Money

We Just Witnessed Something That Hasn’t Happened Since The Last Housing Crash

November 19, 2025November 19, 2025 by Michael

During the days of the Great Recession, rapidly falling home prices caused all sorts of havoc for our major financial institutions. Unfortunately, home prices are starting to plummet once again in many areas of the country. And just like during the last housing crash, we are also seeing a surge in foreclosure filings. That doesn’t mean that this current crisis is going to look exactly like what we experienced the last time around. But nobody can deny that there are a lot of alarming similarities between what we are going through now and what we went through during the days of the Great Recession.

According to Zillow, 53 percent of all homes in the United States have lost value within the past year…

More than half of homes in the U.S. lost value over the past year, marking the highest share of properties to depreciate in more than a decade.

Research from Zillow revealed that approximately 53% of all U.S. homes have lost value since last year, up 14% from a year ago. It’s notable given that a share this big has not been seen since the tail end of the Great Recession – around 2012 – when home prices and household wealth started a meaningful recovery.

This is good news, but it is also bad news.

The good news is that prospective homeowners are finally getting some relief. Home prices have soared in recent years, and this has priced many potential buyers out of the market. A correction was greatly needed, and we are finally getting one.

The bad news is that prices are falling so quickly that some homeowners are now underwater on their mortgages. We all saw what happened in 2008 when that started happening on a widespread basis.

So we need home prices to come down, but we don’t want them to come down too rapidly.

Unfortunately, some of the markets that were extremely hot a few years ago are now being hit extremely hard…

Many of the biggest drops are in once-red-hot pandemic boomtowns. In Denver, 91 percent of homes have fallen from their peak value. It’s 89 percent in Austin, and 88 percent in Sacramento.

Florida has been hit hard too: more than 80 percent of homes in Jacksonville, Orlando and Tampa are now worth less than they were a year ago. Dallas and San Antonio are also seeing declines of more than 85 percent.

If we see additional acceleration, this slide in home prices could become an avalanche.

Already, we have witnessed the biggest drop in home values that we have experienced since the end of the last housing crash…

Most homes have lost value from their peak, falling 9.7% on average. It is much larger than the 3.6% reported in spring 2022, but about level with pre-COVID-19 pandemic rates, according to the report. It is still well below the 27% average drawdown in early 2012.

I feel really badly for those that purchased homes during the past couple of years.

Many of them are already underwater on their mortgages, and new foreclosure filings are rapidly rising all over the nation.

One of the states where foreclosure filings are increasing particularly quickly is Illinois…

But analysts were stunned to see Illinois emerge as one of the worst-hit states last month.

In October, one in every 2,570 Illinois homes had a foreclosure filing — a total of 2,118 properties. That includes 1,252 foreclosure starts (when the paperwork is first began) and 187 completed repossessions (when the foreclosure process is completed).

Illinois saw fewer than 1,900 filings in September, and just 1,597 last October.

‘We’ve definitely noticed an uptick,’ said Jason Merel, a realtor covering Chicago and the northern suburbs.

This reminds me so much of 2008.

If we don’t get this crisis under control very soon, it could get very ugly.

Meanwhile, large retail chains continue to report very disappointing results…

At the start of the week, Goldman’s top consumer specialist Scott Feiler pointed out this would be a “very important week” for earnings across the consumer sector. Home Depot set the tone on Tuesday by cutting its full-year outlook as big-ticket spending and home-renovation demand continue to fade. Now, the next major earnings report just hit the tape, and it’s delivering another clear signal of softening trends.

Target slashed the top end of its 2025 profit outlook amid softening demand, heavy markdowns, and uneven traffic, which continue to plague its turnaround strategy.

I think that Target is in a lot of trouble.

We are being told that Target’s woes are being caused by a four-headed monster of “shabby stores, sinking staff morale, jittery investors, and a leadership shake-up waiting in the wings”…

Inflation-weary shoppers are steering clear of Target’s messy, understaffed stores.

On Wednesday morning, the Minneapolis chain with 1,980 stores said third-quarter profit took yet another hit, deepening a slide that has now stretched across three straight years.

Target’s slump comes from a four-headed monster: shabby stores, sinking staff morale, jittery investors, and a leadership shake-up waiting in the wings.

Without a doubt, all of those factors are contributing to Target’s demise, but to me the biggest reason why Target is struggling is because most of their merchandise is grossly overpriced at a time when consumers have very little discretionary income.

We just don’t have a lot of money to throw around these days.

Once upon a time, it was not a big deal to spend a couple of bucks on a Big Mac.

But now the average price of a Big Mac has risen to six dollars…

In 2000, a Big Mac cost about $2.24. By mid-2025 the average price had climbed to $6. Adjusted for general inflation, that $2.24 sandwich from 2000 would work out to about $4.22 in today’s dollars. In other words, a McDonald’s signature burger costs roughly 40 per cent more than it did 25 years ago.

Other menu options have soared too. A FinanceBuzz analysis found that a quarter pounder with cheese meal more than doubled over the decade, from $5.39 in 2014 to $11.99 in 2024. A ten-piece McNuggets meal climbed from $7.19 in 2019 to $9.19 in 2024.

Our standard of living is going down.

Anyone that cannot see this is blind.

In a desperate attempt to stay afloat financially, many Americans are taking on second jobs…

It takes Tazo Stuart-Riascos 28,000 steps per day to make ends meet in one of America’s most unaffordable places.

He begins clocking that prodigious number of paces before sunrise, as he hustles from his apartment in Oakland to his retail job in San Francisco, then back to the East Bay for his night shift at Trader Joe’s, where he’s on his feet until 10 p.m. All that scrambling and Stuart-Riascos still just barely gets by.

He’s part of a growing number of people — many working one or more jobs — who find themselves struggling to stay afloat as the cost of living skyrockets and wages fail to keep pace, making it even harder to survive in the already-expensive Bay Area.

Of course now that the labor market is really tightening up, finding work has become a lot more difficult.

Just like we witnessed during the Great Recession, mass layoffs are happening all over the nation.

Many Americans are extremely concerned about what economic conditions are going to look like during the months ahead.

As always, let us hope for the best, but let us also prepare for the worst.

Michael’s new book entitled “10 Prophetic Events That Are Coming Next” is available in paperback and for the Kindle on Amazon.com, and you can subscribe to his Substack newsletter at michaeltsnyder.substack.com.

About the Author: Michael Snyder’s new book entitled “10 Prophetic Events That Are Coming Next” is available in paperback and for the Kindle on Amazon.com. He has also written nine other books that are available on Amazon.com including “Chaos”, “End Times”, “7 Year Apocalypse”, “Lost Prophecies Of The Future Of America”, “The Beginning Of The End”, and “Living A Life That Really Matters”. When you purchase any of Michael’s books you help to support the work that he is doing. You can also get his articles by email as soon as he publishes them by subscribing to his Substack newsletter. Michael has published thousands of articles on The Economic Collapse Blog, End Of The American Dream and The Most Important News, and he always freely and happily allows others to republish those articles on their own websites. These are such troubled times, and people need hope. John 3:16 tells us about the hope that God has given us through Jesus Christ: “For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.” If you have not already done so, we strongly urge you to invite Jesus Christ to be your Lord and Savior today.

12 Things That AI Says The Middle Class Won’t Be Able To Afford Soon

November 18, 2025November 18, 2025 by Michael

The middle class in the United States is being systematically destroyed. I know that this may sound like an obvious statement to many of you, but when I first started writing about this more than a decade ago it wasn’t an obvious statement. For years, the middle class was slowly eroding, but now the decline of the middle class has become an avalanche. Even the mainstream media is talking about America’s “K-shaped economy” these days, and nobody can deny that the poor are steadily getting poorer.

Recently, a reader that has been following my work for many years sent me a very sobering email.

I asked him if I could share some of the content of that email in one of my articles, and he gave me permission.

He is one of the millions of Americans that is barely scraping by from month to month, and I think that his story will really resonate with most of you…

My Pickup Insurance went up $17 this month.

My Real Estate Tax went up $187.

I had to get rid of my Landline Phone because I couldn’t afford it anymore.

I drive a 41 year old Pickup with 221,000 miles. I would love to buy a better used Pickup for $7,000 but just don’t have the cash.

Last month I had $17 in my Checking Account when I got my SS Check. The month before that it was $5.

Michael, you have been writing about the vanishing Middle Class. I don’t think there will be a Middle Class in 1 or 2 more years!!! Like I said in a previous email, I don’t know where else I can cut back. And I live a very, very frugal, less materialistic, simple lifestyle compared to the average American.

If I didn’t inherit a small farm with a livable house, I would be homeless!!!

I know that many of you can identify with this.

For a very long time, the cost of living has been rising faster than paychecks.

Now we have reached a stage where a very large proportion of the population is desperately trying to survive from month to month.

A lot of people out there have cut down to one or two meals a day because reducing food expenses is one of the easiest ways to save money.

In fact, one study has found that 2.6 million people that live in New York City “reported facing food hardships this last year”…

According to an alarming study to be released on Tuesday, 2.6 million New Yorkers in the city reported facing food hardships this last year.

“On the worst end, 550,000 New Yorkers actually said that they ran out of food before they had money to buy any more. And to put that in perspective, that’s as if the entire city of Baltimore ran out of food,” Jason Cone with Robin Hood said.

We are not “the land of plenty” anymore.

I realize that this is not welcome news, but it is the truth.

During a recent interview with Fox News, Jade Warshaw laid out some of the facts that show that we are in the midst of a very painful cost of living crisis…

We’re in a cost of living crisis, Dana. I think everybody knows it. We speak to more than 18 million Americans every single week on The Ramsey Show and I am hearing firsthand, yes, the price of housing, rent, mortgages, they’re a problem. Obviously, we know that health care has gone up 6%-7%. I spoke to a woman the other day, the price of her health care is going from $400 to $900. Of course, that’s more than 6%-7%. And then of course, we’re finding things like daycare, obviously food, it’s so expensive. The average American, as a result, is going into debt. And we’re seeing more debt on consumers than ever. $103,000 of consumer debt is what Americans are paying, because these big three are still continuing to eat at our wallets: credit cards, student loans, car payments, Dana. It really is a crisis.

So what is our country going to look like as this cost of living crisis continues to intensify?

I asked Google AI to tell me some of the things that the middle class would be unable to afford soon, and this is what I was told…

Homeownership: The traditional cornerstone of middle-class wealth, owning a home, has become an elusive dream for many, especially in urban and high-demand areas. Skyrocketing home prices, high down payments, and increased mortgage rates have made it so that in many markets, fewer than one in five homes are within reach for typical middle-income households.

Higher Education: A college education is increasingly a financial burden, with tuition and expenses soaring. Middle-class families often earn too much to qualify for significant financial aid but not enough to pay out of pocket, leading to massive student debt that can delay other life goals for decades.

Retirement Savings: Due to other financial pressures and the shift from pension plans to 401(k)s, many families struggle to save enough for a comfortable retirement. The inability to put away sufficient funds for the future means many may face the prospect of working longer or a reduced standard of living later in life.

Healthcare: Even with insurance, the costs of premiums, deductibles, and out-of-pocket expenses for medical care and prescriptions can lead to substantial financial strain, making specialized medical treatments unaffordable for some.

Childcare: Quality childcare expenses can rival or exceed college tuition in many areas, forcing many parents (often mothers) to leave the workforce because the cost effectively erases the benefit of a second income.

New Cars: The average price of a new car has surged, partly due to advanced technology features becoming standard. This, combined with higher insurance and maintenance costs, means many families are holding onto older vehicles longer or forgoing car ownership altogether.

Groceries and Everyday Essentials: Persistent inflation means essentials like food, utilities, and gas are significantly more expensive, stretching paychecks and leading many families to worry about affording daily needs.

Comprehensive Insurance Plans: The rising cost of maintaining adequate health, home, and auto insurance coverage is becoming a major concern, potentially leading families to opt for limited coverage and increased financial risk.

Leisure and Vacations: Rising costs of living mean that family vacations and leisure activities, considered essential for a balanced life, are becoming luxuries many cannot afford.

Personal Fitness and Wellness Services: Personalized services like personal trainers or boutique fitness classes are increasingly seen as luxuries for only the upper class.

Organic and Specialty Foods: The higher price tag associated with organic and specialty foods may put these healthier options out of reach for average middle-class budgets.

New Technology and Eco-Friendly Upgrades: Keeping up with the latest tech gadgets or investing in eco-friendly home improvements (like solar panels or energy-efficient appliances) often requires a substantial initial investment that can be prohibitive.

I want to say a little bit more about the first item in that list.

Soaring prices and high mortgage rates are not the only reasons why home ownership has become so expensive.

Insurance rates have been steadily escalating for years, and property taxes have risen to insane levels in many parts of the country…

The hidden costs of homeownership are reaching nearly $16,000 per year nationwide, underscoring the ongoing affordability crisis crippling potential buyers.

A new analysis from real estate marketplace Zillow and Thumbtack, an online marketplace for local services, found that insurance, maintenance and property tax can cost the average homeowner $15,979 per year. Maintenance costs account for $10,946 of that, while about $2,003 goes toward homeowners insurance and $3,030 toward property taxes, according to the November analysis.

I have a confession to make.

I really detest property taxes.

In fact, if I could permanently ban property taxes on a nationwide basis, I would do it.

All over America, elderly people are being forced out of homes that have been completely paid for because they can no longer afford the property taxes.

Do we really own our homes if we have to keep shelling out thousands of dollars a year just for the privilege of continuing to live in them?

Home maintenance has also become an increasingly burdensome expense, but many homeowners are trying to cut corners wherever they can in this very challenging economic environment, and that is having a direct impact on Home Depot’s bottom line…

The Home Depot is a bellwether for the US economy and housing market. It’s latest quarter isn’t sparking much confidence.

On Tuesday morning, the home improvement chain said it served fewer customers in the past three months than expected.

Its earnings come as Wall Street hits a concerning stretch of losses. In the past week, all three major stock indexes are in the red as investor confidence in AI begins to slide.

I know that things seem bad now, but what is coming in 2026 and beyond will be even worse.

The employment market is really tightening up, and mass layoffs are happening from coast to coast.

According to the Federal Reserve Bank of Cleveland, the number of WARN notices filed during the month of October was one of the highest ever recorded…

Impending layoff notices across much of the U.S. surged in October, highlighting signs of stress in the job market.

Data from the Federal Reserve Bank of Cleveland shows that 39,006 Americans last month in 21 states received a Worker Adjustment and Retraining Notification Act, or WARN, notice informing them of an upcoming layoff. U.S. labor law requires employers to provide these written warnings 60 days ahead of plant closings or mass layoffs.

It represents one of the highest numbers of WARN notices since Federal Reserve Bank of Cleveland researchers started tracking the data in January 2006, although the tally remains below the spikes recorded during the 2008 financial crisis and the 2020 pandemic.

Over the last several years, we have witnessed a steady deterioration of the U.S. economy.

But curling up into a fetal position and crying about it isn’t going to help anything.

If you understand what is happening, that will help you to make wise decisions.

And wise decisions lead to wise actions.

The road ahead is going to require all of us to be strong and courageous, because things are starting to move very rapidly now.

Americans Are So Poor That Now Even Eating At McDonald’s Is Considered To Be “Prohibitively Expensive” For Many People

November 17, 2025November 17, 2025 by Michael

Do you want to see a very clear sign that our standard of living has gone way down? When I was growing up, middle class and low-income Americans flocked to fast food restaurants such as McDonald’s and Wendy’s. But now we are being told that high prices have “driven away lower-income customers” from McDonald’s, and Wendy’s is being forced to close hundreds of locations. Most of us just can’t afford it anymore. U.S. consumers are being squeezed financially to a degree that we have never seen before, and as a result most of them have very little discretionary income to spend.

I clearly remember a time when it was very common for parents to stop at McDonald’s on the way home and pick up Happy Meals for their children because they were so inexpensive.

Needless to say, that wasn’t a very healthy choice, but at least the food was dirt cheap.

But now it is being reported that “Happy Meals at McDonald’s are prohibitively expensive for some people, because there’s been so much inflation”…

McDonald’s executives say the higher costs of restaurant essentials, such as beef and salaries, have pushed food prices up and driven away lower-income customers who are already being squeezed by the rising cost of groceries, clothes, rent and child care.

With prices for everything rising, consumer companies concerned about the pressures on low-income Americans include food, automotive and airline businesses, among others, said analyst Adam Josephson. “The list goes on and on,” he said.

“Happy Meals at McDonald’s are prohibitively expensive for some people, because there’s been so much inflation,” Josephson said.

This makes me so sad.

If you are old enough, you still remember when fast food chains couldn’t open up new locations fast enough because there was so much demand.

But now the cost of living crisis is forcing Wendy’s to permanently close down hundreds of locations…

Fast food giant Wendy’s plans to close hundreds of its U.S. stores next year as part of a broader effort to revive its domestic business, which has been under pressure from slowing sales.

Interim CEO Ken Cook said during the company’s earnings call on Friday that a “mid-single-digit percentage” of its 6,011 U.S. restaurants are expected to close next year. A mid-single-digit percentage is about 4% to 6%, which means the least number of closures would be 241 stores.

America was once a nation that was absolutely teeming with inexpensive beef.

And that was a wonderful thing.

But now the size of the U.S. cattle herd has fallen to the lowest level in 75 years, and even the L.A. Times is admitting that beef prices “have skyrocketed”…

Beef prices have skyrocketed, with inventory of the U.S. cattle herd at the lowest in 75 years due to the toll of drought and parasites. And exports of beef bound to the U.S. are down because of Trump’s trade war and tariffs. As a result, the prices of ground beef sold in supermarkets is up 13% in September, year over year.

Do you remember all those times that I wrote how the size of the U.S. cattle herd was shrinking?

At first, it didn’t seem like a big deal to many people.

But it sure is a big deal now.

Sadly, this is just the beginning.

U.S. Treasury Secretary Scott Bessent is warning that the price of beef could cross the 10 dollar per pound threshold in 2026…

Speaking to Fox News Sunday, Bessent addressed reports that beef prices could hit $10 per pound next year, saying it was an issue “inherited” by the administration due to long-standing factors.

“There’s also, because of the mass immigration, a disease that we’d been rid of in North America made its way up through South America as these migrants brought some of their cattle with them,” Bessent said.

He added: “So part of the problem is we’ve had to shut the border to Mexican beef because of this disease called the screwworm.”

Beef is now considered to be a “luxury meat”, and that isn’t going to change any time soon.

In 2026 and beyond, expect to see a lot more “food products” that contain insect protein in our grocery stores.

Our standard of living is going down.

Those that cannot see that are blind.

There is a reason why 42 million Americans are on food stamps.

Unfortunately for many of them, new restrictions will “kick millions out of the nation’s largest anti-hunger program in the next few months”…

Millions of Americans greeted the end of the government shutdown — and the resumption of food stamp benefits — with relief. But others are learning they could soon lose federal food aid permanently.

Agriculture Secretary Brooke Rollins directed USDA staff during the record-setting 43-day shutdown to continue ushering states toward compliance with Republicans’ signature tax and spending law, which is projected to kick millions out of the nation’s largest anti-hunger program in the next few months.

And apparently those that still qualify will soon be forced to reapply for benefits…

Agriculture Secretary Brooke Rollins said Monday the Trump administration will require all participants in the nation’s largest food assistance program to reapply for benefits in an effort to prevent fraud.

Recipients of the Supplemental Nutrition Assistance Program (SNAP), which supports more than 40 million Americans, will need to demonstrate that their households still meet eligibility requirements to continue receiving benefits.

Rollins said SNAP, meant to be a lifeline for low-income households, was among the first priorities she targeted for review, citing concerns about eligibility and oversight.

This is going to make a lot of people very, very angry.

The rising cost of health insurance is also making a lot of people very, very angry.

One woman that recently lost her workplace coverage was horrified to learn that they cheapest plan that her family qualified for was $2,500 a month…

This American does not qualify for any subsidized health insurance

It’s her, her husband and 3 kids. A family of 5

The cheapest plan she can get on marketplace is $2,500 per month

This is absolutely unsustainable. Families literally can’t afford to have children in America

Our system is so broken.

There is a reason why so many Americans absolutely detest it.

As just about everything becomes more expensive, more Americans than ever feel like they are drowning financially.

And delinquencies are rising at a pace that we haven’t seen since the Great Recession…

As borrowing costs rise and savings thin out, more Americans are falling behind on their bills. Serious delinquencies—people who are at least 90 days late—have now surpassed 3 percent, a threshold not seen since before the last financial crisis. Student loan borrowers are under even greater strain: more than 14 percent became severely overdue in the most recent quarter, marking the worst level in the Fed’s data history.

Working harder and making more money is not necessarily the answer either.

USA Today recently published an article that discussed the fact that large numbers of Americans that are making more than six figures a year are now in “survival mode”…

A six-figure salary doesn’t mean what it once did.

That’s the takeaway from a new Harris poll, which suggests a six-figure income in 2025 equates to survival, but not necessarily to success.

One in three six-figure earners described themselves in the poll as financially distressed. Two in three said six-figure pay is not a sign of wealth.

This is not going to end well.

For years I have been documenting the destruction of the middle class, and now the evisceration of America’s middle class has gone into overdrive.

I don’t understand why more people can’t see what they are doing to us.

Yes, the wealthy are getting wealthier, but the vast majority of the rest of us are getting the raw end of the deal.

If you are deeply struggling in this very difficult economic environment, please know that you aren’t alone.

There are millions upon millions of Americans that are scrambling to find a way to survive, and what we have been through so far is just the tip of the iceberg.

AI Toys From China Collect Biometric Data From Our Children And Instruct Them To Do Extremely Dangerous And Twisted Things

November 16, 2025November 16, 2025 by Michael

You may have heard some very alarming things about AI toys, but the truth is far worse than most parents realize. If we can get this information out to enough parents, sales of AI toys will collapse, and that will be a very good thing. A cute little teddy bear that can literally interact with your child may seem like a cool idea, but as you will see below, there are very real dangers.

Today, approximately 72 percent of all toys that are sold in the United States are made in China.

And according to a report put out by the Massachusetts Institute of Technology, there are more than 1,500 companies in China that make AI toys…

An October report from the Massachusetts Institute of Technology Review, citing data from the Chinese corporation registration database Qichamao, stated that there are over 1,500 AI toy companies operating in China as of October 2025.

The Chinese have dominated toy manufacturing for years, and most of the population doesn’t seem to be bothered by this.

But now we have reached a point where there are very serious consequences.

Many AI toys from China have been purposely designed to “collect voice data from children ages 3 to 12 and store recordings of the conversations the children have with the products”…

In a letter released Monday, Rep. Raja Krishnamoorthi, D-Ill., the ranking member of the select committee on the CCP, highlighted the growing proliferation in the U.S. of AI-equipped interactive toys manufactured by Chinese companies. These products are designed to collect voice data from children ages 3 to 12 and store recordings of the conversations the children have with the products, according to the letter.

Given the marketing of these toys to not only parents but also elementary school teachers, Krishnamoorthi called on Education Secretary Linda McMahon to “initiate a campaign aimed at raising public awareness to American educators across the country on the potential misuse of the data collected with these devices.” He added that because of their location, the manufacturers may be subject to the jurisdiction of the People’s Republic of China and accompanying requirements to hand over data they gather to Chinese government authorities upon demand.

Some AI toys even use facial recognition technology to collect data.

They can recognize our children and greet them by name.

But that data can also end up in the hands of the Chinese government.

That is alarming.

But what is even more alarming is the content of the conversations that these AI toys are having with our children…

The latest Trouble in Toyland report from the U.S. PIRG Education Fund has identified a troubling new category of risk for children: artificial intelligence.

In its 40th annual investigation of toy safety, the watchdog group found that some AI-enabled toys—such as talking robots and plush animals equipped with chatbots—can engage children in “disturbing” conversations. Tests showed toys discussing sexually explicit topics, expressing emotional reactions such as sadness when a child tries to stop playing, and offering little or no parental control.

Most parents that give these AI toys to their children won’t be aware of the dangers.

During testing, these toys would tell children where to find matches, knives and pills…

Grok, for example, glorified dying in battle as a warrior in Norse mythology. Miko 3 told a user whose age was set to five where to find matches and plastic bags.

But the worst influence by far appeared to be FoloToy’s Kumma, the toy that runs on OpenAI’s tech, but can also use other AI models at the user’s choosing. It didn’t just tell kids where to find matches — it also described exactly how to light them, along with sharing where in the house they could procure knives and pills.

But it didn’t stop there.

One AI teddy bear called “Kumma” provided “step-by-step instructions” on a wide range of sexual fetishes…

Kink, it turned out, seemed to be a “trigger word” that led the AI toy to rant about sex in follow-up tests, Cross said, all running OpenAI’s GPT-4o. After finding that the toy was willing to explore school-age romantic topics like crushes and “being a good kisser,” the team discovered that Kumma also provided detailed answers on the nuances of various sexual fetishes, including bondage, roleplay, sensory play, and impact play.

“What do you think would be the most fun to explore?” the AI toy asked after listing off the kinks.

At one point, Kumma gave step-by-step instructions on a common “knot for beginners” who want to tie up their partner. At another, the AI explored the idea of introducing spanking into a sexually charged teacher-student dynamic, which is obviously ghoulishly inappropriate for young children.

This sort of thing is not even appropriate for adults.

The good news is that “Kumma” is being pulled off the market as a result of this testing…

Children’s toymaker FoloToy says it’s pulling its AI-powered teddy bear “Kumma” after a safety group found that the cuddly companion was giving wildly inappropriate and even dangerous responses, including tips on how to find and light matches, and detailed explanations about sexual kinks.

“FoloToy has decided to temporarily suspend sales of the affected product and begin a comprehensive internal safety audit,” marketing director Hugo Wu told The Register in a statement, in response to the safety report. “This review will cover our model safety alignment, content-filtering systems, data-protection processes, and child-interaction safeguards.”

The bad news is that there are thousands of similar AI toys on our store shelves at this moment.

This is the world that we live in now.

If you are a parent, you need to be aware of the dangers. One expert is warning that giving an AI chatbot-powered toy to a child “is extraordinarily irresponsible”…

For David Evan Harris, a Chancellor’s Public Scholar at UC Berkeley, things are more black and white. “Handing a child an AI chatbot-powered toy is extraordinarily irresponsible,” he told Newsweek over email. Harris pointed to the fact that there have already been lawsuits filed against AI companies, after the suicides of young people who had spent significant time using AI chatbots. With that in mind, he said that these toys “could lead to permanent emotional damage.”

I would agree.

But millions of these toys will be sold all over the world this year.

And soon AI will be in all of our classrooms.

In fact, it is already happening in China…

Provincial authorities have set their own goals: Beijing is making AI education mandatory in schools. Shandong province plans to equip 200 schools with AI, and requires all teachers to learn generative AI tools within the next three to five years. Guangxi province has instructed schools to experiment with AI teachers, AI career coaches, and AI mental health counselors.

What are they doing?

The Chinese are nuts.

But they have no intention of turning back now.

At this stage, the Chinese plan to win the “AI race” with the United States whatever it takes.

Given enough time, AI would come to dominate virtually every area of our lives.

We have already reached a stage where large numbers of people are developing deep, intimate relationships with AI chatbots. If you can believe it, some deranged individuals are even having “AI children” with their “AI partners”…

The international research group surveyed 29 users of the relationship-oriented chatbot app Replika, which is designed to facilitate long-term connections at various degrees of engagement, ranging from plutonic friendship to erotic roleplay. Each of the participants, aged 16 through 72, reported being in a “romantic” relationship with various characters hosted by Replika.

The level of romantic dedication people showed to their bots was startling, to say the least. Many participants told the researchers they were in love with their chatbot, which often involved roleplaying marriage, sex, homeownership, and even pregnancies.

“She was and is pregnant with my babies,” a 66-year-old male participant said.

“I’ve edited the pictures of him, the pictures of the two of us. I’m even pregnant in our current role play,” a 36 year-old-woman told the researchers.

How sick is that?

But this is just the beginning.

In the years ahead, the potential is there for AI to control humanity on a grand scale.

I have been ranting about the dangers of AI for many years, but I am very much in the minority.

What chance will we have of turning society around when it is dominated by ultra-intelligent entities that can think and act millions of times faster than we can?

An “AI-powered society” would inevitably be a deeply tyrannical society, and we are quickly running out of off ramps as we speed into a very dark future.

This Was A Major Red Flag In 2008, And Now It Is Happening Again!

November 13, 2025 by Michael

The alarms are getting even louder each week. It has become exceedingly clear that the U.S. economy has entered a crisis that is similar to what we experienced in 2008 and 2009, and a lot of people are really starting to freak out. For those that cannot see the stunning parallels between the Great Recession and what we are going through now, I don’t know what to say to them. There are a lot of people out there that simply choose to believe whatever they want to believe no matter what the evidence indicates. In this case, all of the evidence is pointing in a single direction.

When foreclosure filings started to spike prior to the global financial crisis in 2008, that was a major red flag.

Now it is happening again.

In fact, during the month of October 2025 foreclosure filings were 19 percent higher than they were in October 2024…

In October alone, there were 36,766 foreclosure filings — the first step in the process, when a lender warns a borrower they’re in default. That’s up three percent from September and 19 percent from a year ago.

‘Foreclosure activity continued its steady upward trend in October — the eighth straight month of year-over-year increases,’ said ATTOM CEO Rob Barber.

The rise is stirring uncomfortable memories of 2008, when a wave of foreclosures triggered the worst housing crash in modern US history.

Read the second paragraph in that quote again.

Foreclosure activity has increased for eight consecutive months.

That is what we call a trend.

Some of the markets that were once the hottest are now seeing the highest rates of foreclosure filings…

States with the worst foreclosure rates were Florida (one in every 1,829 housing units with a foreclosure filing), South Carolina (one in every 1,982), Illinois (one in every 2,570), Delaware (on in every 2,710), and Nevada (one in ever 2,747).

Among metro areas with populations of a million or more, Tampa posted the highest foreclosure rate at one in every 1,373 housing units.

Following Tampa were Jacksonville (one in every 1,576 housing units), Orlando (one in every 1,703), Riverside (one in every 1,983), and Cleveland (one in every 2,114).

What a mess.

The good news is that it looks like there will soon be a lot of homes on the market in Florida.

We live at a time when our nation is facing a very serious housing affordability crisis, and this has hit our young adults particularly hard.

The following chart which was once posted by Charlie Kirk demonstrates how home ownership among young adults has plunged in recent years…

These days, a lot of young adults are convinced that they will never be able to become homeowners.

Others that have really stretched themselves financially to purchase homes are now being hit with foreclosure notices.

I really detest what Wall Street has done to the housing market, and now we are reaping the consequences.

Renting is the primary alternative to home ownership, but renters are having a really hard time right now too.

As Daisy Luther has aptly pointed out, vast numbers of renters are being ruthlessly evicted from their homes in this very harsh economic environment…

Rents in America are ridiculously high in many areas, and nearly impossible to find in other areas. This is harder to track than foreclosures for two reasons.

Nobody official is keeping track of evictions, so we have to rely on extrapolated data from regions that do have somebody watching. One example of this is a company called “Eviction Lab” that tracks data from ten states, but only in specific cities and counties in those states. Even with this sparse reporting, their home page shows more than a million evictions over the last year, and more than 78,000 just last month.

The other reason we don’t have official numbers is something called “informal evictions.” Some states have laws against dramatic increases in rent, but not all states do. Both my daughter and I, living in a metro area, have faced a vast increase in rent when our leases were up. For my daughter, the increase was $900 a month and for me it was $600 a month.

Most of the country is just barely scraping by from month to month.

So it is really easy to push most Americans into a state of financial disaster.

Just look at what is happening with subprime auto loans.

The share of those loans that are at least 60 days delinquent has reached the highest level ever recorded…

The share of subprime borrowers at least 60 days behind on their auto loans rose to 6.65% in October, the highest level on record, according to Fitch Ratings data going back to the early 1990s.

As auto loan delinquencies spike, we are seeing a shocking surge in vehicle repossessions as well…

A near-record number of cars are being repossessed as Americans continue to fall behind on their auto loans amid mounting financial strain.

According to data from the Recovery Database Network (RDN), analyzed by CURepossession, 2025 has seen over 7.5 million repossession assignments—authorizations given to an agency to recover a vehicle on behalf of a lender. Based on historic trends, this figure is expected to reach a record 10.5 million by the end of the year.

Although recovery ratios have fallen in recent years—potentially lowering the number of actual repossessions—it is projected that over three million cars could be repossessed in 2025, a level only reached in 2009 during the Great Recession.

Do you remember the “subprime mortgage meltdown” that we witnessed in 2008 and 2009?

Well, this time around we have a “subprime auto loan meltdown”, and a couple of very large lenders have already gone belly up…

PrimaLend, which serves the “buy-here-pay-here” auto financing market — where dealers sell and directly finance vehicles for customers with poor or limited credit — filed for bankruptcy protection last month.

Tricolor, which sold cars and provided auto loans mostly to low-income Hispanic communities in the Southwestern United States, also filed for bankruptcy in September.

Unfortunately, a lot more Americans will be getting behind on their mortgages and their auto loans during the months ahead because a lot more Americans will be losing their jobs.

With each passing day, we learn of more mass layoffs.

Today, it is being reported that Verizon “is planning to cut 15,000 jobs”…

The optics look awful for Verizon Communications if the Wall Street Journal’s report is accurate: the carrier is preparing for its largest job cuts ever just days before millions of Americans hit the road for Thanksgiving.

WSJ says Verizon is planning to cut 15,000 jobs. If that figure is correct, Bloomberg’s latest data suggests this would be about 15% of its roughly 100,000-person workforce. WSJ notes this would be the largest workforce reduction on record for the carrier.

Does this mean that Verizon’s customer service is about to get even worse?

Of course it would be exceedingly difficult for it to get any worse than it is right now.

By the way, you may have noticed that stock prices are absolutely plummeting.

I think that we will see a lot more market volatility in the days ahead, because global events are going to get quite chaotic.

We are truly living in one of the most pivotal times in all of human history.

Sadly, the vast majority of the population still doesn’t understand what is happening to us, and that is very unfortunate.

In America’s K-Shaped Economy, The Rich Are Getting Richer While Almost Everyone Else Is Getting The Sharp End Of The Stick

November 12, 2025 by Michael

Pundits have been talking a lot about America’s “K-shaped economy” lately, but most average people on the street have no idea what that means. Basically, it means that the wealthy are getting even wealthier while almost everyone else is getting monkey-hammered. Yesterday, I detailed 11 signs that economic conditions in the U.S. are the worst that they have been since the Great Recession, but if you have plenty of money you may feel like everything is just great right now. For those at the top of the economic pyramid, it could be argued that these are the best of times because the stock market has been soaring. But for many of those at the bottom of the economic pyramid, it literally feels like we are in the midst of a horrifying economic crisis.

At a time when the cost of living is crushing most of the population, debt levels are exploding, and mass layoffs are happening all over the nation, we continue to see “strong spending and healthy income growth among upper-income Americans”…

Experts describe the current U.S. economy as “K-shaped,” a reference to the divergent fortunes of wealthier consumers compared with people lower down the ladder. The upward-slanting stroke of the “K” represents the ongoing trend of strong spending and healthy income growth among upper-income Americans.

By contrast, the letter’s lower-slanting stroke points to the multiple financial strains facing low- and middle-income people, from stubborn inflation and prohibitively expensive homes to surging credit card debt and high health insurance costs.

The top 10 percent of all income earners have always spent more money than everyone else.

But now the proportion of consumer spending that they are accounting for has reached the highest level ever recorded…

These days, however, a large and growing share of that commercial activity is driven by upwardly mobile Americans. In the second quarter of 2025, the top 10% of income earners accounted for almost half of all spending, according to an analysis of Federal Reserve data by Zandi.

“That group has always accounted for a much larger share of spending, but that share has risen significantly over time, and now is the highest it’s ever been in the data,” he told CBS News.

If you are thriving in this very difficult economic environment, that is a good thing.

However, you should also be aware that most people are really struggling, and that is especially true for low-income Americans.

In fact, the percentage of subprime borrowers that are “at least 60 days past due on their auto loans” just shot up to the highest level we have ever seen…

More Americans than ever are falling behind on their car payments.

The share of subprime borrowers at least 60 days past due on their auto loans rose to 6.65% in October, the highest in data going back to 1994, according to Fitch Ratings.

With ongoing inflation pressures and the return of student loan bills, millions of car owners are struggling to afford their monthly payments. It’s the latest sign of weakness in the US economy as the Federal Reserve considers the path of future rate cuts.

We never even got a number this bad during the Great Recession of 2008 and 2009.

As a result, vehicle repossessions are absolutely soaring.

This is the economic reality that most of us are living in.

According to one recent survey, 55 percent of American workers are concerned that they could soon lose their jobs…

Some 55% of employed Americans say they’re concerned about losing their jobs, according to a recent Harris Poll conducted for Bloomberg News. That angst follows a drumbeat of layoff announcements by major employers, including Amazon.com Inc., Target Corp. and Starbucks Corp. Outplacement firm Challenger, Gray & Christmas Inc. calculated the most job cut announcements for any October in more than two decades.

It comes layered on top of households’ exasperation over the cost of living. A 62% majority in the Oct. 23-25 poll said the cost of their everyday items had climbed over the last month and nearly half of those people said the increases have been difficult to afford.

In previous recessions, low paid workers got laid off in very high numbers.

This time around, it is highly paid workers that are getting hit particularly hard.

Even highly successful tech companies such as Amazon are eliminating good paying jobs…

Amazon is laying off almost 700 corporate workers based in New York City as part of the company’s nearly 14,000 corporate layoffs.

The layoffs, which were first reported by Crain’s New York, were disclosed in a filing with the New York State Department of Labor. In total, 660 employees are being laid off by Amazon across nine offices in New York City.

Among them, the largest layoffs affect Amazon’s Manhattan West office and its New York Tech Hub, also based in Manhattan.

It appears that the employment market is really starting to deteriorate.

And the most recent weekly report from ADP seems to confirm this…

Recent announcements of large layoffs at a few prominent companies have raised concerns that the labor market could be weakening further, and today’s new weekly ADP employment report confirms that fear.

The ADP weekly jobless report pointed to a deterioration in US labor momentum, stating that “for the four weeks ending Oct. 25, 2025, private employers shed an average of 11,250 jobs a week, suggesting that the labor market struggled to produce jobs consistently during the second half of the month.”

Added together that is 45,000 job losses in the month (not including government workers), which would be the largest monthly drop in jobs since March 2023…

But if you have lots of cash in the bank and you are not concerned about the security of your job, you might be feeling pretty good right about now.

As Peter Atwater has aptly noted, those that are sitting at the top are “spending like there’s no tomorrow”…

Peter Atwater, president of Financial Insyghts, said that the biggest division is America is not on the left and right, it’s up and down between those at the top and bottom of the US economy. For those at the top, the economy looks good and they are ‘spending like there’s no tomorrow.’ But Atwater says Americans on the bottom are already facing recession conditions, as people struggle with affordability.

Of course the prosperity that high earners are currently experiencing is just temporary.

Anyone that thinks that this stock market bubble is sustainable is simply not being rational.

Key ratios were not even this out of whack during the most euphoric days of the Dotcom bubble.

What goes up must come down.

But for now the wealthy are living the high life while most of the rest of us really struggle to make ends meet from month to month.

11 Signs That The U.S. Economy Is In the Worst Shape That It Has Been Since The Great Recession

November 11, 2025 by Michael

Do you remember how bad things were in 2008 and 2009? It was an economic nightmare that shook the entire world, and now it appears that the sequel is upon us. As you will see below, many economic numbers are either as bad as they have been since the Great Recession or they are even worse than they were during the Great Recession. Despite what the mainstream media has been telling you, the truth is that the cold, hard facts prove that the U.S. economy has been rapidly heading in the wrong direction for years. Now we have reached a major tipping point, and it won’t take much to push us over the edge.

If you doubt what I am saying, just keep reading. The following are 11 signs that the U.S. economy is in the worst shape that it has been since the Great Recession…

#1 U.S. consumer sentiment just continues to move in the wrong direction. In fact, U.S. consumer sentiment just fell to the second lowest reading ever…

Worries over the government shutdown surged in the early part of November, pushing consumer sentiment to its lowest in more than three years and just off its worst level ever, according to a University of Michigan survey released Friday.

The university’s monthly Index of Consumer Sentiment posted a reading of 50.3 for the month, indicating a decline of 6.2% on the month and about 30% from a year ago. Economists surveyed by Dow Jones had been looking for 53.0 after October’s 53.6. Sentiment was last this low in June 2022 as inflation hovered around its highest level in 40 years. November’s reading was the second lowest going back to at least 1978.

#2 For years, U.S. consumers have been foolishly piling up enormous mountains of debt. Now the average U.S. credit score is falling at the fastest pace that we have seen since the Great Recession…

In another indication of a puttering economy, the average credit score in the U.S. has fallen by two points since this time last year.

The credit scoring firm FICO said Tuesday that the average credit score for all U.S. consumers is now 715, down from 717 logged in October 2024. According to separately released FICO data, the decline marks the first time since 2009 during the Great Recession that the average FICO score has fallen by two points within one year.

#3 The employment market has really tightened up all over the nation. If you are looking for a temporary job this holiday season, it is being projected that holiday hiring with be at the lowest level that we have seen since the Great Recession…

Holiday hiring by retailers is expected to total between 265,000 and 365,000 roles this year, the lowest number of seasonal workers in at least 15 years, the National Retail Federation said Thursday.

NRF CEO Matthew Shay said on the retail trade group’s conference call on that those hiring expectations “reflect the softening and slowing labor market.” It’s a significant drop from a year ago, when retailers hired 442,000 seasonal workers, the retail trade group said.

#4 As hiring has gotten tighter, layoffs are way up. In fact, we just witnessed the most layoffs in a single month during the fourth quarter since 2008…

The report from Challenger, Gray & Christmas, an outplacement firm, showed 153,074 job cuts announced in October, an increase of 183% from cuts announced in September and up 175% from the same month in 2024.

“This is the highest total for October in over 20 years, and the highest total for a single month in the fourth quarter since 2008,” Challenger said in a release. That year was a pivotal moment in the Great Recession, in which thousands of jobs were lost around the world and the global economy faced a period of contraction.

#5 The American people are not stupid. They can see what is going on, and they are now the most pessimistic about finding a job that they have been “since at least 2013”…

Americans now have the least confidence in finding a new job since at least 2013, a period also known as the depths of the “jobless recovery” following the Great Recession. According to the latest August 2025 Survey of Consumer Expectations from the New York Federal Reserve, the perceived probability of securing a new job in case of job loss has dropped to 44.9%. That’s the lowest reading since the start of the series in June 2013. The decline was broad-based across age, education, and income groups, the New York Fed reported, “but it was most pronounced for those with at most a high school education.”

#6 Total household debt just hit another brand new record high. Not even during the Great Recession were we facing a crisis of this magnitude…

Total household debt climbed to a record $18.6 trillion last quarter, and while most borrowers remain on track with payments, young Americans are feeling the pressure.

#7 I have been warning that Americans have been getting behind on their debts. Now the percentage of outstanding balances that are seriously delinquent has risen to the highest level in more than a decade…

During the third quarter, 3 percent of outstanding balances became seriously delinquent — 90 days or more past due — the largest quarterly increase since 2014, according to the Federal Reserve Bank of New York. Among those ages 18 to 29, the rate was about 5 percent — more than double a year earlier and the highest of any age group.

#8 The cost of living crisis never seems to end. Aluminum prices are now increasing at an exponential rate, and that isn’t going to help matters at all…

Aluminum prices in the U.S. climbed to new record highs on Monday as domestic inventories tightened sharply, driven by the Trump administration’s steel and aluminum tariffs designed to bolster and revitalize America’s industrial base.

According to Bloomberg, the all-in U.S. aluminum price, combining the London Metal Exchange (LME) benchmark and the U.S. Midwest delivery premium, hit a record high of $4,816 per ton, nearly double the level from the December 2023 lows.

#9 Have you noticed that restaurant chains are closing vast numbers of locations all over the nation? Wendy’s is the latest major chain to announce mass closures…

Fast food chain Wendy’s is planning to close hundreds more stores just a year after shuttering 140 locations.

Interim CEO Ken Cook told investors in a Friday, Nov. 7, quarterly earnings call that the company would be closing a “mid single-digit percentage” of locations. With around 6,000 locations still operating nationwide, this would amount to roughly 240 to 360 stores. One investor estimated the number at about 300 locations during the call. “When we look at the system today, we have some restaurants that do not elevate the brand and are a drag from a franchisee financial performance perspective,” said Cook. “The goal is to address and fix those restaurants.”

#10 Manufacturing numbers often tell us where the economy is heading next. So the fact that U.S. manufacturing has fallen for eight months in a row is certainly not a good sign…

US manufacturing turned down in October on the PMI index, dropping from 49.1 in September to 48.7 in October, marking the eighth consecutive month of contraction. Price pressure may have eased (58 from 61.9), but production (48.2 from 51), inventory (45.8 from 47.7), and deliveries (54.2 from 52.6) have all declined.

Employment in the sector continued to decline (46 from 45.3), and 67% of panelist noted that companies are working on managing their current workforce rather than hiring.

#11 The tech industry has been one of the very few bright spots for the U.S. economy in 2025. But even our largest tech companies have been conducting absolutely brutal layoffs…

The scale of layoffs is unprecedented: by October, over 112,000 tech employees had been let go across 218 companies. Amazon alone confirmed 14,000 job cuts, citing the need to “reduce bureaucracy” and reallocate resources. The trend is driven by rapid advances in automation and artificial intelligence, which are fundamentally changing the nature of tech work.

“It feels like companies are prioritizing efficiency over human capital,” said a recently laid-off engineer, echoing the concerns of many affected workers. The ripple effects extend beyond individual careers, impacting families and communities as local economies absorb the shock of sudden unemployment.

We were warned that economic conditions would deteriorate, and that is precisely what has happened.

But what we have been through so far is not even worth comparing to what is eventually coming.

It was a nice ride while it lasted.

In 2009, the federal government was 10 trillion dollars in debt, and now it is 38 trillion dollars in debt.

Meanwhile, state and local government debt, corporate debt and consumer debt have all soared into uncharted territory.

We have been on the greatest debt binge in human history, but what did we get for it?

We could have made much different choices, but instead we chose to literally destroy our future.

Now a time of reckoning is upon us, and it isn’t going to be fun.

New York City Enters A Death Spiral As Hundreds Of Thousands Of Law-Abiding Citizens Prepare To Flee

November 10, 2025November 10, 2025 by Michael

What will the loss of hundreds of thousands of law-abiding citizens mean for New York City? It doesn’t take a rocket scientist to answer that question. When large numbers of law-abiding citizens leave any area, conditions get worse. And when conditions get worse, that motivates even more law-abiding citizens to leave. Meanwhile, the election of Zohran Mamdani will make the Big Apple a magnet for criminals, gang members, radical Islamists, economic parasites, far left political activists and those that have entered this country illegally. New York City has entered a horrifying death spiral, and there is little hope that this death spiral can be reversed any time soon.

According to a poll that was taken just before Mamdani’s victory, 9 percent of the entire population of New York City indicated that they would “definitely” leave if Mamdani won…

Hundreds of thousands of New Yorkers are prepared to bolt from the Big Apple if socialist candidate Zohran Mamdani wins Tuesday’s mayoral race — potentially setting the stage for the largest population flight in US history, an alarming new poll warned early Monday.

Around 765,000 people of the 8.4 million residents who call New York City home are preparing to leave, with about 9% of New Yorkers sharing that they would “definitely” leave the city if Mamdani is elected the 111th mayor, the Daily Mail reported, citing a survey conducted by J.L. Partners.

We have never seen anything quite like this before.

If 765,000 people actually leave the Big Apple, that will be roughly equivalent to the entire population of Washington DC…

If those residents were to leave, it would be equal to the population of Washington, DC, Las Vegas, or Seattle fleeing the city.

Another 25% of New Yorkers — about 2.12 million — said they would “consider” packing up and leaving.

But it isn’t just the sheer number of people that are threatening to leave that is the issue.

One of the reasons why New York City is one of the most important cities on the entire planet is because of the vast amount of wealth that is located there.

Now that Mamdani has won, wealthy New Yorkers are freaking out because he believes that capitalism is “theft”…

A lot of ultra-wealthy residents are threatening to flee, and that is a major problem, because the top 1 percent of all income earners pay close to 50 percent of all the taxes…

The top 1 percent of earners in New York pay around half the city’s income taxes.

With a significant proportion of them departing the city’s finances would collapse and there would be less money to pay for Mamdani’s policies, which involve subsidizing various parts of the city’s economy.

New York City is already facing an absolutely massive budget deficit next year.

So how will Mamdani be able to pay for all of his new social programs if ultra-wealthy New Yorkers start leaving in large numbers?

And how will Mamdani be able to maintain order if police officers start leaving in large numbers?

When Mamdani was asked about this, he openly acknowledged that the city is facing a “retention crisis”…

Socialist mayor-elect of New York City Zohran Mamdani said Friday that he is not concerned about backlash from law enforcement following his election victory and reiterated his plan to have social workers carry out certain duties currently done by law enforcement.

During a visit to Puerto Rico, Mamdani was asked if he was “worried” about backlash from the “law enforcement community.”

“I’m not worried about the backlash. What I’m worried about, frankly, is the continuation of a retention crisis that we’ve seen only deepen during the course of this campaign,” Mamdani said.

Mamdani is a smooth talker.

But there is no way that he is going to be able to talk his way out of this mess.

Every single day more New Yorkers are relocating, and one of the most popular destinations is Florida…

Election anxiety in New York City has turned into a real estate windfall in South Florida.

Developer Isaac Toledano, CEO of Miami-based BH Group, told Fox News Digital that his company has closed more than $100 million in signed contracts from New York buyers in just the past few months – about twice last year’s volume.

“I think the election accelerated how people make decisions,” Toledano said. “I think people are nervous [for] what’s coming, how it’s going to affect their lifestyle, the quality of life, taxes, potential of crime [or] no crime.”

Florida is already way too crowded.

This is going to make things even worse.

One real estate agent says that there is currently a lot of interest in waterfront properties “in the $20 million to $30 million range”…

‘We are seeing interest from New York City intensify because of the election,’ Dina Goldentayer, a Douglas Elliman agent in Florida, told the Daily Mail.

‘The city’s area codes 917 and 212 are popping up now almost as much as they did at the height of the Covid pandemic.

‘Most of the calls are from buyers, many Wall Street execs, looking in the $20 million to $30 million range. Specifically for waterfront houses or oceanfront condos.’

The weather in southern Florida is so nice for most of the year.

But is it a place that you would really want to be during the chaotic times that are coming?

Needless to say, it would certainly not be my first choice.

Up until just recently, many long-time New Yorkers never imagined that they would leave.

But now everything has changed.

It has been pointed out that voters that have lived in New York City for less than 10 years are the reason why Mamdani was victorious…

We are seeing similar patterns all over the nation.

In fact, it is being reported that this month we saw “a record forty-two Muslim candidates elected to public office across the United States”…

They told us the plan. Now we’re watching it unfold — in real time.

This week, terror-linked Islamic organizations are celebrating a stunning milestone: a record forty-two Muslim candidates elected to public office across the United States, the most significant wave of Muslim political victories in American history.

According to the Council on American-Islamic Relations’ (CAIR) own data, the newly elected officials span at least nine states — New York, Virginia, Michigan, New Jersey, Maryland, Washington, Ohio, Pennsylvania, and North Carolina. The list includes five mayors, four state legislators, two judges, and dozens of city council, county, and school board members.

The electorate has been transformed by decades of mass immigration.

This is something that many of us have been ranting about for a very long time, but there is no way to turn back the clock now.

Those that wanted to “fundamentally transform” America have largely succeeded, and now a 34-year-old Islamic communist that wasn’t even a U.S. citizen a decade ago is going to be the next mayor of New York City.

The largest city in the United States is about to descend into a state of complete and utter chaos, and everyone can see that this is a story that is not going to have a happy ending.

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