The Beginning Of The End
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The Worst Time Of The Year?

For a lot of Americans, this is the worst time of the year.  If you don't have any money, it can be really hard to hear others go on and on about how good "Santa Claus" was to them this year.  For many, there is simply not much to be cheerful about as the year ends.  There are millions of people in this country that do not have a "happy family" to spend the holidays with, there are millions of people in this country that do not have any money to spend on gifts, and there are millions of people that are either already sleeping in the streets or that are in imminent danger of losing their homes.  It can be really difficult to feel "holiday cheer" when you are freezing cold and you don't have any food in your stomach.  The realization that you are not going to enjoy any of the good things that other people get to enjoy this time of the year is enough to push many people over the edge.  Yes, for most of the country this time of the year is filled with food, family and fun but for millions of others this time of the year tends to magnify despair, depression and thoughts of suicide.  If you are blessed as we get ready to enter 2012, please remember those out there that are really hurting.  If someone does not help them, they might not make it to 2013.

In our society today, the "holiday season" is held up as the ultimate time of the year.  Often expectations are so high that they are almost impossible to fulfill.  The truth is that materialism is never going to bring anyone true fulfillment, and once Christmas is over many Americans are left with a very hollow feeling.

But all of the "Christmas hype" on television and in the movies can make it seem like this is a "magical" time of the year for most people.  For those that are in a tremendous amount of emotional pain, the holidays can be excruciating because they can feel as though they are "missing out" on all the fun and happiness that everyone else is experiencing.  That is why for many Americans that are "on the edge", this can be the absolute worst time of the year.

When people go "over the edge", the consequences can be devastating.

For example, have you noticed how there always seems to be a rash of murder-suicides at this time of the year?

One murder-suicide that made national headlines happened down in Texas.  It turns out that the killer actually dressed up as Santa Claus.  The following description of this stunning incident comes from an article posted on USA Today....

Police said the man they believe is responsible for a Christmas Day shooting that left him and six members of his extended family dead was dressed as Santa Claus.

Grapevine police spokesman Sgt. Robert Eberling said Monday the shooter "showed up shortly before the incident took place" in the Santa outfit and was a member of the family opening gifts in the apartment.

Could you imagine being killed by a family member dressed as Santa Claus?

But sometimes people do not snap in a family setting.  For some, it is the work environment that sets them off.  Just consider the following example from a recent article in the Washington Post....

A Southern California Edison employee chatted calmly with co-workers in the moments between gunning down four managers during a rampage at an office complex, authorities said as the building reopened Tuesday.

Investigators still were trying to determine what pushed gunman Andre Turner to finish a normal workday by shooting the workers with a semiautomatic handgun before turning it on himself.

We have also seen shocking murder-suicides reported in recent days in Illinois, in California, in Colorado and in Arizona.

Every year we also see reports of Christmas presents being stolen right out from under the tree.  The following comes from an article in the Los Angeles Times....

A Northern California family victimized in a burglary a few days before Christmas is hoping to at least get their dog back.

The Lancers lost all of the presents under the tree along with their dog when their home in Morgan Hill, southeast of San Jose, was broken into last week, authorities said Sunday.

There are a lot of people out there that do not have any hesitation about stealing from others.  Desperate people do desperate things, and right now the number of desperate people in America is growing.

Tonight, there are millions upon millions of Americans that cannot find work and that are incredibly stressed.  The truth is that there are not nearly enough jobs for everyone.  If the number of Americans considered to be "looking for work" was the same today as it was back in 2007, the "official" unemployment rate would be up to 11 percent.

But the Obama administration does not want to report such a depressing number.

8.6 percent just sounds so much more pleasant.

For even more crazy economic numbers that show just how bad the U.S. economy really was in 2011, just check out this article.

But of course our leaders are enjoying a good, long break from all of the "hard work" that they have put in toward fixing the economy.

Nancy Pelosi has jetted off to Hawaii and is spending her holidays in a suite that rents for $10,000 a night.

Barack Obama and his family are in Hawaii as well.  It has been estimated that their Hawaiian vacation will cost somewhere in the neighborhood of 4 million dollars.

It is shameful that our "leaders" are enjoying such luxury at a time when so many millions of Americans are barely surviving.

One of the reasons why my site has struck such a nerve is because the pain that millions of Americans are going through right now is very real.

For example, the following is a comment that a reader identified as "Ricci" left on one of my recent articles....

I sleep in my car. I have nowhere else to go. It gets really cold and hurts my bones. I would love love love to go back to work but I was hospitalized 12 times in two years. I wouldn’t be able to keep a job because of my health i’m not dependable. THESE are the people who are homeless. It’s also a LOT of veterans that are homeless. But I sleep in my car. Often on family property and I’m still stalked and harassed by police and I’m sick of it.

In another comment, Ricci shared even more of her story....

Wow….do you really think that? I am a licensed social worker for 10 years. In 2005 I lost a son & daughter 3 hours after they were born. For 3 years I suffered in pain, still working my ass off, but found I was very ill. After chemo, immuno-suppressants, and a myriad of other medications I could not afford, I went bankrupt and lost my house. By this time, I was awarded disability on the first try w/o an attorney. I wasn’t expected to live. But here I am. I can barely move somedays I hurt so much. I don’t have family willing to take me in. I look fine on the outside you know. If I would just have more faith or exercise more or eat the right foods I would be cured. Whatever. I often worked 50 to 60 hours a week to protect kids from real problems (not taken away for poverty as people say……so sick of the myths about social services). Anyway, before that I worked mental health, and worked in the school district. I have busted my ass to care for other people. My husband left, children died, and when my health failed I lost everything and fell through the cracks. It’s people like me who are homeless…I do not drink. I do not use drugs. I can barely get the medications I need even w/ supplemental insurance. I get stalked and harassed by police if I so much as get tired and pull over so I don’t wreck. I was on my dad’s property in my car 3 times in two months I was approached by police…one time there were 4 cops that came to my car……on our family’s private property. My car has totally been profiled. I’m so sick of it. At this point, I would be better off dead.

So what do you say to someone like Ricci?

I have never slept in my car.  I have never lost a son or daughter.  I have never lost a house.  I have never been homeless.

How can I identify with someone who has gone through all of that?

But we do need to tell people like Ricci not to ever give up.   The vast majority of us have been at very low points in our own lives, and the secret is to keep on fighting and to never, ever give up.  No matter how bad things get, they can always be turned around if you will just have faith.

We should remember to pray for people like Ricci and the millions of other Americans that are going through similar trials.  We should also look for ways to help people that are really hurting in our own communities.

Yes, we cannot possibly rescue everyone is hurting.  But what we can do is love the one that is in front of us.

Unfortunately, our economic problems are only going to get worse.  America is in the middle of a long-term decline that is rapidly accelerating.  That means that there are going to be lots more people that are going to lose their jobs and their homes.

So let us do what we can to focus on real world solutions and to focus on preparing for the hard times that are coming.

We waste so much time on unnecessary things.  For example, did you know that there are over 695,000 status updates on Facebook every single minute?

Every 60 seconds.

Amazing.

As bad as 2011 was, it looks like 2012 is going to be significantly worse.  It won't be the end of the world of course, but huge challenges are ahead.  Now is the time to get our priorities in order and to start focusing on the things that really matter.

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  • http://www.biblegateway.com/passage/?search=Matthew+24&version=NIV Matt 24

    No, it really may be the end of the world. What we’re seeing now closely parallels the signs of the apocalypse as described in Matthew 24. And think about it–how many of our long-term problems, the ones that literally threaten all life on Earth, have feasible solutions? If the economic collapse doesn’t do us in, then environmental catastrophe will. Or maybe the oligarchs, desperate to keep us from noticing what they’re doing, will attempt to “liberate” nuclear-armed Russia or China.

    • http://www.planorperish.com Gutter Economist

      12 Unsustainable Systems headed for Disaster

      http://www.planorperish.com/?p=4516

      • Kathy Smith

        Thank you Gutter Economist excellent info

      • Nexus789

        This was all modelled by M.K.Hubbert in the late 70′s and early 80′s. No one listened and all they did was to try and refute (unsuccessfully) Hubbert’s insights.

        What are listed in the URL link are the consequences of what Hubbert modelled. Hubbert was a very insightful individual and what he produced transcends economic theory.

        Economics has no answer as the current paradigm which is broken – forget the idiots on the right and their dumb as a box of rocks austerity program,s or the Keynesian model on the left. Economics has no answer to a resource constrained system fuelled by infinite debt finance. See Hubbert’s paper entitled: “Exponential Growth as a Transient Phenomenon in Human History” http://www.uvm.edu/~gflomenh/CDAE170/2003/Hubbert-growth.PDF

        Hubbert made three predictions and two have come to pass.
        Hubbert’s Third prediction: When economic growth cannot continue due to the lack of affordable oil, then we will have a cultural crisis. This will result in the collapse of human civilisation given the ‘system’ we have. Hubbert predicted that finite resources would be continually extracted to a point at which they decline rapidly. While debt can continue to increase indefinitely oil and other commodities cannot. At the same time debt finance continues to expand infinitely and this results in a massive overshot (already happening) of population numbers expanding way beyond the ‘carrying capacity’ of the Earth.

        In terms of finance we are rapidly approaching a global Von Mises moment as the economy (global) must always grow in order to pay back the interest. When the economy cannot grow anymore we will have a collapse. From the words of the man himself:

        “There is no means of avoiding the final collapse of a boom brought about by credit expansion. The alternative is only whether the crisis should come sooner as the result of voluntary abandonment of further credit expansion, or later as a final and total catastrophe of the currency system involved.”

        I think the latter will be the outcome as no one is willing to take their medicine and it will be massive and probably involve the whole financial system. It is conceivable that $600Trillion dollars with of useless derivatives could be set to zero overnight and the whole banking system becomes insolvent.

    • http://Theeconomiccollapse John

      I agree….totally!

  • http://LastDaysFellowship.com Prepared Pastor

    Even the homeless had a Merry Christmas here in West Virginia. Our small city has a soup kitchen that runs every day and our day happened to be Christmas Eve. We were surprised that only about 1/3 of the usual crowd showed up. We were told by those regulars who did that so many people were giving out food that most of them decided to skip the midday meal with us. This was confirmed when we called the shelters to arrange to drop off the leftovers like we do every time. None of them had any room left in the fridge for perishable food! We had to divide it between the volunteers so it would not go to waste.

    This is not to say there are not some very lonely (and therefore unhappy) people this time of year. This is one reason I started a single adult ministry years ago for the never-married, widowed, and divorced. Every year we have big day-long Thanksgiving and Christmas dinners and lots of activities throughout the year.

    Others can only do so much. If someone is hungry or lonely they have to do their part even if this means moving to new areas, finding new people to fellowship, and even asking them help you build a squatters cabin.

  • ironmaan

    I dont believe the Ricci story is real. This person is supposedly living in a car and shes posting on this site. COME ON. Is she not smart enough to go to a shelter?

    I don’t believe she ever worked as a social worker because she would KNOW that 90% of the homeless are drunks, and drug addicts many of which have mental problems.

    Start using that computer to find a job. Just because you cant find one at the level of your old salary doesn’t mean there aren’t any jobs.

    • DeathSpiral

      A couple weeks ago 60 Minutes covered a story similar to this during their broadcast. Most people cannot get into homeless shelters or realize they are safer sleeping in their cars.

      Homeless shelters are full of hobo’s and people with mental problems which are prone to violence. Would you want to sleep at one of these for a couple months?

      Many of these homeless do work but hours and pay is limited and not enough to get them off the street.

    • horhey

      Sounds like you haven’t been looking for a job lately. Depending what city she wrote in from, unemployment can be high. Talked to. a 20 year old Sunday, took him a year to get a second Interview at staples. You need a address for w-2′s and all gov tracking paperwork. And you need positive reference(she said she is not dependable). As an employer, I couldn’t hire her. It’s pretty cut throat. I pity her, as many others.

    • Jane Jones

      Sounds like you are angry that Ricci posted, because you don’t want TO SEE what’s really going on. You hold your proverbial hands over your eyes and ears and go home to your warm bed.

      Your stats about the homeless are shamelessly WRONG. WAKE UP!

    • The Nightcrawler

      She could very well be posting from a library, or using a computer or smartphone, purchased before she was homeless, to get on an unsecured wi-fi network. I just finished up a temp job where we were forbidden to use the Internet at all, not even to look at the weather forecast. On my breaks, I’d use my iPod to get on the unsecured network of another company in the complex. Many eateries, such as McDonald’s, offer free wi-fi to customers; all you have to do is buy a soda.

      And she may very well be using that computer to look for a job. Just because she’s posting her doesn’t mean she’s not doing *anything* else online.

      I agree with DeathSpiral that a lot of homeless shelters are actually more dangerous than the streets, especially to women. Ricci is probably better off sleeping in her car.

  • rancher

    Good article. Thing is our local paper tells the same story. It is happening all over.

    When I think back I have been hearing such stories about people having tough times since I can remember as well as political corruption. Sure both are increasing but I am not sure just what the point is here? Every reader knows this. We all get one vote just like illegals with no ID seem to as well.

    The choices we get to vote over are lame at best. They take away our earned wealth to give to others then say we need to reach out and help those in need. The ones our tax money could have helped but was wasted instead. We are being kept busy chasing our tails and being told to buy and spend. We are the fools here.

    I firmly believe the less we the people do to patch up the situation and economy the sooner the populace will reach the point we take the steps to change…things.

    • knightowl77

      Time to “go Galt”……it must collapse before we able to fix the mess we are in…You can’t work on an engine when it is running, even when it is running badly. You need to shut things off, tear it apart and fix the things that need fixing….

      I suggest adding “Exiled for Life” to the statutes and we can deport all our socialists to the socialist paradise of their choice…Gary, pick your top three choices and we’ll pitch in and by you a ticket…

      • Gary2

        Norway, Sweden, Denmark, Finland- oops that’s 4 socialist countries who are BEATING the USA in almost everything! These are facts you can look up yourself, they are kicking the ******* out of this country.

  • Nickelthrower

    Greetings,

    There is a “community” of homeless people about a 1/4 mile from where I live. Many of them come down to the marina (I live on a sailboat) to enjoy the atmosphere and to get a break from their constant scrounging around.

    I know several by name and they are eager to talk about their experiences. I’ve learned where to hunt for food, where to sleep unmolested by the police, how security is maintained in various “encampments” and how much money some of them make by begging on street corners.

    Their lives are by no means perfect but they do get by. The secret, as far as I can tell, is to travel light. The real good ones do not look much different than a hiker or someone traveling across California on a bicycle. They have good mountain bikes, carts and camping gear – that’s it.

    Anyone that is healthy can survive this lifestyle without too much difficulty. The people that have the hardest time are the ones that are not mentally and physically fit. I should also add that age has nothing to do with it as I see people in their 50′s biking around and camping out. For many, it is a big liberating adventure.

    For anyone that fears that this could be their future then the advice I would give would be to immediately get into shape, wean yourself off of any prescription medications (if possible) and to acquire a good mountain bike and some good camping gear. Also, 90, 30 or 3 days notice is not the time to be downsizing. Do it now and get rid of anything that isn’t necessary.

  • Colin

    I think if we apply the energy to family and friends that we do during the holidays through the year would be a positive step. Why do we feel the need to set one or two days to family and friends when every day should be set aside for them? Every action we do should be directed toward bettering our family and friends, and by doing so we are bettering ourselves.

  • http://www.planorperish.com Gutter Economist

    Christmas Movies

    By Christmas eve, I have seen enough Christmas movies.

    So I turned on The Sound of Music. With the USA turning into a police state, this movie is no longer entertaining.

    So I switched to The War of the Worlds. With mob rule and street violence coming to the USA, this movie was a bad choice also.

    So I settled for The Weather Channel and watched Coast Guard Alaska.

    Happy New Year?

    The vast majority of us have been at very low points in our own lives, and the secret is to keep on fighting and to never, ever give up. No matter how bad things get, they can always be turned around if you will just have faith.

    The time for fighting and faith is BEFORE martial law and FEMA camps are in full operation.

  • Tapper P.

    People are so busy with their tribal mentality; GOP vs Dems, Black vs white; tall vs short, Christian vs Muslim, rich vs poor, sports team #A vs sports team #B.

    Of course all of this nonsense has one purpose – to divide us. Small divided groups are much easier to push off the cliff. Our owners know that all these scripted systems of control are worthless except for what they can do to control the masses.

  • Klean

    I actually think it’s time to commit suicide. Nothing is happening and there is absolutely no money to try and move on to something else. I don’t even know how to talk to people anymore. Is it not a good idea?

    • Michael

      Klean:

      Suicide is never, ever, ever the answer.

      Why would you even contemplate such a thing?

      No matter how bad things are right now, they can always be turned around with God’s help.

      Michael

      • REED RICHARDS

        Michael,

        PEOPLE SHOULD HAVE THE RIGHT TO END THEIR LIVES IF THEY SO CHOOSE, FREE FROM COERCION AND TRICKERY:

        Wrong, wrong, wrong. Suicide is sometimes the answer, for some people that is. When life becomes unbearable, untenable, and when there is no hope for improvement, then suicide is absolutely the answer in those cases. People should not be forced to endure endless pain, misery, and suffering for no good reason at all. And of course this decision is not to be made lightly. It should be made with due dilligence of the present circumstances and the possible likelihood of improving life, if there is such a chance weighed against the decision for a person to end their life for good…….

        • r.bitting

          Reed Richards .. Thats without a doubt the worst advice i’ve ever heard. There is ALWAYS hope. There are many, many instances where an individual was contemplating suicide, only to later find purpose and happiness in their life. Michael is absolutely right, and yes klean, God does exist and does care for you. To examine the evidence of Gods existence as well as find hope in your present state, may I recommend a website for you.. it’s Ravi Zacharias International Ministries, or http://www.rzim.org. Here you will find countless resources that will point you to not only the fact that God exists, but that he cares deeply for you. Ravi Zacharias himself came to faith in Jesus Christ when he was 17 years old after a failed suicide attempt ( He thought life was hopeless as well ). In the thirty years since then he has been invited to just about every major university to speak, as well as traveled around the world many times over to speak, he is in that great of demand. I am ABSOLUTELY POSITIVE he will prove to you that you are wrong about God, and that God does have a plan for you. If you still need help, you can respond back and I will help as best I can.

          • Michael

            Good comment r.bitting.

            If anyone is thinking of committing suicide out there, I encourage you to listen to what someone who actually committed suicide, died and came back to life has to say….

            http://lifeafterdeathheavenandhell.com/archives/tamara-laroux-committed-suicide-by-shooting-herself-in-the-chest-and-saw-that-life-after-death-is-very-real

            Michael

          • REED RICHARDS

            r.bitting,

            You and Michael are absolutely dead wrong on this issue. You base your arguments, as most people do, on wild emotion with no solid evidence backing your position.

            My position is based on the logic and the facts at hand. You say there is always “hope”, well, is there “hope” for terminally ill cancer patients? And assuming their convictions are valid and true, is there hope for “death row” inmates and people serving life with possibility of parole? Is there hope for victims of the amerikan war machine and teh war machines of the russia, israel, and the major european powers? War racked nations all over the globe at the hands of asylum states with their murderous militaries waging a scorched earth policy, what “hope” do these people have?

            You live in an asylum state in which predator drones are now being used against its own citizens, and the imperial ceasar along with this roman senate have now put on the books the power to kill and/or imprison anyone without charge or trial, with nary a peep from anyone, ACLU and other civil liberties groups being muted because they are part of the power elite run police state.

            You and Michael are part of the problem in this regard. You both play the cynical game Obama played to get selected to the presidency. You both sell false hope to people where there is no hope to be found. Trust me when I tell you, you are not doing anyone any favors by selling this false hope. But, on the other hand, don’t take my word for it. I’ll let the total collapse teach you and others this final lesson……………

          • REED RICHARDS

            r.bitting,

            You and Michael are absolutely dead wrong on this issue. You base your arguments, as most people do, on wild emotion with no solid evidence backing your position.

            My position is based on the logic and the facts at hand. You say there is always “hope”, well, is there “hope” for terminally ill cancer patients? And assuming their convictions are valid and true, is there hope for “death row” inmates and people serving life without possibility of parole? Is there hope for victims of the amerikan war machine and the war machines of russia, israel, and the major european powers? War racked nations all over the globe at the hands of asylum states with their murderous militaries waging a scorched earth policy, what “hope” do these people have?

            You live in an asylum state in which predator drones are now being used against its own citizens, and the imperial ceasar along with his roman senate have now put on the books the power to kill and/or imprison anyone indefinitely without charge or trial, with nary a peep from anyone, ACLU and other civil liberties groups being muted because they are part of the power elite run police state.

            You and Michael are part of the problem in this regard. You both play the cynical game Obama played to get selected to the presidency. You both sell false hope to people where there is no hope to be found. Trust me when I tell you, you are not doing anyone any favors by selling this false hope. But, on the other hand, don’t take my word for it. I’ll let the total collapse teach you and others this final lesson……………

        • highspeedloafer

          Typical, I expect no less from you mr. Reed.

          Were you dropped on your head as a kid? Really, what is wrong with you man? Do you have children? This person is somebodys husband or dad or son. Somebody, needs, loves and supports this man someway somehow. And who are you to encourage suicide? I guess you have a God complex or something. In my opinion, you are just a sick perverted little man. Get a life. Your words are poision, always. I haven’t read more than one or two things that you have written that ever make good sense. You are the most negative poster on this or any other board out there.

          To Mr Klean: Please ignore mr. Reed, he is a lonely little man who needs to makes these ridiculous statements to gain attention.

          • REED RICHARDS

            highspeedloafer,

            WHAT YOU EXPECT? I DIDN’T KNOW I WAS BEHOLDEN TO “YOUR” EXPECTATIONS::

            It seems as if you are the one who was either dropped on your head as a kid, once a day, as scheduled, or have had one haircut too many pierce the scalp and injure what few brain cells you may have had. But I digress for the moment.

            Obviously, being an emotional creature with little to no intellectual capacity, you will never see the logic behind my argument. As I have said, I am not rooting for people to kill themselves, not at all. And I am not unsympathetic to the family members who will be affected. Individuals who live in pain, misery, and anguish should weigh these things on the merits and decide for themselves what the best course of action should be. I, unlike you and many others, believe in personal freedom and individual liberty. And that includes, for good or bad, the right to decide when they should end their lives, for whatever reason(s) they deem valid, period, end of paragraph…………….

          • r.bitting

            Reed Richards…..There is hope for the terminally ill and the inmate on death row. It comes from forgiveness from God, and faith in Jesus Christ and the promise of eternal life.

      • Klean

        See I don’t believe in God, and I believe that people treat God like another form of money or rather, for the lack there of.

        It’s just another false system invented by man in order to control the masses. When the economy doesn’t work, turn to God, when God doesn’t work turn to your guns, when that winds up working, you are left with yourself.

        • REED RICHARDS

          Klean,

          You are absolutely right about this. These religious systems are designed to control the masses and get them to part with their money. Take Joel Osteen, T.D. Jakes, Pat Robertson, the late Jerry Falwell, etc,. These people have more wealth at their command than most small nations. And all of this wealth acrrued to them while the masses they claim to care about are living in dire straits, homeless, hungry, and ready to end things.

          Let me be clear, I am not wanting you to kill yourself for fun or sport, not at all. I think that you should give it due dilligence and serious thought as to whether to take your life or not. Weigh it against the current circumstances and the future likelihood of improvement. Then, and only then, should you make a decision, one way or another. But give it serious thought.

      • cathy

        Good answer Michael. Hang in there Klean. Whether you believe in Him or not, there is a God. Ask Him to make Himself known to you and He will. He has done it for me. Suicide is never the answer. There is a purpose to your life, and you will find out what it is.

        • REED RICHARDS

          cathy,

          Stop selling this snake oil to people. Everyone has to assess their own life on the merits, good, or bad, and then decide what to do based on the facts and evidence at hand. They should not be tricked or coerced into thinking some imaginary being is going to solve all their problems with the snap of his fingers and then they skip off into the sunset all fat and happy. Reality must be faced, with the stoicism and the strength of a true man/woman worth his/her mettle and dealt with accordingly……………

    • Tim

      You must get rid of such thoughts as soon as they come into your mind. They’re not from God.

    • Jane Jones

      Klean,

      the truth is life can change quickly. It usually doesn’t but it ALWAYS CHANGES…

      Keep trying, and keep changing what you are trying.

      Why kill yourself, life is limited, and it will end soon enough. From this moment on look for small pockets of happiness, even if its the smallest moment. Build on them. Keep doing this each minute of each day. Find one thing that is pleasant and savor it.

      Keep reaching out. Tell people what you are thinking, and find POSITIVE people to help you.

      Good luck, don’t give UP!

  • getreal

    Nickelthrower…I am dumbfounded by your post. Get fit..get a bike…what an insensitive load of crap. Obviously, your sittin fat and happy..and clueless as to what the homeless go through. Thanks for the sage advice…from the confines of your sailboat…I wanna barf.

    • Jane Jones

      getreal, I actually think you may be wrong. I think getting fit and getting rid of crap is the right thing to do if you are descending. I have a friend who waited until the sheriff was at the door, before she packed. She had months to be selling off her stuff and planning the next move.
      People panic like a deer in headlights and thats how they end up in REAL trouble.

      If you live somewhere warm and can live outside, it could actually be liberating.

  • Tapper P.

    They keep falling for ‘it’ (that politics is real, that all important politicians are not bought and paid for puppets) because people desperately want to believe things that which brings them comfort. Voting and a ‘say in things’ brings comfort.

    The illusion of freedom of choice. Of course it is all a lie and voting is for gullible suckers. We are nothing more than non-voting stock in a corporation; a clandestine empire. Insects running back and forth fully unaware of the bigger picture.

    As for a 2012 prediction – the slow death will continue. More for them, less for you. It is so easy to scare the sheep, put them into perpetual debt, etc; why fix what works so well for them? Lots more war, fear, and profit taking for them on the horizon. Banksters and money men historically always cover their tracks with war and the beating of (falsely) patriotic drums. Then they sit back with their cigars and champagne and enjoy their Theatre (of War).

    Do yourself a big favor in 2012. Cash out your retirement IRA if you have one and buy REAL things with what is left. Food, tools, silver, lead. Besides economic slow-death and the possible end of all our supposed freedoms is the very real possibility of the implosion of the 600+ trillion in debt derivatives.

    If that happens, anything connected to paper will vanish overnight as will a large minority of the population via starvation. All by design.

  • rancher

    Our local paper publishes stories like Ricci’s at times. It so often fails to get the whole story. They always just let the person tell their side and never ask the obvious questions.
    I am left wondering why her Dad would call the police to evict her off the private property for just parking there? Police do not usually have the right or need to to go on private property to evict family parked there unless the family requests it. She could say to call her Dad and it is OK. They would do that and then get a …yes or no. Why would the Dad not tell the police to leave her alone? Perhaps Ricci has had something to do with all this which is not being shared? Maybe the Dad said, no.

    As in so many stories I read we all see but one side of it and when the right questions are asked the … rest of the story starts coming into focus. I am not accusing a thing here but I am saying in my eyes Ricci seems to think the Police have got their sights on her. The Police I know have more important things to do than looking around town for the one car that looks like hers for no real reason….

    I know for a fact people can park cars all over this country and sleep in them. Sorry I believe there is much more not being told here and this is not a good example.

  • http://myadventuresinselfreliance.blogspot.com/ Jamie

    It sound that Ricci is a bit angry that she followed the rules and now life has changed. I’m sorry for her but did she do anything to prepare? We hear how self-sacrificing she was as a social worker, but putting in 60 hours a week was no big deal for me in the Army. I did that on a regular basis. I don’t want sympathy it was the job I chose and for the pay I got.
    It does sound a bit odd that a social worker or someone that worked in the school system did not have good medical benefits or at least some money stashed away. While I can’t attest to the emotional turmoil of losing a child It’s not a big cash cost to be blunt. Perhaps she lost her job and medical benefits after becoming pregnant. I hate to say it her life is her problem just as my life is my problem. I’m sure some folks will be peeved that I’m on disability after paying in for only 20 years or that my VA healthcare is relativly cheap compared to what health insurance costs them. But give me Ricci’s budget and not her whining and I maybe able to help. I’ve got a friend that lives in Cali on less than $12000.00 per year and recieves no subsidies. She goes out and gives soup and coffee to the homeless at least once a month. It’s not easy but it can be done.

  • http://LastDaysFellowship.com Prepared Pastor

    This article motivated me to stay up until nearly 2AM writing this essay on Escaping Homelessness. http://web.comporium.net/~gclark001/Escaping%20Homelessness.pdf

    Maybe I will get some criticism for it, but I already know I am making a difference in the world.

  • bob-bob-bob

    Been there , done that , It wasn’t fun and it taught me a real good lesson . EVERY payday I put $20. in an envelope and forgetabout ! At christmas time this year my wife and I each had $600 to spend for christmas . I start in January and don’t stop until Black Friday in November. We call it Bob”s christmas club fund !

  • mark

    You can do things for people that do not have much. We are not hurting, but others are. I do not care about receiving gifts at Christmas anymore. I like to enjoy the spirit, the music and the food. We are empty nesters and like to feed others that are down and out. We had 16 people that included some neighbors, poor people, and almost homeless people. We cooked a great meal for them that they will always remember. They had fresh turkey, leg of lamb and we did the whole beef tenderloin as a roast. All the trimings and lots of pie and cheese cake. Leeks and butternut squash from the garden and the beef was raised at home. We had a great time talking and singing a little. There are many of us out here that can do some of the little things that help others to feel a little better. We can do these things at different times of the year. It does not have to be just at Christmas. We can all do a little more to help out others in hard times. May you all be blessed or bless others in the coming year.

  • luis

    PEOPLE WE MUST UNITED PLEASE PREPARED BUY FOOD AN FUEL WERE I LIVE IN LAS VEGAS SOME GAS STATIONs ARE GOING OUT OF FUEL FOR LIKE 3 DAYS SO PLEASE EVERY STOP BUYING BIG TRUCKS BUY SOMETHING NOT TO BIG IF U HAVE TO BUG OUT LIKE A TRAILBLAZER SUV OR HONDA NISSAN BUY WATER FUEL FOODS SOLAR ENERGY PANELS try not to have to much money in the bank cause when the crap hits the fan your going to be sorry for your self an last pray to god only god can help us so please people prepared

  • Eric V. Encina

    People always get the kind of government they deserve. The type of government the people get is a product of the people’s thoughts.

    The quality of the government is reflective of the average quality of people of the country. This is true in the Philippines.

    A government is the product of the people’s collective consciousness.

    We cannot give democracy to a uneducated or insufficiently educated people, or improperly educated people.

    For a democracy to function properly, the people must become properly educated society.

    In a democracy, the quality of the government is more or less relative to the quality of the people.

    We cannot give an honest money system to a crazy, insane, corrupt, irresponsible society.
    Eric V. Encina

  • Eric V. Encina

    THE RIGHTS TO DEMAND AND CLAIM PEOPLE’S MONEY VIA ANNUAL DIVIDEND/SUPPLEMENTARY BASIC INCOME TO EVERY CITIZEN

    “Money is like muck, not good except it be spread.” – Francis Bacon

    By Eric V. Encina

    Fiat paper notes will not survive an inflation crisis – they will be worthless

    Stack of hundred dollar bills Thinkstock)

    IN TIMES OF ECONOMIC AND FINANCIAL TYRANNY, PEOPLE LOOK FOR REAL REFORM OF THE SYSTEM AND ECONOMIC JUSTICE, AND NOT A CONTINUATION OF THE STATUS QUO OF THE GREAT ENGINE OF DESTRUCTION!

    The annual provision of financial dividend of $10,000 up to maximum $1 Million more or less exchangeable to any currency in the world to be guaranteed to everyone on earth by right of citizenship can physically, financially and feasibly end poverty, hunger, starvation, malnutrition, diseases and problems of humanity. It can also progressively and even drastically end mendicancy, beggary, foreign aid, forceful labor or unnecessary employment, human trafficking and trade flesh, migration and immigration and exodus of peoples, brain-draining overseas employment, competition and tensions on international market and trade, regional and continental wars, separation and breaking of families, violence, rebellion, insurrection and even criminal activities. It can also end unwanted pregnancies and population growth. The time is very ripe.

    There is no hope under the present system if the wealth of the earth in the form of money will not be justly and rightfully distributed to every citizen. Poverty is unnecessary. To keep us in the bondage of poverty both material and financial is insanity. There is no any valid reason to keep us in the irony of poverty in this age of global plenty of huge material and monetary resources.

    Rightfully as inalienable of unconditional “dividend” as financial-economic security guaranteed to every citizen: man, woman and children from the cradle to the grave enough for the basic needs, growth and development of everyone. And this is only possible through debt-free fiat money creation by the Government provided by the Constitution. This is not about greed but about monetary justice to every citizen.

    I contest that it is possible to give money to every citizen in the form of dividend or extra basic or supplementary to every man, woman and child in the world from the resources below and from debt-free money creation. I can prove by demonstrating the schemes. One of the hindrances are those higher echelons and bigwig professional pundits who have supercillious educational and academic backgrounds who benefit from the broken system, that distributing the money and creating money debt-free is going to a disaster of run-away inflation while they themselves are too blind to see that the present deflationary-inflationary cycles nowadays are primarily caused by the fundamental flaws of debt finance disaster capitalism and compounded usury.

    Believe it or not, the only last and credible solution for the good of all humanity is the “distribution of wealth” through the mechanism/schemes of Social Credit Economic Democracy in the form of “Non-Discriminatory ~ & Non-Means-Tested Financial/Monetary Dividend/Extra/Supplementary Basic Income (Bail-Out For the People)” to every Man, Woman and Child from the cradle to the grave.

    Everyone will be secured of financial provision by right of citizenship. The time is very ripe. There is no problem of financial resources as per demonstrated below. What is needed is strong political and economic will to do so. The wealth is for all and the money is for all people across the planet without discrimination. We need at least 1 Billion to clamor, demand and claim this financial-economic right. Therefore, we must never doubt as the very last resort that THE ONE BILLION PEOPLE, of thoughtful, committed and zealous citizens across the planet in solidarity, charity and in the noble visions and common and ultimate objectives can emancipate and save the world from the total annihilation of the cataclysm of the debt finance-disaster-corrupt capitalism and sucking usury which is the banking arithmetic of and weapon of mass destruction.

    In the Philippines, it is the right of every Filipino citizen as inalienable to demand and claim annual financial dividend and supplementary basic income guaranteed to every father, mother and child from the cradle to the grave. This is all similarly applicable for all people in this planet.

    Huge financial Resources are Ripe For Distribution Debt-Free To Every Citizen On Earth by virtue of Economic Bill of Rights:

    In the Philippines, the total private bank assets in 2010, which are supposed to be PUBLIC ASSETS are more than P6.4 TRILLION Pesos or P600 Billion. We might also have Trillions of Pesos circulating in the Philippines but also monopolized by the private banking system.

    Even Philippine Central bank or Bangko Sentral Ng Pilipinas said there is sufficient liquidity of M3 Philippine Peso in the country to help accelerate economic growth in 2012. Meaning there is and there would be plenty of cash money or banknotes circulating in the Philippines. The problem is, the banking liquidity depends on borrowing at interest other than inflow of investment money and money from Filipino overseas workers.

    Philippine peso liquidity has nothing to do with the poor hungry and starving Filipinos in dreadful poverty in the countryside.

    THE FILIPINO PEOPLE MUST HAVE THE RIGHTFUL SHARE according to Divine Providence and our Philippine Constitution OF ALL THESE MONIES – the symbol of wealth of the nation(s) in the 21st century to end our monetary miseries which can never be justified by all fronts and philosophies, and thus to bring about the blossoming of the new civilization free from poverty and hunger.

    US$840 Billion or P47 Trillion Estimated Value of Philippines’ mineral resources are for the Filipino People’s Wealth, and not for the multinationals, the powerful few and the tycoons.

    US$76 Billion Philippine Central Bank (Bangko Sentral Ng Pilipinas) Gross International Reserves (GIR) in 2011:

    According to Philippine Newspapers, Philippine Daily Inquirer (PDI/11/17/2011), the expected initial estimate of net inflow of foreign exchange into the Philippines is going to be US$6.7 Billion while the Philippine Central Bank is expecting US$76 Billion Gross International Reserves (GIR) at the end of 2011.

    But the Philippine Total debts both domestic and foreign are reportedly P6 Trillion pesos with P900 Billion annual interest payments. The debts must written off because the Filipino people do not owe these gargantuan debts.

    The Philippine Private Banks have reached to P6.4 TRILLION Pesos or P600 Billion worth of assets as end of February 2010 and what about in 2011 and 2012? and as they have boastfully attributed such increasing private banking assets through RISE OF INTEREST-BEARING LOANS.
    DEBT SECURITIES ACCOUNTS OF COMMERCIAL BANKS to the peoples and governments with Philippine private bank deposits climbed to 6.5% toP3.3 Trillion as of end-February 2010 from P3.1 Trillion (May 17, 2010, The Philippine Star) as monetary authorities are raising banks’ reserve requirements.

    Deposit requirements refer to the percentage of bank deposits and deposit substitute liabilities that banks must keep on hand or in deposits with the Bangko Sentral Ng Pilipinas or Central Bank of the Philippines and therefore may not lend.

    Deposits maintained by Philippine banks with BSP up to 40 percent of the regular reserve requirements are paid interest at four percent per annum, while liquidity reserves are paid the rate on comparable government securities half a percentage point.

    Just recently, P7.177 TRILLION TOTAL ASSETS OF THE PHILIPPINE BANKS. Trillions for the bankers and debts for the Filipino people. This is extremely unfair in economic justice.

    The data released by the Central Bank of the Philippines or Bangko Sentral Ng Pilipinas as reported to Philippine Star Newspaper dated October 2, 2011, THE TOTAL ASSETS OF THE banks operating in the Philippines, as of end-July 2011, amounted to P7.177 TRILLION or up 10.7%, higher than the P6.481 Trillion as of end-July 2010.

    The rising assets and profits of the commercial/private banks operating in the Philippines are not because of “savings deposits of the peoples” but of the privately-based creation of money out of nothing using people’s deposits and their bank deposits as plausible screen hiding the creation of money, and charging interest upon the general public and this is very correct to say, that is a legalized robbery since all the money should be PUBLIC MONEY, OR PEOPLE’S MONEY AS THE SYMBOL OF WEALTH OF THE NATION FOR ALL BY THE WILL OF GOD.

    Banks receive bail-out from the Government from the taxes of already cash-starved and poverty-stricken Filipino citizens. And this is fundamentally unfair. The banks are poverty-stricken to be given any bail-out. The bail-out package should be and should have been provided as bail-out for the people, for the Filipino citizens in great poverty.
    Please give our coco levy funds as the rightfully owned by the Filipino farming families in the state of ignominious poverty and crisis. Their children are in the most pitiful situation. Where is the P135 Billion funds for the coconut farmers? Whoever stole this money of the poor must be cursed.
    According to some reports, the Filipino farmers’ coco levy fund have ballooned from P9.7 Billion to some hefty P135 Billion but these funds are nowhere to be found, from the sweats and brow and bloods, at day and night torturous struggles of the bleeding poor Filipino farmers and their families for almost 40 years time.

    What about the gold stolen from the Philippines by the cabal of tycoons and powerful few that are supposed to be for the Filipino people? So many terrible evidences. The mineral resources and gold with their equivalent valued should have been given back to the Filipino people. We are asking the Philippine Government to do this under the spell of curse.

    http://www.bibliotecapleyades.net/sociopolitica/secretgoldtreaty/trilat_appendix6.13.htm

    Former President Ferdinand Marcos and his cronies—the people who plunged us all into these massive debts in the 1980’s —must be held accountable for this appalling crime. However, the IMF and WB and their creation is the ultimate crime of the bankers. There are documents that it was IMF and WB that induced Philippines into massive debts. And Mr. Marcos who tried to fight against IMF and WB, was dethroned from Presidential powers. WHY PHILIPPINE PRESIDENT MARCOS GOT OUSTED

    When Marcos took over the presidency in late 1965, the country’s foreign debts stood at only US$465 million. When he was swept from power in early 1986, those domestic and foreign debts had reached US$26 billion—a 26,000 per cent increase! Today, the Philippine national debts at combining domestic and foreign amounts to more than US$300 billion already or P6 Trillion, with almost P900 Billion Pesos interest payments or US$900 per second of interest, and during the time of Gloria Macapagal, it was reportedly increasing at US$100 Million daily debt increase, and it is all for the interest of the bankers. BILLIONS FOR THE BANKERS And DEBT AND DEATH FOR TH…, TRILLIONS FOR THE BANKERS AS BANKING ARITHMETIC OF…, BAMBOOZLED BY THE BANKERS

    Marcos’ successors, that is, the Philippine presidents from Cory Aquino, Ramos, Estrada, Macapagal (now under arrest for the crimes of electoral sabotage and plunder cases) down Benigno Aquino, Jr, had to borrow, and will borrow vast amounts from those private, domestic and foreign bankers, to pay those odious debts that he and they themselves accumulated under debt-finance economy. It has now become a never-ending vicious cycle, mind-boggling and nerve-wracking and hair-raising to every Filipino citizen to see the gargantuan debts of the Philippine Government, and only a miraculous turn of events which I know through monetary reform Monetary Reform Case Study from the Philippines legislation and change of global financial-economic system can help and save us from the dungeon of debts and being buried forever in huge debts under debt finance calamity.

    No Lack of Money and Resources for Distribution:

    Contrary to escalating forms of scare-mongering tactics that earth’s resources are finite or the fear of the scarcity of food, etc, the natural resources are evolutionary, organically renewable, replenishable except in some totally damaged parts of the earth, just as human reproduction is except impugned by artificial methods, and if only there is no control, greed and avarice. Please take a look ~

    In the world today, we have around more than US$600 Trillion dollars circulating everyday, but these hugest monies are not going through to peoples in terms of financial-economic democracy but controlled by the powerful few, magnates, tycoons, global banking and multinational conglomerates and governments engaged in programs that against life, environment and ultimate against God. $600 Trillion dollars are under the spells of greed, avarice, injustice and curse of God.

    US banks alone are reportedly holding $800 trillion more or less in assets.

    Investment banking fees alone made banks $66 billion in 2009. Nearly half of those revenues came from US banks, followed by Europe. That said, the world’s most profitable bank today is the Industrial & Commercial Bank of China, which made $16 billion in profits in 2008~The World’s Most LucrativeBusiness Markets | Business Pundit

    In the United States, reportedly, the total US$ monies circulating are around

    US$16 Trillion but these monies do not feed down in just proportion and fraction to most ordinary Americans, but by the powerful few.

    Plenty of money in the United States but purely controlled by the bankers and the super-rich individuals and groups.
    $16,000,000,000,000.00 (TRILLION) was secretly given out to US banks and corporations and foreign banks everywhere from France to Scotland. From the period between December 2007 and June 2010, the Federal Reserve had secretly bailed out many of the world’s banks, corporations, and governments. Virtually none of the money has been returned and it was loaned out at 0% interest.

    To place $16 trillion into perspective, the Gross Domestic Product of the United States, the sum of all goods and services produced in the country in one year, is only $14.12 trillion. The entire national debt of the United States government spanning its 200+ year history is only $14.5 trillion.

    The budget that is being debated so heavily in Congress and the Senate is only $3.5 trillion.

    There was no public debate about whether $16,000,000,000,000 would be given to failing banks and failing corporations around the world.

    When you have conservative Republican stalwarts like Jim DeMint(R-SC) and Ron Paul(R-TX) as well as self-identified Democratic socialists like Bernie Sanders all supporting a bill to audit the Federal Reserve, it seems clear that the Federal Reserve is not presently accountable to any public scrutiny.

    Here is a link to a PDF file of the complete audit, which is quite long (I myself had a hard time getting through it):http://sanders.senate.gov/ imo/media/doc/GAO%20Fed% 20Investigation.pdf

    The list of institutions which received the most money from the Federal Reserve can be found onpage 131 of the Audit, and are as follows:

    Citigroup got $2.5 trillion ($2,500,000,000,000)
    Morgan Stanley got $2.04 trillion ($2,040,000,000,000)
    Merrill Lynch got $1.949 trillion ($1,949,000,000,000)
    Bank of America got $1.344 trillion ($1,344,000,000,000)
    Barclays PLC (United Kingdom) got $868 billion ($868,000,000,000)
    Bear Sterns got $853 billion ($853,000,000,000)
    Goldman Sachs got $814 billion ($814,000,000,000)
    Royal Bank of Scotland (UK) got $541 billion ($541,000,000,000)
    JP Morgan Chase got $391 billion ($391,000,000,000)
    Deutsche Bank (Germany) got $354 billion ($354,000,000,000)
    UBS (Switzerland) got $287 billion ($287,000,000,000)
    Credit Suisse (Switzerland) got $262 billion ($262,000,000,000)
    Lehman Brothers got $183 billion ($183,000,000,000)

    The global economy produces more or less US$30 TRILLION value of wealth production annually but only goes to the powerful and super-rich multinational corporations, global mega-bankers, commercial/financial institutions, millionaire-billionaire-tycoons that and who control money, wealth and population. Individual, organizations, institutions, systems, ideologies, beliefs, practices and policies are, alas, hostile to faith, morality, life ,family and the poor in the third world.

    Reportedly, there are around 7.5 million Millionaires to Billionaires globally with the collective assets of US$25 Trillion, and is expectedly reaching to US$44.9 to $50 Trillion in 2006-2008-2009 and of course in spite of global financial crisis, global billionaires continue to thrive in 2011 to 2012, and much more in the coming years at the expense of the sufferings of billions of poor people in this planet.

    According to global aid statistics that between 1950 to 2009, MORE THAN US$3 Trillion flowed from the rich world nations to the poor world nations in the form of BILATERAL AID-STRING-BASED-ATTACHED or Development Assistance in the form of INTEREST-BEARING LOANS but this aid did not FEED DOWN TO THE POOR AND THE NEEDY AND THE INTENDED RECIPIENTS SUCH AS THE VICTIMS OF HUNGER AND NATURAL CALAMITIES but went to corruptions that in the span of 60 years, the total costs of corruptions all over the world are about US$2.8 Trillion, but in contemporaneous with this corruption imperialism within this period covered, the RICH NATIONS through the tutelage and supervision and structural reform policies and conditions of the IMF-WB, and other foreign and international bankers through their ECONOMIC HIT MEN and sub-agents and their vultures, leeched off and siphoned off via legal and illegal transfers of money and channels around US$5 Trillion with annual interest payments of US$400 Billion annually collected from the third world nations.

    Reportedly, the annual foreign aid totals of US$50 Billion to the third world nations (that do not feed down to the poor and the needy in the third world nations) but the dirty money that flow or streams illegally the other way, from poor countries to rich countries has been reportedly US$500 Billion up to US$1 Trillion per year that go to lodge to the transnational banks or transition economies of the Western countries

    It is also important to mention here that the reported costs of the GLOBAL FINANCIAL CRISIS are round US$50 Trillion, and as this crisis goes on, more costs are eventually enormously increasing in the daily basis. This money eventually, by hocus-pocus, goes back to the creators of money, the bankers.

    And I received the information as per below: You be the judge. We need Prosperity Funds.

    WORLDWIDE PROSPERITY SUMMARY —- VERY NICE!!!!! Mon Oct 03, 2011 1:38 pm

    Sunday, October 2, 2011
    WORLDWIDE PROSPERITY SUMMARY —- VERY NICE!!!!!

    Our understanding based on facts we’ve gathered from very reliable sources suggest that the old paradigm will end, and a new way of thinking is about to begin. The old world, as we know it, will vanish like a long nightmare should and a new world of abundance and long lasting peace is coming.

    Funding for the National Economic Security And Reformation Act (NESARA) would come from several sources, some of those already identified are:

    Saint Germain World Trust $1 QuatroDecillion or $1 with forty (40) zeros behind it.

    Philippine Gold 1,500 to 500,000 metric tons (Feb 28 update, May 10 update)

    World Global Settlements Fund $ 47+ Trillion Jan. 18, 2011
    CMKX Diamonds – $3.7 Trillion
    Ed Falcone Fund update Jan 11, 2011
    Wanta Fund update Dec. 12, 2010
    Tropos Fund – update Dec. 9, 2010

    Each of these funds has its own glorious story. But be careful in your research, evil can create their websites, too, for purposes of disinformation. Look, at the top of the page, how they changed the definition of the acronym, i.e. from economic security to economicstability. Why do we believe in NESARA? Because it’s already a law of the land.

    Where would these mind-bloggling financial assistance go?

    Every country will forgive each others debt. Some funds will be used to buyout all oil and pharmaceutical companies. New energy and medical technologies will be made accessible. Income taxes are no longer deducted from your paycheck and licenses no longer required.

    Every living soul on this planet will benefit from it. But they will start with Americans by distributing each a $100,000.00 per month for 11 months as they consider the country a global melting pot.

    This is 20+ years in the making. The White Hats and Asian Secret Societies are making it possible. Casualties on the good side are minimal, while the evil suffered a lot. Most of them are now neutralized or are on the run.

    Majority may not be able to fully adjust to everything that is to come. The massive change that is to occur would be painful to those who have been for years unmindful about global concerns. That’s the reason why those who are implementing these radical changes are doing them gradually, and the internet infrastructure is facilitating that.

    Source: Spiritual Truth Blog (http://s.tt/13oRf)
    http://www..reenagagneja.com/nesara

    http://nesaranews.blogspot.com/2011/10/worldwide-prosperity-summary-very-nice.html#comments

    MY PROPOSALS TO IMF AND WB in 2012:

    Cancel all debts of nations. Advise all nations to create their own money debt-free and provide extra basic income to every citizen: man, woman and child by virtue of citizenship as inalienable within the universal law granted by God as wealth-financial-economic bill of rights from the cradle to the grave.

    GIVE BACK TO NATIONS BY EXPEDIENCY – THE RIGHT OF STATE-OWNED CENTRAL BANKING SYSTEM WHERE GOVERNMENT BY LAW CAN FUNCTION TO HAVE GOVERNMENT-CREATED MONEY DEBT-FREE!

    THIS IS THE ONLY LAST-OFF SOLUTION before the global suicide en masse or global financial tsunami hits us to total despair.

    WE NEED AT LEAST ONE BILLION PEOPLE IN THIS PLANET to condemn and curse the system and likewise we need the same one billion people to have a uniform and universal belief of the power of the real solution of debt-free money creation, and the distribution of wealth by God-given and peoples’ rights.

    What we also need right now is to completely change humanity, the mindset, the philosophy, the orientation and education to support the idea-scheme of debt-free Government-public banking created money and the provision of financial-economic security to everyone. So many things will change.

    God has created the earthly goods for all men, without exception, no doubt. Hence, all men without exception, have the inherent basic inalienable rights in strict social and economic justice to have such share from the abundance of earthly goods as needed to live as human persons as children of God. God-made-wealth and men-transformed earthly goods could only serve life when these are distributed according to justice and charity

    “There are risks and costs to A PROGRAM OF ACTION, but they are far less than the long-range risks and costs of comfortable inaction”. – Former US President John F. Kennedy

    Eric V. Encina
    Filipino Social Crediter/Monetary Reformer

  • David Gurney

    At least Pelosi is paying for her vacation.Obama is leeching off of the taxpayers.

  • mondobeyondo

    “It’s the most wonderful time of the year…”

    Really? You’ve been watching “It’s a Wonderful Life” way too many times. Maybe you should read or watch “The Grapes of Wrath” instead. It’s NOT “happy, happy, joy, joy” everywhere!

    The people who bought into the Black Friday and Christmas mob frenzy, will have plenty of reminders of the holiday season when they see January’s credit card bills.

    And February’s. And March’s. And April’s. You get the idea. Of course, by April, half of what was bought in December will be broken, misplaced, or stuffed in the attic.

    p.s. When you get tired of that George Foreman lean mean grilling machine, you’ll find it also makes an excellent doorstop.. hee!

    • mondobeyondo

      Q. What did Scrooge say when he saw a chirping cricket?

      A. “Bah… it’s just a hum bug!”

      (rim shot)

      Yeah, it’s time for a career change. This comedy gig just isn’t working out.

  • mondobeyondo

    Just a friendly reminder… tax season is just around the corner. Expect your 1040 forms to be in the mail any day now.

    Oh, you just felt sick to your stomach when you read that? It’s the eggnog, don’t worry…

  • Therrion

    I have story very similar to Ricci. My heart goes out to her. At 35 I never thought I would be near homelessness yet here I am. A year ago I ruptured my L5 disc while working out. I had no insurance because I couldn’t afford it due to the economy. The hospitals turned me a away for surgery and painkillers. They said unless it was so bad that I was defecating or urinating my self they were not required to lift a finger. It’s nice to know all the money I paid into the system is building roads in Iraq and Afghanistan. I can barley walk because the swelling and pressure permanently damaged the sciatic nerve. I have filed for SSI but they are backed up for 2 years and I couldn’t find any other programs to help me.

    • Michael

      Therrion:

      Thank you for sharing your story. Hopefully you will be able to avoid homelessness. When you have severe back pain it makes life so much harder.

      We all need to pray for those that are in desperate situations like this. We all need help at some point in our lives, and let us pray that they will get the helping hand that they need.

      Michael

    • http://www.planorperish.com Gutter Economist

      Therrion,

      10 years ago, I was told that I had 3 ruptured spinal discs and needed surgery. Without the support of friends or family, I thanked my doctor for his opinion and walked out of his office.

      The next 5 years were difficult. As you probably know, a pinched sciatic nerve is like having a leg amputated without any pain killer. But after 10 years, I am completely pain free and can lift weights again. This is what worked:

      (1) Lose weight.
      (2) Physical therapy – stretch your spine at least 30 minutes a day using parallel bars (my preference), a pull up bar, or hanging from a swing set.
      (3) Nutrition – whey protein, shark cartilage, pineapple enzyme, and the usual vitamins and minerals. You may have to experiment to see what works best.

      It is almost impossible to get SSI based on a common physical condition (backache, headache, etc.) Most people getting SSI have a mental health professional that claims they are disabled by severe depression, etc. Claiming both physical and mental problems also helps.

      • Therrion

        Thanks for the advice, I spent a lot of my savings on spinal decompression therapy. It worked enough for me to walk, but the pain is still excruciating. Thanks for the advice, I already lost all the extra weight even though I was never that overweight before, I’ll try the others that you suggested.

    • mark

      Try hanging upside down on an inversion table. It has helped me a lot with bad disks. You have to work into it very slowly and read the directions. good luck.

  • karen

    What in the hell happened to Ricci’s family, SHAME ON ALL 0F THEM, LIVING ON HER FAMILIES PROPERTY, WHAT HAS HAPPENED TO THE HUMAN RACE, WE ARE A SORRY LOT.

  • CTD

    American do not have the experience of living in the third world, so it will be hurting a lot of people. Because I had lived in the house flood with 4 to 6 foot of water inside the house. We lived like that for three months until the water go down. There is no goverment assistant what so ever, you are on your own. There is only people that can help you is neighbor and relative. I see people find anything can be eatable. But here in US, I have never seen anyone consider hungry or American can’t even speel the word another they do not have the experience of being hungry in their live so it will be very difficulty. The only we need in live is water and food, so don’t be picky about food. The rest of thing is just materialize and no need what so ever. Where I borned and lived is in SE asian Food is always stock for one year supply mainly uncooked rice, the rain water is collected and saved, so we need to do that and it is very cheap for a bag of 25 pound only cost $25.00 and it can feed 4 member for 25 days so only a dollar a day for a family of 4; so for one year is only $365.00 for food. Rain water need to be saved just in case the city is running out of water due to the drought so bad and prepared and assume like in the 30s drought for so many years.

  • Pastor Donald S. Eskine

    People who have endured suffering and proven God to be faithful are strong,
    mellow and patient. They have the gentleness of Christ. I love to be around
    such people! They encourage my spirit!

    You will come through your trial and be of great help to others if you will
    trust God through it! You will see it happen on your job, in your family, in
    your church. People will be attracted to you because they know what you have
    gone through and they have seen you gain the victory through the power of God
    alone!

    Many believers who suffer never learn anything from it. As a result, they never
    know God as their comforter or consoler. To hear them talk, you would think God
    was hard, spiteful, uncaring. They ask, “Why me?” Then they doubt God’s
    love and begin to turn away from Him. They moan, groan and murmur, and all
    their joy fades. Soon they grow bitter and hard.

    I have a pastor friend who for years had a very successful ministry to troubled
    people. But today he is deep in sin, drug-addicted and totally backslidden. His
    wife left him and he has taken up with a drug-addicted woman.

    When you ask him what happened, he blames it all on how others let him down.
    His wife left him; God didn’t answer his prayers; other ministers
    disappointed him. He says, “I really tried, but I just couldn’t take it.
    There were too many pressures and there were so many hypocrites. I was
    misjudged and I couldn’t handle that.”

    The apostle Paul, even in the worst hour of his sufferings, blessed the name of
    the Lord. He knew the Father was full of mercy and the Source of all his
    comfort. He did not question God or become bitter; in fact, he praised Him in
    the midst of it all!

    The best teachers in any church are not the ones in the pulpit. Rather, they
    are sitting in the pews right next to you—people who have suffered and yet
    still worship the Lord. The language of those who learn through suffering is
    praise!

  • REED RICHARDS

    Michael,

    THIS IS WHAT HAPPENS WHEN THE WAR PARTY (DEMOCRATS AND REPUBLICANS) RUNS THINGS::

    You, Ricci (if she even exists), and others think economic conditions are bad now? Why this is merely the opening act for things yet to come……….

  • PUNKY BREWSTER

    I was speaking to a friend yesterday and she (a black female) told me that the Obamas deserve to be treated like royalty because they are black and of course since all the previous white presidents and their families were treated similarly. And I said to her, you live in a hovel with barely room to breath and you think the Obamas should be spending money like it’s drinking water? Wow, how much of a sucker can people be these days? I merely laughed and moved on to another subject because once a person reaches that point, they are, for all intents and purposes, hopeless basket cases.

  • REED RICHARDS

    Michael,

    THIS IS WHAT HAPPENS WHEN THE WAR PARTY (DEMOCRATS AND REPUBLICANS) RUNS THINGS::

    You, Ricci, (if she even exists) and others think economic conditions are bad now, You ain’t seen nothin’ yet. Why this is merely the opening act for things to come…………..

  • Maria

    Michael,

    Life has changed drastically in the last three years for many Americans. But still, so many people are living in a bubble, barely sensing what is happening around them. What percentage of Americans do you think really has any idea of what is coming in the next year? Three years?

    I see friends and family buying expensive electronic gadgets and gizmos for Christmas who barely have a penny to their name….much less a month’s worth of food and water stored. Two of them actually won some money recently. When I suggested they use part of it to stock up, they laughed. It makes me very sad to think about what is going to happen to them. One family member told me, they were going to spend every dime enjoying life, and when things get bad for them, they are going to come to my place. I did not laugh.

    I don’t have anybody in my family in Ricci’s situation. If there was, I wonder how many of my family would help….or could help.

    Very few people are saving for a rainy day anymore. Even fewer are storing away even the minimal necessities in case of an emergency. So many people think somebody will save them, or the government will help them. They don’t understand that very soon, they are going to have to take care of themselves.

    This isn’t going to be like the Great Depression. It is worse. We are experiencing worldwide societal collapse….completely orchestrated by the few who benefit the most. Their billions and trillions aren’t enough. They want absolute control….right down to who lives and who dies.

    And for everyone out there who thinks the elections are going to change anything. Wake up. What is happening cannot be stopped. Politicians cannot stop the collapse. They enabled it. In fact, their newest legislation is only meant to “enforce” it.

    This is the New World Order.

    • Michael

      You are right – most people are totally oblivious to what is coming.

      Michael

  • Joe

    All,

    Get ready for 2012!! Something BIG is getting ready to happen (it won’t be good either) so prepare as best that you can.

    The writings all over the walls if you care to stop and read it.

  • Antonio Gonzalez

    It”s bad luck, but they are happy when someone can make
    millions in one day.

  • Crystal

    I, too, was homeless for about a year because of ill health. It is true that many homeless are drug users, alcoholics, and/or criminals. But it is also true that many are NOT. Many are homeless because of various illnesses or the inability to get a decent job that can keep them off the street. Unfortunately, no matter why you are homeless, you are looked down upon. All are lumped together and seen as irresponsible. THAT was hard to deal with.

  • Leviticus19:9-10

    Mrs. Ricci’s story might be true. “ironmaan” stated, “I dont believe the Ricci story is real. This person is supposedly living in a car and shes posting on this site. COME ON. Is she not smart enough to go to a shelter?”

    Man, do some research into homeless shelters. Many don’t let someone stay long term and they only let someone in at certain hours. Shelters are notorious for crime. Also, there are many folks living in their cars as of right now. I once knew a family who lived in a car. So, it does happen. You pose the question, “Is she not smart enough to go to a shelter?” I think it’s a case that she’s smart enough to stay away from a shelter.

    Also, just because she is posting on this site doesn’t mean she’s not living in a car. There are places that offer free charging stations for electronic devices and there are places that offer free wi-fi, if she has a laptop, that is. And we can’t forget the public libraries. She could be going there and using their computers and internet access.

    “I don’t believe she ever worked as a social worker because she would KNOW that 90% of the homeless are drunks, and drug addicts many of which have mental problems.”

    Can you verify that percentage? And even if true, that is 90%. Mrs. Ricci could fall into that 10% you didn’t mention. You, not knowing her, conveniently just lumped her into your “90%.” What if I said I didn’t believe you because 90% of people who go by the name “ironmaan” are idiots because they post stupid, presumptuous statements that assume things about folks based off ignorance of a person’s situation? That would make me an “ironmaan,” too. But I’ll leave the assumptions to you. I don’t know whether your an idiot or not and won’t say. But I will say this…don’t assume things about folks you don’t know personally. It’s not nice to accuse someone of being a drug addict or having mental problems just because they live in a car.

    “Start using that computer to find a job. Just because you cant find one at the level of your old salary doesn’t mean there aren’t any jobs.”

    There are many folks who can’t find work. They look and look and look. I’m unemployed at the moment. I’m not an idiot. I’m not a drug addict. I’m not a drunk. I’ve scrubbed toilets before, so I’m not “above that.” And just because places aren’t hiring where I live doesn’t mean I’ve given up on life. I can still be productive. And just because someone posts on this site, that doesn’t mean they aren’t looking for work. What? Do you expect someone to spend every waking moment of the day looking for a job? This life is hard enough to simply survive, especially since things have gotten so bad for folks. They don’t need people like you to assume the worst about them, berate them, and just make it that much more miserable.

    Is Mrs. Ricci might be just as ironmaan said. Or it might be just like she said. I don’t know her personally. But I’m not the kind of jerk to just stand by while someone verbally beats up someone they don’t even know. “The real measure of a country is how the people treat their weakest.” If that is the case, the more “ironmaan” folks we have out there shows this country to be of low quality. As for me, I won’t be an “ironmaan.” I will be a real man. Like Joshua of old so boldly stated, “Now therefore fear the LORD and serve him in sincerity and in faithfulness. Put away the gods that your fathers served beyond the River and in Egypt, and serve the LORD. And if it is evil in your eyes to serve the LORD, choose this day whom you will serve, whether the gods your fathers served in the region beyond the River, or the gods of the Amorites in whose land you dwell. But as for me and my house, we will serve the LORD.” (Joshua 24:14-15)

    • gary2

      ironmaan is typical of the low information right wing nuts. I think that you did a wonderful job explaining the folly of his/her type of low information thinking. People on the right see things as black or white and they do not get that there are many shades of gray in life.

  • r.bitting

    Trust in the Lord with all your heart and lean not on your own understanding. In all your ways aknowledge him and he will direct your path.

  • xander cross

    Why are you all upset about Nancy Pelosi spending $10,000 a night in a suite when people shop at wal-mart and target and spend over $700.00 on things like wraping paper, toys on clearence, overpriced boots and hats. Yes, I am upset about those people that stormed the store to get those MJ shoes, but somehow, they can’t pay their light bill. The probliem is that most of society is obessed with anything that is trendy, like twitter and facebook. I sorry, but when I personally see people buying two full shopping carts of wraping paper that is on clearence and overpriced clothes, shoes and hats, from wal-mart, target, sears, macy’s, something is amiss.

    • knightowl77

      The point about Queen Nancy who lectures us all on how we are not paying “our fair share” could’ve donated that money to the poor or paid more in taxes…But no, she takes $10,000.00 day vacations while saying the Tea Party is “heartless”….But where are the Gary’s of the world who scream “Tax the Rich” when the former speaker of the house is spending $10k a day for a sunny vacation on the beach….???? Its her money and she can do what she wants with it, but maybe she and her supporters should lecture us a little less and donate a little more????
      I can’t afford $200 a day, let alone $10,000.00, so I am just a little tired of those hypocrits who think my taxes are too low.

    • gary2

      As a liberal I am ashamed of Pelosi and her ilk who say do as I say not as I do.

  • a lot more trouble coming

    Not to suggest the subject of Michael’s article isn’t serious. it is.
    But before offering your modest concern for our fellow Americans, you better start thinking about your own situations first.
    Where you live will matter most!
    High gas prices will clean up our skies and clear our vistas. $6 gas soon to be common in the coming decade will spark an infrastructure revolution and the era of widespread tolling.
    Our cities will regroup, renew, grow denser.
    Travel will become vastly more expensive. The airline industry will shrink dramatically, cars will become too expensive for many Americans. This will spark a return to denser living in small towns and cities.

    You little country bumpkins, better take heed, The sprawly exurbs will not fare well, nobody should be surprised to hear.

    American cities will undergo a dramatic transformation in coming decade As people leave the suburbs because they can’t afford 3,000 sq ft, four exterior walls, and two SUVs, and our cities will swell with newcomers.”

  • BenjiK

    I would like to put a $4 million vacation into perspective. A few years ago we purchased a 4 bedroom/2 bath home at a state-sponsored tax auction. Although it is in need of total rehab, it does have solid “bones”, a roof that doesn’t leak, a small garage and a nice-sized yard. The cost of the house? $800.00 These types of auctions are held in every state at least once a year with comparable deals to be had. So what would $4 million buy? That’s 5000 homes at $800.00 a piece. Assuming that a family of 4 would occupy each home, that’s 20,000 people with a roof over their head. Think about it, the Obama’s Christmas vacation budget would essentially provide a SMALL CITY with mortgage free homes…….

    • A.S.

      That’s one of millions of reasons why the Obama family, among other elite families, are pure evil. They tell us to cut back and have less children, while they live the high life at our expense! They should be the first ones to volunteer themselves in the 95% to be ************!

      • BenjiK

        Right on A.J., just recently Obama told us that during these hard economic times we should “cut back and not take that vacation….” That my friend is the epitome of hypocrisy. Our elected officials, as well as ourselves, would be much better served if they dropped the “do as I say, not as I do” mantra and led by example.

  • Rancher

    My last posting never got up. I mentioned we always get these half baked one sided stories from hard luck folks in our local Rag paper. The Press always fails to ask tough questions to getthe whole truth and mostly let’s the subject spin things their way.

    I do not understand why Ricci gets kicked off the Dad’s private property as the local police have no authority there unless her Dad request them to remove her. If he did he must have a reason? Go figure… Wonder what the reason are?

    Also there are thousands of free places to park a car to sleep in. Been there done that so no tears for her. I was a homeless hitch her for almost two years long ago so again no tears there. It can be done and a warmer climate is wiser.

    Things are going to worsen and the sick and tired must rise up and help us to purge DC from ALL politicians. Elect term limit minded folks and only term limit folks. 1 to 2 terms and back to a real job for good.

    Also our taxes are “taken” from us at gun point so to speak and they are wasted on others, politicians and other nations. No more, use our money to feed the truly needy and only those few. I refuse to get taxed to death then be told it is still my responsibility to feed and cloth and support US citizens out of pocket as the tax payer relief flies over head to other nations and wars. Not happening.

    Forcing it to stay here will happen sooner if we all stop underwriting the masses here in need. Let them riot some and force those planes and ships to unload here and feed us.

  • Barn Cat

    Actually, real unemployment is much higher. U-6 unemployment counts those who are underemployed.
    The U-6 unemployment rate is 15.6%
    http://www.bls.gov/news.release/empsit.t15.htm
    John Williams at Shadowstats.com gives an alternative unemployment rate of about 23%.
    http://www.shadowstats.com/

  • lilly

    @ironmaan,
    yes, people with, or without degrees have trouble getting into shelters… in the winter or any time of year. and they know how to post comments from a library computer or from a laptop in a coffee shop.
    it’s pretty hard to express how ignorant and ridiculing your post comes across. it truly saps morale and hope in the good that God left us with for each other in this life. if Ricci is not for “real”, ask to volunteer anywhere there are poor or mentally ill people. this type of story is very common. tragically common.

  • gary2

    Tax the rich and spread the wealth. I mean all the rich-pelosi et al!

  • blueskies

    There are a lot of “Ricci’s” out there, I guess. People who destroy their social bonds and then find themselves left out in the cold. Maybe Michael just wants to impress the importance of reaching out to others and having good support systems.

  • nameless

    There a zoning laws all over against sleeping in a car even on private property and these are easy targets for cops the same with having a garden,collecting rain water,putting up solar panels,having a garage sale or lemonade stand,or just about anything you could do 20yrs ago.

    http://www.wavenewspapers.com/news/local/east-edition/82271177.html

    I just went to google and this was the 1st hit so its nation wide.

    On the other side this woman should be an expert at milking the system with 10yrs experience and she does have an income there are homeless with nothing no ssi or ssdi.I still feel for her God bless this woman its hard now days no matter what.

  • mondobeyondo

    No. Things are NOT peachy keen out there.

    Sears and Kmart are planning to close 120 stores next year. My local Kmart couldn’t even make it to Christmas. They closed on December 18th. The signs have already been removed, and the aisles are vacant. Maybe a Super Duper Wal Mart will replace it. Sad.

    We are witnessing an American tragedy. Sears was founded in 1886. They survived the Depression of the 1930′s. Two world wars. Booms and busts. But Wal-Mart may have been the final nail in the coffin. That “giant sucking sound” that Ross Perot spoke about 20 years ago? It’s sucking the life out of two big legendary American retailers.

  • DB200

    Michael,

    Good article. The good thing about 2011 is that it will be a better year than 2012. But it is not only in America that people are in trouble. Here’s a news report from Italy (yep, the country that needs 150 Billion Euros in Q1 2012):

    http://www.lastampa.it/_web/cmstp/tmplrubriche/giornalisti/hrubrica.asp?ID_blog=154

  • http://www.TotalCollapse.com TotalCollapse.com

    Great article…

    Yes,…Most Americans will not make it to 2013…

    TotalCollapse.com

  • http://EconomicCollapse Already Gone

    We should look for ways to help people in our communities. yes but to a point the other nite on tv they showed people storming a dept store
    ripping the doors off and literally running over people to get a pair of michael jordan shoes. what is so important about a pair of shoes? the greed the me me me attitude just to be part of the crowd to have somebody say “look
    at those shoes” yes a person could pray for them
    but these individuals seem to place the value of
    material items in front of life.So my point is this i will not put my family and friends at risk to help people of this insane nature nor will i help the pelosi’s and the obamas of my
    community because if this show of mentality is at the top of there agenda what will it be like when shtf?

  • Leffn Atchoo

    This is GREAT!!!

    Half price on EVERYTHING! TO bad for all you people who LIVE BEYOND YOU MEANS!!!

    Hay! But I bet you look real nice in that BIG HOUSE and NEW CAR! Remember CASH IS KING!

  • http://economic a.p.

    Sears is going bankrupt and taking K-mart with it. When will people wake up and realize tha the whole world is really broke? Governments,
    individuals, and corporations are all living off of debt. If no more new debt is issued starting today, and everybody has to pay what they owe, there would be a complete collapse.
    Thanks Bernanke and Obama! Inflation is a thief
    in the night and has stolen the American dream
    while everybody slept after “Dancing With the
    Stars” ended. The post about the 12 unsustainable systems is the most brilliant piece of writing in the last 20 years and what I have been trying to tell the clueless American
    people for decades. Game over. Think about every action before you undertake it and ask yourself just one question–is this sustainable?
    Denial is more than a river in Africa.
    Everyone stop mindless breeding and get the population back to a sustainable level- 1 to 2
    billion at most.

  • Gary2

    Michael-do you also operate this site?

    http://lifeafterdeathheavenandhell.com/

    • Michael

      Yes, my wife and I operate that site, although we don’t get to post on it nearly as often as we would like.

      Michael

  • Eric V. Encina

    THINK ABOUT GOD IN TIMES OF THE HARSH REALITIES OF LIFE. THINK ABOUT JUSTICE AND CHARITY IN TIMES OF CRISIS:

    The Revival or the Death of Hope?

    By Eric V. Encina

    We know already the real problems, the root-causes of the problems of peoples, of nations and of the world.

    Diagnosis is now completely done. Everything is already diagnosed. What we need now is medicine for cure. Further diagnosis of diseases of the world, of talks of the problems are futile.

    We are already completely overwhelmed and shackled, and extremely bombarded, by the millstone of news of nasty-muddy things and of all evils in this world, of endless documents, evidences and burden of proof both printed and online that shackle and add up miseries and get us debilitated.

    People focus on problems than solutions.

    No more heavy reading. No more hard talks. More information and knowledge do not solve problems but only complicate things. The more we dig up evils, the more evils inflict upon us.

    We have to choose right now!

    The revival of hope?

    Or the death of hope?

    Is there a way of the revival of hope for all people?

    Or is hope dying? Is total despair coming?

    To have hope, let us get out from pride, hypocrisy, egoism, bureaucracy and arrogance.

    To have hope for all, let us get out from the darkness of sins, of wickedness, of crimes, of lies, of deceptions, of injustice, of greed, of selfishness, of avarice.

    To have hope, let us get out from the darkness of politics, of economics and of finance.

    To have hope, let us cancel all debts, and cease usury and interest in the world.

    To have hope, let us make the world resources available for all people without discrimination.

    To have hope, let there be restoration of things we have stolen from peoples and nations.

    To have hope, let there be peace in the hearts of all men.

    To have hope, all must people must have unity in diversity.

    To have hope, all people must have charity and solidarity to each other as brothers and sisters.

    To have hope, all people must forgive and love one another as God loves us.

    To have hope, all people must repent and be good.

    The greatest self-interest is the interest for all.

    To have hope, let there be debt-free money for all people.

    To have hope, let there be provision by right, equality and justice of financial security guaranteed to every man, woman and child in the form of “dividend” to everyone.

    To have hope, all people must acknowledge our Creator, our God, our Maker, The Author of Life and Owner of All Wealth in the Universe.

    We are all nothing before God. All these things come from God except our sins.

    To have hope, all must love God above all and love our neighbors in sincerity and in truth.

    To have hope, we must inscribe God’s laws in our hearts, in our minds, in our conscience and our acts and in our words.

    Anyone who does agree is the agent of hope.

    Anyone who does not (seem) (to) agree is the agent of darkness and despair and enemies of God.

    If all these pathways to hope are not heeded for revival by all people, hope is surely dying indeed. And we shall be ruled forever by despair.

    ERIC V. ENCINA

  • Eric V. Encina

    WHY MUST WE DO JUSTICE AND CHARITY FOR LIFE AND SOULS IN THE LAST DAYS?

    (Biblical/Theological/ and Non-Biblical/Philosophical/ Educational Compilations For All Christians Even For All Religions, Churches, Sectarian Groups, God’s Believers, Non-Believers & For All People of Good Will.

    Compiled and Explained by Eric V. Encina

    CHARITY IS OUR LOVE FOR GOD ABOVE ALL THINGS FOR HIS OWN SAKE, AND OUR NEIGHBOR AS OURSELVES FOR THE LOVE OF GOD. JESUS TOLD HIS APOSTLES, JN13:34 “LOVE ONE ANOTHER; EVEN AS I HAVE LOVED YOU, THAT YOU ALSO LOVE ONE ANOTHER. BY THIS ALL MEN WILL KNOW THAT YOU ARE MY DISCIPLES, IF YOU HAVE LOVE FOR ONE ANOTHER.” ST. PAUL TOLD US, 1 COR 13:13 “FAITH, HOPE, LOVE ABIDE, THESE THREE; BUT THE GREATEST OF THESE IS LOVE.” CHARITY IS A GIFT TO US FROM GOD, WRAPPED IN SANCTIFYING GRACE CHARITY, LIKE HOPE, RESIDES IN THE WILL.

    Charity is one of the three theological virtues. The others are faith and and hope.
    Charity is also one of the twelve fruits of the Holy Spirit.

    “There will be terrifying times in the last days. People will be self-centred and lovers of money, proud, haughty, abusive…, irreligious, callous, implacable, slanderous, licentious, brutal, hating what is good…as they make pretense of religion but deny its power.” – (2 Tim. 3:1-5)This is presently and horrendously happening nowadays.

    In Latin it says: “Radix omnium malorum cupiditas est.” (“The love of money is the root of all evils.”) – 1 Timothy 6:10

    “Do not store up for yourselves treasures on earth…But store up for yourselves treasures in heaven…For where your treasure is, there your heart will be also.” – Matthew 6:19-21

    “To give away money is an easy matter and in any man’s power. But to decide virtuously who to give it to, the amount to give, when, how, and for what purpose is neither in every man’s power, nor an easy matter.” – Aristotle

    1. “You shall not harden your heart nor close your hand to him in his need.”
    - Dt. 15:7

    2. “I command you to open your hand to your poor and needy kinsmen in your
    country.” – Dt. 15:11

    3. “No one shall appear before the Lord empty-handed, but each of you with as
    much as he can give in proportion to the blessings which the Lord, your
    God, has bestowed on you.” – Dt. 16:17

    4. “Happy is he who has regard for the lowly and the poor, in the day of
    misfortune the Lord will deliver him.” – Psalm 40:2

    5. “The sacrifice of the wicked is an abomination to the Lord, but the prayer
    of the upright is his delight.” – Proverbs 15:8

    6. “He who shuts his ear to the cry of the poor will himself cry and not be
    heard.” – Proverbs 21:13

    7. “He who gives to the poor suffers no want, but he who ignores them gets
    many a curse.” – Proverbs 28:27

    8. “The kindly man will be blessed, for he gives of his sustenance to the
    poor.” – Proverbs 22:9

    9. “Let all that you do be done in charity.” – 1 Cor. 16:14
    10. “First be reconciled to thy brother, and then come and offer thy gift.” -
    Mt. 5:24

    11. “Freely you have received, freely give.” – Mt. 10:8

    12. “Take heed not to do your good before men, in order to be seen by them;
    otherwise you shall have no reward with your Father in Heaven.” – Mt. 6:1

    13. “When thou gives alms, do not sound a trumphet before thee… when thou
    gives alms, do not let thy left hand know what thy right hand is doing, so that
    thy alms may be given in secret; and thy Father Who sees in secret, will reward
    thee.” – Mt. 6:2-3

    14. “If thou will be perfect, go, sell, what thou has, and give to the poor,
    and thou shalt have treasure in Heaven: and come, follow Me. ” – Mt. 19:21; Mk.
    10:11; Lk. 18:22

    15. “As long as you did it for one of these, the least of my brethren, you
    did it for me.” – Mt. 25:40; Mt. 25:45

    16. “Sell what you have and give alms.” – Lk.12:33
    17. “When thou gives a feast, invite the poor, crippled, the lame, the blind;
    and blessed shall you be, because they have nothing to repay thee with.” – Lk.
    14:13-14

    18. “And if I distribute all my goods to feed the poor, and if I deliver my
    body to be burned, yet do not have charity, it profits me nothing.” – 1 Cor.
    13:3

    19. “The rich will care for the poor, and the poor will pray for the rich.” -
    St. Clement

    20. “Our life and our death is with our neighbor. If we gain our brother, we have gained God.” – St. Anthony the Great
    21. “For charity shall cover the multitude of sins.” – 1 Pet. 14:8

    22. TRUE CHARITY DOES NOT CARE WHETHER IT IS TAX DEDUCTIBLE OR NOT!

    23. “We make a living by what we get, but we make LIFE by what we give.” -Norman McEwan

    24. “The more love we give, the more love we have left.” – Sir John Templeton

    25. “Money is like muck, not good except it be spread.” – Francis Bacon

    26. “Charity is the scope of all God’s commands.” – St. John Chrysostom

    27. “She is generous to the poor and the needy.” – Proverbs 31:20

    28. LIFE IS SACRED, IT DESERVES OUR RESPECT AND PROTECTION. WE SHOULD LOVE
    AND TREAT IT WELL ACCORDING TO THE PLAN OF GOD!

    29. “Children are a gift from God; they are His reward.” Psalm 127:3

    30. “Many children are unplanned by their parents, but they are not unplanned
    by God.” – Rich Warren

    31. “GOD IS THE ONE WHO MADE ALL THINGS, AND ALL THINGS ARE FOR HIS GLORY. HE
    WANTED TO HAVE MANY CHILDREN SHARE HIS GLORY.” – Hebrews 2:10a (NCV)

    32. “A GROWING POPULATION IS A KING’S GLORY; A DWINDLING NATION IS HIS DOOM.”
    - Proverbs 14:28

    33. “Cast thy bread upon the running waters: for after a long time thou shalt
    find it again.” – Ecclus. 11:1

    34. “He that followed justice and mercy, shall find life, justice and glory.”
    - Prov. 21:21

    35. LORD OF HEAVEN AND EARTH, TEACH US TO DEFEND AND PROTECT HUMAN LIFE IN ALL ITS STAGES, IN ALL ITS DIVERSITIES AND RACES!

    36. “YOU SHALL NOT ABORT THE UNBORN CHILDREN IN ORDER TO AVOID THE DUTIES OF
    PARENTHOOD NOR MURDER INFANTS BUT REJOICE IN EVERY CHILD AS A GIFT FROM GOD.”
    - St. Barnabas

    37. “Let us love our neighbor as ourselves: let us rejoice at the good of others as though it were our own; let us SYMPATHIZE with the misfortune of others, and never offend anyone.” – St. Francis of Assisi

    38. “One is love of God Almighty, and the only other string is unselfish love of others, which from the love of His must spring.” – Poem of Sis. M. Paraclita

    39. “Charity and cheerfullness, or charity and humility, should be our motto.” – St. Philip Neri

    40. “He that loved the poor during his life, will behold the moment of death approach without fear.” – St. Vincent de Paul

    41. “Fraternal charity is the seal of our predestination, as it shows that we are the true disciples of Jesus Christ.” – St. Vincent de Paul

    42. “Personal service is the best and most pleasing gift we can offer to Our Lord in His poor. It is better than gold and silver. To give time, care, and sympathy in the miserable homes of the poor, is the best oblation we can make to Him, Who gave Himself to us.” – Cardinal Manning

    44. “Charity is patient, is kind; charity does not envy, is not pretentious, is not puffed up, is not ambitious, is not self-seeking is not provoked: thinks no evil, does not rejoice over wickedness, but rejoices with the truth; bears with all things, believes all things, hopes all things, endures all things.” 1
    Cor. 13:4-7

    45. “We should be mindful of the poor.” – Gal.2:10

    46. “God commends His charity towards us, because when as yet were sinners,
    Christ died for us.” – Rm. 5:8

    47. “So there abide faith, hope and charity, these three: but the greatest of
    these is charity.” – 1 Cor. 13:13

    48. “Blessed are the merciful, for they shall obtain mercy.” – Mt. 5:7

    49. “Judgment is without mercy to him who has not shown mercy; but mercy
    triumphs over judgment.” – Jas. 2:13

    50. “God loves a cheerful giver.” – 2 Cor. 9:7

    51. “If you evil as you are, know how to give good gifts to your children,
    how much more will your Father in Heaven give good things to those who
    ask Him.” – Mt. 7;11; Lk. 11:13

    52. “If you lend to those from whom you hope to receive in return, what merit
    have you? For even sinners lend to sinners that they may get back as
    much in return.” – Lk. 6:34

    53. “It is more blessed to give than to receive.” – Acts. 20:35
    54. “He who sows sparingly will also reap sparingly; and he who sows
    bountifully will also reap bountifully.” – 2 Cor. 9:6

    55. “While we have time, let us do good to all men, but especially to those
    who are of the household of faith.” – Gal. 6:10

    56. “Do not lay up for yourselves treasures on earth…but lay up for
    youselves treasures in Heaven.” – Mt. 6:19-20

    57. “Change the rich of this world not to be proud, or to trust in the
    uncertainty of riches, but in God, who provides all things in abundance
    for our enjoyment. Let them do good and be rich in good works, giving readilly,
    sharing with others, and thus providing for themselves a good foundation
    against the home to come, in order they may land hold on the true life.”

    - Tim. 6:17-19
    58. “Do not refuse a kindness to anyone who begs it, if it is in your power
    to perform it.” – Proverbs 3:27

    59. “Where goods abound, parasites abound.” – Ecclesiastes 5:10

    60. “If you love money, you will never be satisfied; if you long to be rich,
    you will never get all you want. It is useless. The richer you are, the
    more mouths you have to feed.” – Ecclesiastes 5:10-11
    61. “Making your neighbor a loan is an act of mercy, to lend him a helping
    hand is to keep the commandments.” – Ecclesiastes 29:1

    62. “An effort made for the happiness of others lifts us above ourselves.” -
    L. M. Child

    63. “The apostolate of charity is the apostolate to save life and soul.” – E.
    V. Encina

    64. Nothing so touches the heart as the tragic suffering of the innocents and
    the unborn childfren – the victims of abortion, terrorism, violence, injustice,
    hunger and poverty.

    65. “The desire of power in excess caused angels to fall; the desire of
    knowledge in excess caused man to fall; but in charity there is no excess,
    neither can man nor angels come into danger by it.” – Francis Bacon

    66. “She did ill then to refuse her a charity.” – L’ Estrange
    67. “The highest excercise of charity is toward the uncharitable.” -
    Buckminster

    68. “With malice towards none, with charity for all.” – Lincoln
    69. “It should not discourage us if our kindness (charity) is unacknowledged;
    it has its influence still.” – Anonymous

    70. “Without charity, the outward work profiteth nothing; but whatever is
    done out of charity, be it ever so little and contemptible, all becomes
    fruitful.” – 1 Cor. 13:3

    71. “In every gift show a cheerful countenance, and sanctify thy tithes with
    joy.” – Ecclus. 35:11

    72. “Charity is stronger than death and more powerful than hell.” – Rev. Fr.
    Charles Kovari, S.J.

    73. “Love (charity) is the only sane and satisfactory answer to the problem
    of human existence.” – Eric Fromn

    74. “Love (charity) asks for steadfastness, strength, decision, and capacity
    to serve selflessly. Love demands us to give generously. Would you
    withold that love to these unborn little ones?” – St. Therese of the Child Jesus
    Missionary Nuns

    75. “I am loath to think the man is living. That feels not better for
    forgiving. Teach me to feel another’s woe, To hide the fault I see, That MERCY I
    to others show, that MERCY show to me.” – Pope

    76. “Everytime you are charitable, God will grant you the abundance of
    grace.” – Our Lord Jesus Christ to Maria Valtorta

    77. “What one keeps, death takes it away; what one gives Heaven renders one
    day.” – Catholic Poet

    78. “STRETCH OUT YOUR HANDS TO THE POOR ACCORDING TO YOUR STRENGTH.” -
    Prophet Enoch to all his children as inspired by God.

    79. “Give to the poor and receive the Kingdom of Heaven .” – St. Methodius

    80. “Unity in essetial things, freedom in controversial things, and in all
    things, CHARITY.” – St. Nerses

    81. “Charity is an act of redemption.” – E. V. Encina

    82. “Charity is the scope of all God’s commands.” – St. John Chrysostom

    83. “Acts of kindness and charity are as lasting as eternity.” – Sirach 40:17

    84. “Brothers and sisters are good to have in times of trouble, but it will
    be an even greater if you have a PRACTICE OF GIVING TO THE POOR.” – Sirach 40:24

    85. “Food means life itself to poor people, and taking it away from them is
    murder.” – Sirach 34:21

    86. “WHEN THINGS ARE GOING WELL, IT IS HARD TO TELL WHO YOUR REAL FRIENDS
    ARE, BUT IN HARD TIMES YOU CAN RECOGNIZE YOUR ENEMIES; EVEN YOUR FRIENDS WILL
    LEAVE YOU THEN. BUT WHEN YOU ARE SUCCESSFUL, YOUR ENEMIES WILL ACT LIKE
    FRIENDS.” – Sirach 12:8-9

    87. “Everything comes from the Lord: success and failure, poverty and wealth,
    life and death, wisdom, understanding, knowledge of the Law, love and
    doing of good deeds–all these come from the Lord.” – Sirach 11:14

    88. “GIVE GENEROUSLY TO ANYONE WHO FAITHFULLY OBEYS GOD. IF YOU ARE STINGY IN
    GIVING TO THE POOR, GOD WILL BE STINGY IN GIVING TO YOU. GIVE ACCORDING TO
    WHAT YOU HAVE. THE MORE YOU HAVE, THE MORE YOU SHOULD GIVE. EVEN IF YOU
    HAVE LITTLE, BE SURE TO GIVE SOMETHING. THIS IS AS GOOD AS MONEY SAVED. YOU
    WILL HAVE YOUR REWARD IN A TIME OF TROUBLE. TAKING CARE OF THE POOR IS THE KIND
    OF OFFERING THAT PLEASE GOD IN HEAVEN. DO THIS, AND YOU WILL BE KEPT SAFE FROM
    THE DARK WORLD OF THE DEAD.” – Tobit 4:7-11.

    89. “FEED THE MAN DYING OF HUNGER, BECAUSE IF YOU ARE NOT FEEDING HIM, YOU
    ARE ALSO KILLING HIM.” – Vatican II Fathers

    90. “Be generous, and you will be prosperous. Help others, and you will be
    helped.” – Proverbs 11:25

    91. “If you want to be happy, be kind to the poor, it is a sin to despise
    anyone.” – Proverbs 11:25

    92. “If you make fun of poor people, you insult the God who made them. You
    will be punished if you take pleasure in someone’s misfortune.” – Proverbs 17:5

    93. “Be generous and share your good with the poor. You will be blessed for
    it.” – Proverbs 22:9

    94. “Give to the poor and you will never be in need. If you close your eyes
    to the poor, many many people will curse you.
    95. “A good person knows the rights of the poor, but wicked people cannot
    understand such things.” – Proverbs 29:7

    96. “Speak up for people who cannot speak for themselves, protect the rights
    of all who are helpless. Speak for them and be righteous judge. Protect
    the rights of the poor and the needy.” – Proverbs 31:

    97. “”Life itself is nothing until we share it, or give it up for others.” – Amergo Raz

    98. “”Your duty to aid humanity in developing is a vast thing —doubtless, but–nearer and everyday before you is your duty to serve your Neighbor”.- H.G. Wells
    99. “To give away money is an easy matter and in any man’s power. But to decide virtuously who to give it to, the amount to give, when, how, and for what purpose is neither in every man’s power, nor an easy matter.” – Aristotle

    100. “IF I COULD CHANGE THE WORLD, THE FIRST THING I WOULD DO IS TO MAKE SURE THAT EVERYBODY HAD ENOUGH INCOME TO MEET THEIR BASIC NEEDS.” – Paul Bathurs

    Christian Charity:

    What Does the Bible Say About Charity?, The Way of Charity | Learn The Bible
    1 Timothy 1:5 “Now the end of the commandment is charity out of a pure heart, and of a good conscience, and of faith unfeigned”.

    Jewish Charity? It is difficult for the Jewish to do charity with Christians. Jewish loans money with no interest to fellow Jews but not with Christians.

    Category:Jewish charities – Wikipedia, the free encyclopedia, Judaism 101: Tzedakah: Charity.
    “When in a settlement in the land that G-d your Lord is giving you, any of your brothers is poor, do not harden your heart of shut your hand against your needy brother. Open your hand generously…make every effort to give him, and do not feel bad about giving it, since G-d your Lord will then bless you in all your endeavors, no matter what you do. The poor will never cease to exist in the land, so I am commanding you to open your hand generously to your poor and destitute brother in your land.” Dvarim (Deuteronomy 15:7-11)

    Islamic Charity? (I have included this Islamic Charity because there are also many Filipino Muslims in the Philippines inter-acting with Filipino Catholics and Christians.
    What is Islamic Charity?, http://www.iazf.org/donat. htm, Islam and Charity: Islamic Charity or Muslim Charity?,www.ezsoftech.com/ stories/mis51.asp.

    Prophet Muhammad (S) said: “There is no person who does not have the obligation of doing charity every day that the sun rises.” Whereupon he was asked: “O Messenger of Allah (SWT), from where would we get something to give in charity (so often)?” Prophet Muhammad (S) replied: “Indeed the gates to goodness are many: glorifying Allah (SWT), praising Him, magnifying Him, saying ‘There is no god but Allah’, enjoining the good and forbidding the evil, removing (any source of harm from the road, listening to the aggrieved, guiding the blind, showing the seeker his need, striving as far as your two legs could carry you and with deep concern to give succour to him who asks, carrying with the strength of your arms (the burdens of) the weak. All these are acts of charity which are an obligation on you.” And Prophet Muhammad (S) added: “And your smiling in the face of your brother is charity, your removing of stones and thorns from people’s paths is charity, and your guiding a man gone astray in the world is charity for you.”

    Ecumenical Charity?

    Consider our Jesus Christ prayer to his Father: ‘may they all be one… that the world may believe that you sent me…’ (Jn 17.21) and St Paul’s plea: ‘spare no effort to make fast with bonds of peace the unity which the Spirit gives’ (Eph 4:3)

    Non-Sectarian Charity? What do you think?

    It is also important not only to fight against money and wealth addiction but also to promote life-saving charitable help the poor and the needy, to practice a non-sectarian method of charity. Let us not be choosy to help others in need when there is a chance and truth to help.

    We Are Aware That The Present Financial Rules Are Systematically Based Upon The Vast Sea Of Lies And Built On Sand, And Not Upon The Truth And Not Built On Rock.

    I am a believer that Small things or gifts will always count to help as life-saving, as long as they are done and given wholeheartedly, lovingly and generously, not grudgingly without prejudice. In the absence of justice particularly economic justice, CHARITY CAN DO if and when possible. However, certainly and ultimately for all humanity to be AT PEACE AND PROSPERITY IN SOLIDARITY AND UNITY for the common grounds, THERE MUST BE EQUAL FOOTINGS FOR BOTH JUSTICE AND CHARITY – intertwining for the better world.

    The very fact that peoples of good will, not just patriots are the ones that keep the world going and MAN alive upon this Earth and absolutely not those VORACIOUS BANKERS, FINANCIERS, SPECULATORS AND RACKETEERS, NOT THOSE PROSTITUTED ECONOMISTS AND CERTAINLY NOT THOSE MONEY-POISONED AND CORRUPT POLITICIANS.

    The global economy produces more or less US$30 TRILLION value of wealth production annually but only goes to the powerful and super-rich multinational corporations, global mega-bankers, commercial/financial institutions, millionaire-billionaire- tycoons that and who control money, wealth and population. Individual, organizations, institutions, systems, ideologies, beliefs, practices and policies are, alas, hostile to faith, morality, life ,family and the poor in the third world.

    Hundreds of billions of tonnes of FOOD, and other goods go to waste every year in the whole world while more than 900 million people are suffering hunger, diseases and tremendously life-health devastating-killing material and monetary poverty and economic hemorrhage. Millions, billions to trillions of money are scandalously misused and wasted in the world for spiritually, morally, physically, economically, socially and environmentally damaging programmes andprojects when undeniably millions of people are in the most shameful, devastating, dreadful, miserable and most degrading poverty.

    Reportedly, there are around 7.5 million Millionaires to Billionaires globally with the collective assets of US$25 Trillion, and is expectedly reaching to US$44.9 to $50 Trillion in 2011, and much more in the coming years at the expense of the sufferings of billions of poor people in this planet.

    BECAUSE OF GREED, $50 Trillion have been wiped off as a result of the global financial crisis in 2009-2011.

    In the world today, we have around more than US$600 Trillion dollars circulating everyday, but these hugest monies are not going through to peoples in terms of financial-economic democracy but controlled by the powerful few, magnates, tycoons, global banking and multinational conglomerates and governments engaged in programs that against life, environment and ultimate against God. $600 Trillion dollars are under the spells of greed, avarice, injustice and curse of God.

    According to global aid statistics that between 1950 to 2009, MORE THAN US$3 Trillion flowed from the rich world nations to the poor world nations in the form of BILATERAL AID-STRING-BASED-ATTACHED or Development Assistance in the form of INTEREST-BEARING LOANS but this aid did not FEED DOWN TO THE POOR AND THE NEEDY AND THE INTENDED RECIPIENTS SUCH AS THE VICTIMS OF HUNGER AND NATURAL CALAMITIES but went to corruptions that in the span of 60 years, the total costs of corruptions all over the world are about US$2.8 Trillion, but in contemporaneous with this corruption imperialism within this period covered, the RICH NATIONS through the tutelage and supervision and structural reform policies and conditions of the IMF-WB, and other foreign and international bankers through their ECONOMIC HIT MEN and sub-agents and their vultures, leeched off and siphoned off via legal and illegal transfers of money and channels around US$5 Trillion with annual interest payments of US$400 Billion annually collected from the third world nations.

    Reportedly, the annual foreign aid totals of US$50 Billion to the third world nations (that do not feed down to the poor and the needy in the third world nations) but the dirty money that flow or streams illegally the other way, from poor countries to rich countries has been reportedly US$500 Billion up to US$1 Trillion per year that go to lodge to the transnational banks or transition economies of the Western countries

    US banks hold $800 trillion in assets.

    US$66 Trillion to US$600 Trillion dollars must be distributed to every citizen of the earth at least $1 Million each annually to have a guaranteed financial economic security. PEOPLE’S MONEY IS FOR ALL PEOPLE, NOT ONLY FOR THE BANKERS AND POLITICIANS.

    Why not distribute US$16 Trillion to every man, woman and child in this planet in the value of $10,000 up to $50,000 each?
    In the Philippines:
    US$840 Billion or P47 Trillion Estimated Value of Philippines’ mineral resources are Filipino People’s Wealth, not of the multinationals, the powerful few and the tycoons.

    For almost 25 years, it has been reported that the total monetary corruptions in the Philippines are around US$74 Billion or more or less P30 Billion Pesos annually or even more. In the science of corruptions, there are so many forms of corruptions. Corruption feeds addiction.
    P7.177 TRILLION TOTAL ASSETS OF THE PHILIPPINE BANKS. Trillions for the bankers and debts for the Filipino people.
    The data released by the Central Bank of the Philippines or Bangko Sentral Ng Pilipinas as reported to Philippine Star Newspaper dated October 2, 2011, THE TOTAL ASSETS OF THE banks operating in the Philippines, as of end-July 2011, amounted to P7.177 TRILLION or up 10.7%, higher than the P6.481 Trillion as of end-July 2010.

    The rising assets and profits of the commercial/private banks operating in the Philippines are not because of “savings deposits of the peoples” but of the privately-based creation of money out of nothing using people’s deposits and their bank deposits as plausible screen hiding the creation of money, and charging interest upon the general public and this is very correct to say, that is a legalized robbery since all the money should be PUBLIC MONEY, OR PEOPLE’S MONEY AS THE SYMBOL OF WEALTH OF THE NATION FOR ALL BY THE WILL OF GOD.

    The real owners of the money is the entire Filipino people, not the bankers.

    The private/commercial banks have 95% taken over the properties, housings, businesses and working peoples in the Philippines. The central bank of the Philippines is not a public central bank but a privately-owned central bank owned by the private bankers, controlled by the BIS and hijacked by the IMF and WB and just a depository bank of the Philippine Government. It is unthinkable that Philippine Government pays the central bank to print Philippine peso currency bills borrowed from private/commercial/foreign/international bankers and at the same time, deposit borrowed money, tax monies within the protocols existing between the Bureau of Treasury under the auspices of the Philippine Department of Finance.

    These cobweb of technical complications are not known to ordinary Filipinos but the adroit bankers, economists, knowledgeable politicians hide all their best to keep up the ugly operations of the banking system.

    The total interest payments being paid by hugely indebted nations to IMF and WB annually are more than US$500 Billion to$Trillions of dollars of debts that can never be paid even until Twenty Second Century.

    The total corruptions in the world are reportedly trillions of dollars every year. The same of the gargantuan waste of money and operating expenses of these war criminals.

    Hundreds of $billions to trillions of dollars for years of term programs are consciencelessly wasted against life by lucratively-oriented culture of death of abortion and population control programs, also cloning, test-tube baby, euthanasia and destruction of human life and family mandated by the global manipulators and the powerful elites.

    Hundreds of $billions to trillions of dollars are wasted by war criminals for profits in taking over nations, oils and resources and dispose human beings without mercy and destroying those who oppose global powers.
    The physical, natural, monetary wealths of the nation(s) and of the world are for all citizens without discriminations, and not for the bankers, not for the politicians and government leaders, not for tycoons and not for the greedy.

    Individual tycoon millionaires and billionaires, commercial / international banking / financial institutions and multinational corporations make and earn combined trillions of dollars profit annually in the whole world while millions of poor families, children, aged, farmers and workers are suffering injustice, ignominiously starving in the sea of miseries, and many nations most particularly in the Third world nations fall into the traps of enormous and gargantuan unpayable debts-at-interest payments of their astronomical and mountainous foreign debts at the cost of human life and the sufferings of millions of poor people in the quagmire of hardcore poverty.

    Due to lack and/or absence of justice and charity in the conscience of mankind, there are many people now who are engaged in wanton acts of economic/social/monetary injustice, sabotage,speculations, corruptions, racketeering, scams, violence, crimes and other chicaneries, enjoying the heavens of luxuries and great abundance in front of millions to billions of desperate poor people in the world.

    Many times, rich people (with few exceptions and with my apology) in the Philippines and in more affluent countries are so blinded to what poor people in the impoverished communities and third world nations of the debt-logged unjust economic system really have to go through in the eye of a needle of hardships and miseries just to get their basic necessities to survive. Without justice and charity in the heart and conscience of rich people, they usually turn a blind eye or a deaf ear to the groaning cry of the poor, of the poorest in the world.

    God has created the earthly goods for all men, without exception, no doubt. Hence, all men without exception, have the inherent basic inalienable rights in strict social and economic justice to have such share from the abundance of earthly goods as needed to live as human persons as children of God. God-made-wealth and men-transformed earthly goods could only serve life when these are distributed according to justice and charity.

    Eric V. Encina
    Philippines

  • Eric V. Encina

    Not only USA but also EU zones. We’re at man-made apocalypse, not God-made.

    There is a report from the British Foreign Office preparing for the need to evacuate British citizens in the near future when Portugal and Spain financially collapse. The Eurozone economies are being slowly and deliberatrly strangled by increased taxes that cause business to downsize or collapse with the consequence of jobs being lost and becoming more scarce. The Eurozone is on the verge of collapse. Soon there will be no jobs and no benefits — it will be a revolutionary situation. The number of jobs being lost each month is staggering even reportedly in Ireland. The economies of Europe are disintegrating and the just as the welfare benefits are being decreased or totally cancelled. The European economy is imploding. When the US or Israel attacks Iran the Straights of Hormuz will be closed, the price of oil will increase to beyond $250 per barrel and Europe will descend into total chaos. When there will be revolutions and civil wars in Europe you will know that the world war is about to begin. We must prepare ourselves for a wartime situation. One of the US joint chiefs said a few days ago that Iran will be attacked. It’s not going to be a happy New Year in 2012. Peoples in EU zones will need some avenue of escape when it becomes impossible to heat the houses. Between coal, electricity and trash collection that are already costing more than they can afford. They also do not have enough money for food and other essential expenses. When the price of oil goes up then it will become impossible to live in the USA and EU zones. Also reportedly, in the UK there are thousands dying because of lack of heat in their homes and it will only get worse in 2012 as prognosticated. The Poles are leaving Western Europe and going back home because jobs are being lost here on a massive scale.

    THE ONLY SOLUTION IS TO WRITE OFF ALL DEBTS AND CREATE MONEY DEBT FREE BY THE PUBLIC BANKING, AND NOT PRIVATE BANKING SYSTEM. MONEY REFORM IS BOTH GOOD TO ALL OF US INCLUDING THE POLITICIANS, ECONOMISTS, BANKERS, NOT FOR THE ENTIRE POPULATIONS.

    THERE’S NO ANY IOTA OF VALID REASON TO CONTROL MONEY.

    AMERICANS, EUROPEANS AND ALL PEOPLES ACROSS THE PLANET, PLEASE SUPPORT DEBT-FREE MONEY CREATION NOW!

    Thank you.

    Eric V. Encina
    Philippines

  • 007

    I wonder if Obama can keep all the balls in the air until the election. Can he print enough money to bail out all his friends before things absolutely fall apart?

    • gary2

      yes reminds me of the person at the circus who spins several paltes in different sticks and that he has to run between each spinning palte and give it another spin before it slows down too much and falls to the gtound.

  • Trevor Garrad

    To be truth full Christmas give me the sh### it has become a vast spend fest My wife who I love dearly just go out and spends money without thought her answer is IT IS CHRISTMAS Well where is the money coming from then when it has to be paid for there is more trouble PEOPLE CHRISTMAS IS NOTHING TO TO WITH PRESENTS and feasting both of which have more to do with pagan fertility festival than the birth of Christ

  • Canuck

    On Monday my friend was telling me how she’d been spoiled on christmas day. Electric acoustic guitar, jewlery, side by side rzr, new sled last year. She also told me she and her hubby had refied again, last one was just last march. In 1994 they bought a property for $49k, they now owe $250k amortized 25 years on that very same property. Is that being spoiled? Turned into a debt slave until you’re 75? I’ll pass.

  • United We Stand

    “…Unfortunately, our economic problems are only going to get worse. America is in the middle of a long-term decline that is rapidly accelerating. That means that there are going to be lots more people that are going to lose their jobs and their homes.
    So let us do what we can to focus on real world solutions and to focus on preparing for the hard times that are coming…”
    Yeah, “real world solutions” (it shouldn’t be that difficult)
    Well, knocking yourself out to get air jordans made in china isn’t it!
    Let’s start with poverty. For one thing, put the air jordan factory in an economically depressed area and pay the people a living wage so they don’t need “transfer” payments”!
    Gee, I might actually buy a pair of those outragously priced shoes if that were the case.
    Point is we’ve got to lift the lives up of our fellow men and women. And you’ve got to get to the root cause of the disease.
    Which is, incrementally, bit by bit, the rug’s been pulled out from under the working class people so that they’ve become the working poor developing into the dependant poor.
    And it’s disgusting.
    Watched a video recently and if it doesn’t move you, there’s something wrong with your head. Nevermind who the messenger is, the message is very potent.
    http://www.youtube.com/watch?feature=player_embedded&v=SicFn8rqPPE

  • Alasha

    Porter Stansberry, End of America guy, was on the Alex Jones show recently and he did not own the fact the catastrophic event he talked about in 2011 did not occur. Then he said he thought things may appear to improve for awhile – something about inflation. I am sooooo confused. The rule used to be Stocks down, Gold Up. Now, both will be down. Stocks up and Gold still down. Nothing makes any sense.

    Help us Lord!

    • Malcolm McIntyre

      Hi Alasha. Relationships between different asset classes can seem to be set in stone, but then change. As I understand it – and I am no genius, but have had the opportunity to pick up some of the thoughts of a few people who might be considered for that designation – this change in persistent relationships occurs at times of (great) stress.

      At the present time – and these are only my own thoughts, informed by a good analyst who does not stand accused of genius – gold (and silver) has been thrown into a spin by the MFC Global collapse. The theft of precious metals and cash from MFC Global and/or MFC-associated customer accounts has caused a loss of trust.

      Effectively, the paper market in precious metals (i.e. derivatives of all kinds, including the futures market) has been seriously wounded. Factor 1: People who had cash and unencumbered metal assets in their MFC-related accounts had them stolen, so they don’t have the funds to hedge/invest/speculate further. Factor 2: More importantly, even those hedgers/investors/speculators not directly affected by MFC Global’s criminality now see that their assets are similarly at risk from other operators.

      Bottom line: many people who have been in paper metals are reducing their risk by going to cash – or what’s seen as a cash equivalent, US Government debt. Treasuries are a whole other story … did you know that in the Great Depression, the vast majority of monetary losses were incurred in the bond market, not the sharemarket? Just another way that our rulers manipulate us, through a suppression of historical understanding both monetary/financial and political.

      Stansberry’s operation does some excellent analysis at times. It is also a commercial operation.

      Stay away from precious metals paper markets. Buying some silver coins (non-numistamic, i.e. just for its spending-money qualities) might be useful for punters like us. Pay in cash and wear a hat (cameras everywhere and everything is recorded in the surveillance state; buying physical silver or physical gold or survival food will mark you out as a potential terrorist – or patriot, which is considered to be the same thing by US authorities these days).

      I’ve run across this site “by accident” just now and saw your comment. I’m not a religious person, but over five years of intensive study of investment markets and related issues (which means everything, in what has become a finance-driven world) I’ve been compelled to the realisation that the alleged conflict between spirituality and science does not exist. It is a fabrication by “scientists” – they’re actually technologists – who have found their religion in rabid atheism.

      The only validity is not in science’s understanding at any particular point in time, but in the scientific method. Science’s understanding is always subject to revision, as further evidence becomes available. Stephen Hawking, say, is incapable of admitting that essential truth in relation to spirituality, although he must understand it somewhere in that brilliant but tortured mind.

      Prayer is something that interests me, if prayer is seen as a clear formulation of a wish or desire that is communicated “upwards” for non-personal advantage. I am not capable of this at the moment, because my mind is not clear. I hope to come to it.

      On December 15, I sent the following message to some friends and you might find something useful in it. It is minus the charts at Marty Chenard’s stocktiming.com because they won’t reproduce here. (The charts were publicly available, not paid subscription.)

      Best of luck
      Malcolm
      …………..
      subject line: a few risks at the moment
      message:
      If China is going, Australian and other markets will follow…

      Marty Chenard (see charts from November 15 and December 12 below) is a conservative-style investor/adviser whose objectives/motivations are outlined in a personal story at his site, as I’m pretty sure I mentioned in 2007. His analytical skills, including the use of self-developed tools, are impressive. His technical forecasts for the Shanghai Composite Index (SCI) were borne out in 2007/08.

      Wednesday’s action in the SCI was weak http://finance.yahoo.com/echarts?s=000001.SS+Interactive#symbol=000001.ss;range=5d;compare=;indicator=volume;charttype=candlestick;crosshair=on;ohlcvalues=1;logscale=on;source=; and according to Chenard’s analysis there’s only another day for this to turn around. Otherwise, the hopes of a Santa Claus rally to end the year are finished. The current S&P500 chart is very reminiscent of the action towards the close of 2008.

      An important factor at the moment is MF Global, where the theft of cash in investors’ accounts is having/will have an effect on confidence/trust similar to the sacrifice of Lehman Brothers in 2008. See this at Zero Hedge: http://www.zerohedge.com/news/entire-system-has-been-utterly-destroyed-mf-global-collapse-presenting-first-mf-global-casualty The Lehman loss of trust caused a bank run; it would be advisable to have enough cash on hand (not at the bank) to cover your needs for a few weeks, just in case. Sure, there’s a government guarantee of bank accounts here, but that might not be enough if there’s a shutdown of the banking system in, say, the US.

      This comment http://www.moneymorning.com.au/20111203/the-secret-aussie-bank-run-is-a-sign-to-buy-gold.html/comment-page-3#comment-61031 at an Australian website I happened to be visiting the other day – I try not to waste my time and don’t comment often, but sometimes can’t help myself! – has at the end a reference to googling “Alf Field keynote speech”. This will bring up a link to a report at the site of Jim Sinclair, who has been mentioned previously. Please note that if the Shanghai Composite takes a dive and there’s a margin-call-driven liquidation of assets in world markets, gold could suffer as well. There were analyses around some weeks back that the low in gold could be as far down as $US1400. I’m not in a position to jump in yet, so I haven’t been following the gold market (or other markets) closely.

  • Jonathan

    You aren’t saying a thing that hasn’t been said for the last 50 years by intelligent people. But, 50 years ago, people just laughed and said “No way”. Now, people are still laughing, but not so much.

    You want to know how a guy like Hitler was able to convert an entire nation of people to be purveyors of the most vile and evil ideology created on Earth in the past 1000 years?

    Just sit back and watch, because it’s going to happen again. In America.

  • Jonathan

    Homelessness and deprivation are the LEAST of the problems we are facing. The LEAST.

    Try a refugee crisis on a Biblical scale. Try a foriegn invasion. Try a breakup of the USA into smaller nation states. Try World War Three. And maybe Four.

    We’ll be lucky, lucky, lucky if the ONLY thing that happens to us is a great Depression. Compared to us, our grandpas in 1929 were much, much better off. They had it easy just having to worry about the Dustbowl and soup lines.

  • Elmo

    Following the worst time of the year for those already seeing the waves of ruin crashing over them, will 2012 be the year that people will begin to believe what they are seeing rather than what they are being told? Sadly, I think 2012 will be an even tougher year for those trying to discern the truth. Though there is absolutely nothing happening that will mitigate the march toward societal collapse, the public will be soon be treated to an even more inviting daily parade of hopeful yet empty signs that things will soon be getting better. In 2012, we will have a glorious parade of shiny happy goings on, while behind the scenes, the can will continue to be kicked down the road.

    2012 is special in that it is an election year. So we will get glittering daily promises from the same tired political hopefuls and action groups. Depending on the issue, political trolls of various stripes will trot out statistics showing how good things really are or can be even though nobody seems to exactly be experiencing the proffered goodness or following the pretzel logic justifying the solution offered. “Ignore your lying eyes. Listen to what I’m telling you…”

    Even now we are getting the cherry picked “better than expected” Christmas spending numbers, a soothing balm for those January blues and maybe a reason to celebrate a little more on New Year’s Eve. We will soon have the ridiculous and hopeful buildup to the Olympics which will play to individual beliefs that despite the hard evidence all around, that somehow optimism is warranted and that we can all reach for that gold. 2012 will be an especially tough year for the truth to be heard amongst all the noise.

  • Cinderella Man

    Bravo, Michael on another great article. I swear man, this is one of your best since “Outcasts.” This one is personally moving to me because once upon a time this year, I was living in my car, hopeless, desperate, and discouraged like Ricci and klean. Last winter around this time I felt lower than a submarine’s bottom. I was cut off from unemployment, hopping from friend’s couches, seedy hotels, and finally my car. Yes Ironmann, homeless shelters suck. Your car or a tent is a much better option, because half the people are sick mentally or physically and if you are a woman forget about staying there. Being homeless in America is very dangerous and scary. You should not mock them, because you yourself, are just one paycheck or car accident away from joining them. I can relate with Ricci, the cops knew my vehicle and they constantly harrass the homeless because they dont want them around, messing up their town making it look bad and making the rich people feel bad. I used my friends computer to talk to people on this site, so thats how you solve the mystery of the homeless computer user. My faith in the lord has restored my life, along with me swallowing my pride and asking my family for help. When I finally stopped fighting God and accepted his grace, I was blessed with an amazing job, where I make more than I used to and Im working toward making all my dreams come true. Even if the worst happens such as an economic collapse or nuclear war and I lose everything, at least I know I gave it my best shot, cus thats all I can do. So people if youre hurting, I really feel for you genuinely, and im not patronizing you. Try to do the best you can to keep putting one foot in front of the other, and when it looks real bad thats when you gotta get tough, get kinda mean. Tell yourself, “Hey Im gonna let this world kill me, Im not gonna take myself out!” Only cowards and the weak kill themselves. Trust me Ive tried to kill myself before, had the gun in my mouth, and I just couldnt do it. When I was 12 I tried to hang myself and something inside me, just said, “this is not the way, this is not your time.” Ever since those attempts I can never do it again. Even at your lowest point in life, dont give up, let this world take you out dont be a coward. Believe me the worst a day an American could have is nothing compared to a North Korean! Smile and keep you heads up! :)

    • Michael

      Your turnaround story has been one of the real highlights of the year for me. You are an inspiration to everyone out there that is facing a “hopeless” situation.

      I hope that you will continue to leave comments like this one because they are encouraging a lot of people out there. Yes, times are hard, but as JD has shown us if you have faith and keep on fighting then things can turn around.

      My hope has been that this site would not only be about how bad things are, but that it would also be used to encourage one another to make it through the storms.

      Thanks for helping to encourage so many people.

      Michael

  • Cinderella Man

    You are very welcome! Ill try to keep my comments as positive as I can in the future, but like everyone else im human, and sometimes I let my anger at the government get the best of me. Have a happy New Year, Michael.

  • James

    It is the big shopping center stores that promulgate this false sense of what Christmas should be. We need to get a grip on reality and start celebrating Christmas for what it really is. It would be good to maybe give someone a small gift, but not go out and spend hundreds of dollars that most people don’t have on this trumped up ideology of what Christmas should be. I enjoy being with my family, eating something special but not expensive, and seeing the decorations. I also enjoy going to a soup kitchen or food bank and giving them something as well as helping them out with the food distribution. I can live without even going to the shopping center. My wife always asks me what I want and I have a really hard time thinking of something. I tell her to just have fun and don’t buy me anything. Her love along with my families love is all I need to celebrate Christmas. I also like going to church on Christmas Eve.

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