution. (i.e. Producing and distributing for “profits” must become only a secondary motive, and probably to be eventually removed altogether, according to the moral and ‘spiritual’ enlightenment of the Human Race.)

        Producing and distributing for “profits” (as the primary motive) now becomes more of a hindrance to further Human progress, and, at this stage (unlike in the past), the “profit motive” now actually puts the future of the Human Race and the Planet in danger of extinction.

        • Whatever

          You mean socialism? That’s worked out fine so far. The current system is not capitalism but facism. Once again it is socialism not the free markets that is killing off the world economic production.

        • K2

          All socieities whether they be capitalist or communist/socialist or mixed (non-capitalist) are slowing down.

    • CharlesH

      Yeah – kinda what the entire planet is experiencing as I type this.

      • Marco

        What I’m saying is I don’t think it’s going to be a sudden crisis, we will continue this slow economic strangulation and not fully realize it’s impacts before it’s too late. Like the frog that sits in the pot of water as it’s slowly heated to a boil. Doesn’t jump out because the change is too gradual.

    • SunnyFlaSnotress

      I’m calling for slowdown/drop end of year, crash early next year.

  • JAY

    the evil banksters want a slow motion train wreck so that the citizens of the world dont wake up and kick the banksters and their puppets out of office.

  • Harbinger

    It’s interesting that the national news is more concerned with the political debates then they are with what is going on in the world. No one is talking about China or Greece any more. Iran has become old news and the Ukrain is an afterthought. We are such a self absorbed country that until it affects us directly we will not change course. We will be lucky to make it out of August yet alone September with things becoming gobblefunked.

    • tinus42

      Cecil the Lion and the size of Kim K’s behind are much more important to the majority of Americans than all that depressing economic news.

      • Nemnor


        The primary task of the major media networks is to distract you (by any means necessary) and to spread lies and half-truths, to keep your mind entrapped (they hope).

        The key objective of the educational system and the media networks in the USA and virtually every country in the World, is to – have you believe that there is NO better alternative to the Capitalist economic system.

        So, please KNOW that – even those who post in THIS blog against the Federal Reserve, corrupt politicians and greedy banks, or even quote what they perceive as “prophecy” from the “Christian” Bible and lament about the moral decay of society, are ALL still entrapped by the forces of EVIL, and are ALL part of the problem, IF they still believe that “Capitalism isn’t the problem”, and/or if they still believe that “there is no better alternative to Capitalism”.

        The forces of EVIL know that, regardless to how bad things get (and things will get a lot worse then now) and regardless to what you say and do (i.e. regardless to how much you criticize the Federal Reserve, Politicians and/or demonstrate against greedy Banks), once you believe that “there is no better alternative to Capitalism”, you will definitely NOT be doing anything to dismantle Capitalism. (right?)

    • The American Horror Story

      Some of that is fear; the pluck the head in the sand mentality we’ve heard so much over the last year or so about. Fear their material items, virtual assets, job titles, status, etc will disappear over night. Some is what I like to call the “guinea pig syndrome” – where your only defense to a predator (in this case, the inevitable Michael and so many others discuss) they have zero defense against is to freeze in place and hope they are not seen and eaten.

      The truth is we have officially been on borrowed time since around 07-08 and the clock has already stopped. This isn’t a “doom n gloom judgement is upon us!” post but rather a simple “Set your fears aside, let’s look at everything objectively and tell me what you honestly see” approach. The wealthy (not rich) has prepared for the last seven years. The rest (99%) should have already been doing the same.

  • Bill

    Almost any day you can find a choice of articles for what you believe. Very often I find confusion on sites such as CNBC as two entirely opposing articles can be found in their daily headline listings. Part of the problem is TMETT. The big problem is manipulation by the controllers trying to keep a lid on the boiling pot of issues.

  • Illegal

    The IMF and BIS are two sharks that prey on EM countries. Unfortunately the people in these countries are unable to comprehend the dire situation they are in and continue to elect populist governments who only seek to push the country further into debt.

    • loadnup

      For the most part this is true. I say “for the most part,” as Greece did elect what they believed to be someone who would step out of the mold and rebuild from the ground up. After their vote to kick these blood suckers out of their country and the true colors of their elected official showed up… well, we are all witnessing what the process to the end will look like barring an all out shooting revolution/change in government.

  • alan

    Both of these countries have been IMF’d and their gold looted. At least Iraq has oil going for it. The U-crane can get money if they can start a war with Russia.
    The 50 poorest countries in the world probably wouldn’t notice much if there was a collapse. Only the top 40 countries would be in some serious chaos. But never underestimate the power of the bankers.

  • JailBanksters

    It would be easier to list all the countries NOT ready to collapse
    Heres my Top Ten list of countries not likely to collapse
    1: Germany

    • antonio

      I agree. They have cut their suit according to their cloth. There is no substitute for hard work. No free lunches. This was the ethic of our forefathers why should it change now…but it has and with disastrous consequences. You can’t whip up money out of thin air.

      • Nope

        “Hard work” as you put it stopped after the wonderful civil rights movement, along with affirmative action and welfare came about. People (of color mostly) are put into jobs and high positions they have no business being in and are getting huge salaries and retirements to be there as well. No one wants to talk about that though.

    • Nemnor

      Wrong! Germany is very much part of the decadent world-wide Capitalist economic system, and, eventually, Germany will also collapse. And so would Japan, the USA, the UK, France, etc.

      Countries like Canada – with a resource-based economy, will probably avoid total collapse much longer than most, but the entire world-wide Capitalist system will eventually sink into total collapse/chaos

      However, decadent and imperialist Capitalism might plunge the World into WW-III (for the similar reasons it brought about WW-I and WW-II) in the hope of avoiding total economic collapse. BUT, then again, world war is (ironically) a state of (total) collapse.

  • alan


    • Patrick Williams

      No, don’t come here! : – )

    • SunnyFlaSnotress

      Oh, that would be tasty!

    • pulltheweeds



    Obama is in charge. What’s to worry?

  • Tam

    Michael I have been following your blog religiously for the past couple of months. The information I have read makes more sense than anything I am told by the MSM.

    I have a question which I wonder if you could help me with – How will this effect the UK? I have persuaded my folks to get their money out of shares but they are still adamant that the situation will be fine and are keeping half in ISAs. I am very worried for them. They are stuck in their ways.

    • Christoph Weise

      While you wait for an answer from Michael here is my take: Shares are bolstered by the lack of an investment alternative. As soon as the bubble bursts momentum stocks, stocks that do not pay a dividend and stocks that are valued at three-digit times of revenues will be hit the most. It should suffice to move out of such stocks and limit yourself to the investment in value stocks.

  • Christoph Weise

    The Economic Collapse is to be credited for showing the other side of the story. It does not affect the credits that the central banks have temporarily avoided problems at the price of increased future misery.

    The higher the number of countries in distress the lower the global demand for products.

    The figures published always deserve scrutiny. For instance as regards Greece. In the first quarter 2015 the creditors planned a primary surplus of 1% for 2015 and 2% for 2016. This is highly optimistic. I would not be surprised about an ultimate GDP reduction for 2015/16 as in the Ukraine 2014-15 by some aggregate 16%. That would make a difference of minus 19% compared to the most recent budget or roughly 40 billion.

  • G21

    Almost every day, the window we have to prepare closes a little more.
    Here’s what the Bible says about prepping –

    Seek ye the LORD while he may be found, call ye upon him while he is near:
    Let the wicked forsake his way, and the unrighteous man his thoughts: and let him return unto the LORD, and he will have mercy upon him; and to our God, for he will abundantly pardon.
    – Isaiah 55:6, 7

    • SouthernbytheGraceofGod272

      As far as prepping goes, I would say a more appropriate verse in the bible would be 1Samuel 13:20 where the Israelites sharpened their weapons to prepare for battle.

      • loadnup

        ah, yup….

      • Jean-Baptiste Moquelin

        Of course Jesus spoke about prepping. Here is what he had to say.

        You of little faith! 31 Do not worry then, saying, ‘What will we eat?’ or ‘What will we drink?’ or ‘What will we wear for clothing?’ 32 For the Gentiles eagerly seek all these things; for your heavenly Father knows that you need all these things. 33 But seek first His kingdom and His righteousness, and all these things will be added to you.

        34 “So do not worry about tomorrow; for tomorrow will care for itself. Each day has enough trouble of its own.

        Matthew 6

        Not that I’d expect any of you loud so-called Christians to pay any attention to what Christ actually preached.

        • G21

          Do you want us to shut up and slink quietly away, denying our faith, Jean-Baptiste?

          • Jean-Baptiste Moquelin

            I’d never tell you to shut up. But this board is full of people endlesly boasting about how Christian they are, and how they are stashing gold and silver, and guns and ammo, so they can shoot their neighbors. Pretty much the antithesis of the message of Jesus. Should I quote? “Lay not up for yourselves treasures upon the earth where thieves break through and steal.” “Love your neighbor as yourself.” “Beware of practicing your righteousness before other people in order to be seen by them. When you pray, go into your room and shut the door and pray to your Father in secret.” So that’s not me, that is Jesus, telling you to put a cork in your loud, public praying.

        • SouthernbytheGraceofGod272

          That seemed a little harsh. I am grateful that a lot of our Christian forefathers prepared and made plans to defeat Great Britain so that our great country could be born. And then the same goes for numerous other dark periods during our nation’s history. I’m pretty sure a bunch of Christians made preparations when storm clouds were brewing that probably influenced the outcome. Many Jews, non-believers, etc. helped out also, of course. I am in agreement with you, Jean-Baptiste, that we shouldn’t be worried, and we should be born again through Jesus Christ. The worst that could happen is that we all go to be with Him! What punishment!

    • SouthernbytheGraceofGod272

      Hey G21, thought about what you said today at work all day and you are spot on. We should all be seeking God first, while we still can. Thanks for the post.

  • yellowpoppy

    It’s all happening exactly as planned …

  • G21

    If the overall world economy is going to collapse, it would happen exactly as we’re seeing – the weakest socialist economies would go first (Greece, Venezuela, with Italy, Spain, Portugal all in danger).

    Next would be countries which might not be as weak economically, but have larger problems. Ukraine and Iraq are dealing with foreign invaders on their soil.

    In my opinion, stronger countries with socialism-oriented economies will be in trouble next – France and most of Europe, which is heavily socialist.

    Next we might expect to see the weaker capitalist economies crumble, then finally the superpowers.
    Of course, the more debt a nation has would hasten its demise. And with Hussein Obama and the Democrat Party socializing America, we could be among the first to collapse.

    Then again, I’m just speculating and maybe I’m completely wrong.

    • loadnup

      well, your “speculating” sounds right on the money…. if there was any. The perspective I’ve been coming to grips with is a very similar unveiling. Just “speculating” here but with the demise of the “lesser” countries/economies progressing to larger and larger, the transition time will be shorter with each step as folks move to and overwhelm whatever is left of an “intact” economy. When we fall, the US, (and I agree we could well be among the first as we are one of the “lesser” economies of the world despite what msm says) the gimmethats and electronic addicts will play a blame game for all of five minutes before it literally burns to the ground…. but that’s just my speculation.
      As a side note, my soul/spirit is so troubled now a days that even prayer seems traumatic, if that makes any sense. Don’t misunderstand me, I won’t stop praying as my/our relationship with the Father is the only thing that will survive and if I don’t talk to Him often now, how will He hear/recognize my voice later? pray, prep and protect…

    • SouthernbytheGraceofGod272

      I agree with you G21, except, since we have the reserve currency, the largest economy, and the most productive workers, I bet we are among the last to crash. When it does happen, we will fall the hardest.

    • Gay Veteran

      “…Ukraine and Iraq are dealing with foreign invaders on their soil…..”

      in the case of Ukraine that is BS. It was the U.S. that supported a neo-naz I coup against the democratically elected government of Ukraine. And the resulting coup government promptly started oppressing the people in eastern Ukraine

  • Patriot Alice

    It’s been decades since
    we’ve seen a trade surplus. Why are we content with billions in trade
    deficits year after year, decade after decade? Trump can negotiate our
    deficits into surpluses, he is a very tough negotiator. This alone
    can make a huge difference in our economy, we need better deals with the

    world. President Trump sounds great to me.

    • RedPillPlease

      After tonight’s debate, I expect to see Trump’s numbers decline. He has too many skeletons deep inside left-wing strongholds opposed to Republican platform ideologies. (ie: “I’m becoming more liberal everyday.” Larry King Live 1999)

      Don’t get me wrong, I’m all for getting rid of career politicians out of the the District of Criminals and Carly Fiorina can trump the Donald all night long when it comes to debating the issues.

    • SunnyFlaSnotress

      Trump definitely won’t win.
      Most women and minorities don’t like him.
      He is more showman than politician, and I think that even he knows that. I think he is mostly having patriotic fun at this time.

  • CharlesH

    NOT being one to point fingers but I see the United State’s foot prints in every one of these countries. You think there is a correlation? Duh.

    • RedPillPlease

      Each time the warmongers of the US march off into undeclared wars with third world nobody’s, the first order of business is to set up a Rothschild banking system in that “sovereign” nation. Just look at the Middle East before the Washington Cartel’s bloody hands were involved compared to today.

    • Guest

      The U.S. government wanted every American to buy a home. Now look at where we are.
      Home ownership is at its lowest rate since 1967. YEAH!!
      WAY TO GO!!

  • Rachel Knight

    A great shaking is coming…and SOON! Thank you, Michael, for keeping us posted.

  • greanfinisher .

    Anytime that you have an American-installed puppet regime in any third world nation, expect perpetual enslavement, indebtedness and impoverishment to follow.

  • RedPillPlease

    Personally, I think “250 million” is overly optimistic. A 2009 Barnum study analyzing the beliefs of the average “Christian” in America is startling!

  • MichaelfromTheEconomicCollapse

    This week I was interviewed by Hebrew Nation Radio. If you are interested in checking it out, you can find the link right here…


    • Robert

      Thank you for all your hard work. If I was rich I would pay Joel Rosenberg, Jonathan Cahn and yourself to go on a world tour together. That would be pretty awesome.

  • sre

    I an see this stuff happening, especially the price of oil dropping. It’s below $50.00 a barrel now, but why is the price of gas going up?

  • Priszilla

    Oh well, these two countries are not in my list of viable economies. They are war economies. Just busy with their own survival.

  • socalbeachdude

    Well, debt bubbles always burst so this is just par for the course.

  • DW

    The way is broad that leads to He!! and MANY will go there and FEW will follow the narrow path. The rapture will probably only take 59 million and 250 mill will be left in the US. That’s my guess….

  • Steve Hansen

    If I had a printing press that could print money out of thin air, I would for sure not have those “money” paid back to me.., I would rather have the stuff the “money” bought (a house, a car, a company – or whatever)..!

    Its time to get a REAL capitalism in this World – which has no central banks or other that could print paper money out of thin air. If we had anything like real capitalism there would be no company or banks that was to big to fail – or to jail!


  • WhoCaresFU

    Everything is wonderful. I.T. people are bring laid off like crazy, again. Most people in the US seem to be living like everything is wonderful. I cannot stand to watch the news lately, as the topics Americans seem to be interested in seems like watching “The View” 24/7. Have a great night/ day to those here (and to you also Mike), because at least you all know what is coming and have hopefully prepared yourselves as best you can…

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